Finbud Financial Services Peer Comparison

NSE: FINBUD

₹111.95

₹0.55 (0.49%)

As on 29-Sep-2026IST

Market cap

₹213 Cr

Revenue (TTM)

₹223 Cr

P/E Ratio

18.3

P/B Ratio

5.2

Div. Yield

0 %

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	Finbud Financial Services	Manba Finance	Avonmore Capital	Comfort Intech	Ibl Finance
Market cap (₹ Cr)	213	686	368	215	151
Revenue (₹ Cr)	223	353	202	187	17
Net Profit (₹ Cr)	8.50	48.87	10.92	2.19	2.44
Net Margin (%)	3.80	13.83	5.39	1.20	14.08
RoE (%)	35.57	12.24	4.02	-1.98	4.08
Price to Earnings	18.31	14.04	23.91	--	61.82
Price-To-Book	5.20	1.62	0.93	1.23	2.46

Income Statement
Liabilities
Assets
Cashflow
Ratios

Income Statement (₹ Cr)

	Finbud Financial Services	Manba Finance	Avonmore Capital	Comfort Intech	Ibl Finance
Operating Income	223.28	250.93	180.17	153.83	12.96
Other Income	0.22	0.04	2.05	3.88	0.11
Total Income	223.50	250.97	182.22	157.71	13.06
Interest Expense	1.41	107.84	3.63	2.08	3.19
PBT & Exceptional Items	11.95	50.10	34.13	10.21	2.99
Operating Expenses	208.62	88.44	139.76	144.47	6.36
Exceptional Income/Expenses	--	--	--	--	--
Profit before Tax	11.95	50.10	45.00	10.21	2.99
Taxes	3.45	12.30	7.42	2.10	0.64
Profit after Tax	8.50	37.80	37.58	8.10	2.36
Minority Interest	--	--	109.41	10.44	--
Share of Associate	--	--	--	3.40	--
Consolidated Profit	8.50	37.80	29.00	11.32	2.36

Liabilities (₹ Cr)

	Finbud Financial Services	Manba Finance	Avonmore Capital	Comfort Intech	Ibl Finance
Shareholder's Funds	35.98	368.90	373.85	179.30	58.66
Minority Interest	--	--	109.41	10.44	--
Non-Current Liabilities	3.59	452.77	2.16	1.88	50.48
Current Liabilities	28.00	642.24	90.00	35.97	3.49
Total Liabilities	68.93	1,465.98	579.75	227.59	112.87

Assets (₹ Cr)

	Finbud Financial Services	Manba Finance	Avonmore Capital	Comfort Intech	Ibl Finance
Non-Current Assets	5.52	1,187.15	255.05	143.02	62.43
Current Assets	62.06	276.76	320.38	84.57	50.19
Total Assets	68.93	1,465.98	579.75	227.59	112.87
Contingent Liabilities	--	6.09	15.44	57.01	--

Cashflow (₹ Cr)

	Finbud Financial Services	Manba Finance	Avonmore Capital	Comfort Intech	Ibl Finance
Cash From Operating Activities	-13.33	-320.32	-6.83	19.36	-45.90
Cash Flow from Investing Activities	-1.46	-14.65	-19.78	-0.53	-0.61
Cash from Financing Activities	20.37	449.89	44.61	-18.89	44.14
Net Cash Inflow / Outflow	5.58	114.92	18.00	-0.06	-2.37

Ratios

Profitability Ratios

	Finbud Financial Services	Manba Finance	Avonmore Capital	Comfort Intech	Ibl Finance
ROCE (%)	33.96	13.18	13.79	6.32	7.54
ROE (%)	35.57	13.28	11.27	4.69	4.10
ROA (%)	15.25	3.10	6.90	3.28	2.63
EBIT Margin (%)	6.67	64.77	23.56	8.60	51.73
Net Margin (%)	3.80	15.06	20.62	5.14	18.03
Cash Profit Margin (%)	4.49	16.90	23.47	4.97	22.17

Growth Ratios

	Finbud Financial Services	Manba Finance	Avonmore Capital	Comfort Intech	Ibl Finance
Revenue Growth (%)	17.37	30.98	45.82	-0.77	-8.25
EBIT Growth (%)	40.02	30.01	103.20	16.51	80.81
Net Profit Growth (%)	50.18	21.25	87.15	21.25	3.15
EPS Growth (%)	35.26	-9.09	106.84	-34.38	3.15
Book Value Growth (%)	205.18	83.89	24.33	7.97	4.18

Valuation Ratios

	Finbud Financial Services	Manba Finance	Avonmore Capital	Comfort Intech	Ibl Finance
Price / Earnings	0.00	17.54	16.32	27.86	54.55
Price / Book Value	0.00	1.80	1.28	1.76	2.19
Dividend Yield (%)	--	0.57	0.00	0.71	0.00
EV/EBITDA	1.64	9.22	10.74	24.34	25.33
Market Cap (₹ Cr)	0.00	662.91	473.22	315.47	128.48

Solvency Ratios

	Finbud Financial Services	Manba Finance	Avonmore Capital	Comfort Intech	Ibl Finance
Debt to Equity	0.51	2.91	0.04	0.08	0.75
Short term debt to equity ratio	0.37	1.71	0.02	0.08	0.00
Current Ratio	2.22	0.43	3.56	2.35	14.36
Quick Ratio	2.22	0.43	3.56	2.18	14.36
Interest Coverage	9.46	1.46	13.39	5.92	1.94