Lumino Financials

NSE: LUMINO | BSE: 544894

₹102.16

₹0.53 (0.52%)

As on 16-Oct-2026IST

Market cap

₹3,113 Cr

Revenue (TTM)

₹2,041 Cr

P/E Ratio

19.5

P/B Ratio

2.5

Div. Yield

0 %

Income Statement (₹ Cr)	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Operating Revenue	2,041.07	1,917.97	1,407.32	760.21	604.01	--
Total Income	2,090.03	1,946.73	1,427.03	773.10	616.91	--
Total Expenditure	1,788.91	1,684.14	1,252.40	712.30	543.85	--
EBITDA	252.17	233.83	154.92	47.91	60.16	--
Depreciation	16.42	16.32	10.21	5.91	5.83	--
EBIT	235.75	217.50	144.71	42.01	54.33	--
Interest	79.93	76.96	48.46	28.32	21.71	--
Other Income	48.95	28.76	19.71	12.89	12.90	--
Exceptional Items	--	--	--	--	--	--
Profit before Tax	204.80	168.77	115.96	26.58	45.52	--
Provision for Tax	44.80	44.18	29.32	7.18	11.78	--
Profit after Tax	160.00	124.59	86.63	19.40	33.74	--
Minority Interest	--	--	--	0.02	0.01	--
Share of Associate	--	--	-0.03	--	--	--
Consolidated Profit	160.00	124.59	86.61	19.42	33.74	--

Liabilities (₹ Cr)	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Shareholder's Funds	729.71	570.45	445.97	359.40	338.48	--
Minority Interest	--	--	--	--	0.04	--
Non-Current Liabilities	17.34	11.80	34.07	50.09	59.52	--
Current Liabilities	1,463.38	1,277.00	839.09	563.67	408.71	--
Total Liabilities	2,239.84	1,878.69	1,323.05	974.87	808.30	--

Assets (₹ Cr)	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Non-Current Assets	190.30	133.53	96.80	120.87	64.18	--
Current Assets	2,020.13	1,725.72	1,222.33	852.28	742.57	--
Total Assets	2,239.84	1,878.69	1,323.05	974.87	808.30	--
Total Debt*	979.63	862.99	442.27	305.43	199.95	--
Net Current Assets	556.75	448.71	383.24	288.62	333.86	--
Contingent Liabilities	24.86	20.97	25.88	12.96	12.79	--

Cashflow (₹ Cr)	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Cash From Operating Activities	156.08	-238.60	-92.17	71.83	-34.98	--
Cash Flow from Investing Activities	-40.60	-12.77	-3.58	-143.66	16.74	--
Cash from Financing Activities	-101.72	311.48	98.83	84.21	18.71	--
Net Cash Inflow / Outflow	13.76	60.11	3.07	12.38	0.46	--

Financials Ratios	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Adjusted EPS (₹)	6.57	5.11	3.56	0.80	1.38	--
Cash EPS (₹)	7.24	5.79	3.98	1.04	1.62	--
Adjusted Book Value (₹)	29.96	23.42	18.31	14.76	13.87	--
Dividend per Share (₹)	--	--	--	--	--	--
Cash Flow per Share (₹)	6.41	-9.80	-30.27	23.59	-19.15	--
Free Cash Flow per Share (₹)	3.74	-14.22	-45.63	13.46	-30.71	--

Profitability Ratios	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
ROCE (%)	18.12	21.17	21.17	9.12	12.49	--
ROE (%)	24.61	24.51	21.51	5.56	9.97	--
ROA (%)	7.86	7.84	7.56	2.18	4.18	--
EBIT Margin (%)	11.55	11.34	10.28	5.53	9.00	--
Net Margin (%)	7.66	6.40	6.07	2.51	5.47	--
Cash Profit Margin (%)	8.64	7.35	6.84	3.33	6.55	--

Growth Ratios	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Revenue Growth (%)	6.42	36.29	85.12	25.86	--	--
EBIT Growth (%)	8.39	50.31	244.49	-22.69	--	--
Net Profit Growth (%)	28.42	43.81	346.61	-42.50	--	--
EPS Growth (%)	28.43	43.85	345.96	-42.33	--	--
Book Value Growth (%)	27.92	27.91	24.09	6.18	--	--

Valuation Ratios	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Price / Earnings	--	--	--	--	--	--
Price / Book Value	--	--	--	--	--	--
Dividend Yield (%)	--	--	--	--	--	--
EV/EBITDA	2.83	2.89	1.95	2.61	2.10	--
Close Price (₹)	--	--	--	--	--	--
High Price (₹)	--	--	--	--	--	--
Low Price (₹)	--	--	--	--	--	--
Market Cap (₹ Cr)	--	--	--	--	--	--

Solvency Ratios	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Debt to Equity	1.34	1.51	0.99	0.85	0.59	--
Short term debt to equity ratio	1.30	1.34	0.92	0.72	0.45	--
Current Ratio	1.38	1.35	1.46	1.51	1.82	--
Quick Ratio	1.13	1.15	1.24	1.29	1.65	--
Interest Coverage	3.56	3.19	3.39	1.94	3.10	--

Operating Efficiency Ratios	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Debtors to sales (%)	43.84	37.60	32.65	33.34	41.25	--
Asset Turnover	1.00	1.21	1.23	0.85	0.75	--
Receivable days	144.49	112.33	91.94	120.65	150.57	--
Inventory Days	55.72	41.67	38.89	46.08	41.85	--
Payable days	58.63	45.16	63.60	63.32	66.48	--
Cash Conversion Cycle	141.59	108.84	67.22	103.41	125.94	--