CSB Bank Financials
NSE: CSBBANK | BSE: 542867
₹324.95
As on 03-Sep-2026 15:59IST
Market cap
₹5,637 Cr
Revenue (TTM)
₹4,752 Cr
P/E Ratio
8.5
P/B Ratio
1.2
Div. Yield
0 %
Income Statement (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Interest Earned
|
4,751.57
|
4,505.19
|
3,597.14
|
2,927.54
|
2,319.65
|
2,038.31
|
|||||
|
Other Income
|
1,160.64
|
1,176.59
|
972.05
|
584.29
|
316.01
|
246.80
|
|||||
|
Total Income
|
5,912.21
|
5,681.79
|
4,569.20
|
3,511.83
|
2,635.66
|
2,285.11
|
|||||
|
Interest Expended
|
2,932.00
|
2,784.87
|
2,120.97
|
1,451.13
|
985.81
|
885.01
|
|||||
|
Operating Expenses
|
1,864.36
|
1,811.53
|
1,537.99
|
1,280.78
|
942.46
|
786.38
|
|||||
|
Operating Profit before Prov. & Cont.
|
1,115.85
|
1,085.39
|
910.24
|
779.92
|
707.40
|
613.72
|
|||||
|
Provisions and Contingencies
|
222.47
|
234.23
|
110.71
|
18.48
|
-26.21
|
-0.51
|
|||||
|
Profit Before Tax
|
893.38
|
851.16
|
799.53
|
761.44
|
733.61
|
614.23
|
|||||
|
Taxes
|
228.76
|
217.98
|
205.73
|
194.62
|
186.25
|
155.74
|
|||||
|
Profit after Tax
|
664.62
|
633.18
|
593.80
|
566.82
|
547.36
|
458.49
|
|||||
|
Minority Interest
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Share of Associate
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Consolidated Profit
|
664.62
|
633.18
|
593.80
|
566.82
|
547.36
|
458.49
|
Liabilities (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Shareholder's Funds
|
4,894.28
|
4,894.29
|
4,497.73
|
3,803.65
|
3,203.63
|
2,651.40
|
|||||
|
Minority Interest
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Deposits
|
44,245.92
|
44,245.92
|
36,861.49
|
29,718.80
|
24,505.81
|
20,188.30
|
|||||
|
Borrowings
|
7,154.44
|
7,154.44
|
5,546.28
|
1,757.38
|
782.97
|
2,007.19
|
|||||
|
Other Liabilities & Provisions
|
1,431.88
|
1,431.87
|
930.77
|
776.16
|
669.87
|
509.39
|
|||||
|
Total Liabilities
|
57,726.52
|
57,726.52
|
47,836.27
|
36,055.99
|
29,162.28
|
25,356.27
|
Assets (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cash and Balance with Reserve Bank of India
|
4,016.65
|
4,016.65
|
3,187.28
|
3,089.65
|
1,469.91
|
1,473.24
|
|||||
|
Balances with Banks and Money at Call
|
80.15
|
80.15
|
404.90
|
65.24
|
366.80
|
100.52
|
|||||
|
Investments
|
11,955.29
|
11,955.29
|
11,389.34
|
7,551.43
|
5,848.70
|
7,011.62
|
|||||
|
Advances
|
39,847.84
|
39,847.84
|
31,507.05
|
24,335.58
|
20,650.65
|
15,814.68
|
|||||
|
Net Block
|
709.81
|
708.30
|
449.63
|
405.92
|
319.36
|
287.86
|
|||||
|
Other Assets
|
1,116.78
|
1,116.79
|
719.02
|
608.18
|
506.87
|
668.35
|
|||||
|
Miscellaneous Exp. Not Written Off
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Total Assets
|
57,726.52
|
57,726.52
|
47,836.27
|
36,055.99
|
29,162.28
|
25,356.27
|
Cashflow (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cash From Operating Activities
|
--
|
-313.65
|
-5,255.52
|
1,782.98
|
2,211.48
|
-852.50
|
|||||
|
Cash Flow from Investing Activities
|
--
|
-789.89
|
1,903.91
|
-1,439.21
|
-724.32
|
130.92
|
|||||
|
Cash from Financing Activities
|
--
|
1,608.16
|
3,788.90
|
974.41
|
-1,224.22
|
581.27
|
|||||
|
Net Cash Inflow / Outflow
|
--
|
504.62
|
437.29
|
1,318.18
|
262.95
|
-140.31
|
Financials Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Adjusted EPS (₹)
|
38.31
|
36.50
|
34.23
|
32.67
|
31.55
|
26.43
|
|||||
|
Cash EPS (₹)
|
38.31
|
42.68
|
38.63
|
35.87
|
34.04
|
28.62
|
|||||
|
Adjusted Book Value (₹)
|
279.05
|
270.40
|
247.86
|
208.11
|
174.84
|
143.22
|
|||||
|
Dividend per Share (₹)
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Cash Flow per Share (₹)
|
--
|
-18.08
|
-302.94
|
102.77
|
127.47
|
-49.14
|
|||||
|
Free Cash Flow per Share (₹)
|
--
|
-44.78
|
-330.76
|
92.86
|
118.54
|
-61.41
|
Profitability Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Yield on Advances
|
--
|
11.31
|
11.42
|
12.03
|
11.23
|
12.89
|
|||||
|
Yield on Investments
|
--
|
6.95
|
6.34
|
6.15
|
7.20
|
5.86
|
|||||
|
Interest Spread
|
--
|
5.89
|
6.42
|
7.42
|
7.33
|
8.90
|
|||||
|
NIM (%)
|
3.76
|
3.08
|
3.18
|
4.21
|
4.71
|
4.73
|
|||||
|
ROE (%)
|
13.85
|
14.08
|
15.01
|
17.06
|
19.84
|
20.33
|
|||||
|
ROA (%)
|
1.26
|
1.20
|
1.42
|
1.74
|
2.01
|
1.88
|
|||||
|
Cost to Income Ratio
|
--
|
62.53
|
62.82
|
62.15
|
57.12
|
56.17
|
Growth Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Revenue Growth (%)
|
24.84
|
25.24
|
22.87
|
26.21
|
13.80
|
8.87
|
|||||
|
EBIT Growth (%)
|
48.44
|
19.24
|
16.71
|
10.25
|
15.26
|
19.05
|
|||||
|
Net Profit Growth (%)
|
21.82
|
6.63
|
4.76
|
3.56
|
19.38
|
109.93
|
|||||
|
EPS Growth (%)
|
10.94
|
6.63
|
4.76
|
3.56
|
19.38
|
109.93
|
|||||
|
Book Value Growth (%)
|
9.24
|
9.09
|
19.10
|
19.03
|
22.08
|
22.70
|
Valuation Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Price / Earnings
|
8.48
|
9.31
|
8.83
|
10.84
|
7.79
|
8.01
|
|||||
|
Price / Book Value
|
1.16
|
1.26
|
1.22
|
1.70
|
1.41
|
1.48
|
|||||
|
Dividend Yield (%)
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
EV/EBITDA
|
7.86
|
12.02
|
11.85
|
10.13
|
7.14
|
9.25
|
|||||
|
Close Price (₹)
|
339.85
|
340.50
|
302.25
|
354.50
|
245.10
|
211.15
|
|||||
|
High Price (₹)
|
574.70
|
574.70
|
419.70
|
422.25
|
275.10
|
374.00
|
|||||
|
Low Price (₹)
|
317.35
|
270.00
|
266.05
|
237.05
|
178.00
|
201.30
|
|||||
|
Market Cap (₹ Cr)
|
5,636.55
|
5,895.04
|
5,243.56
|
6,142.28
|
4,265.15
|
3,671.00
|