Market cap
₹196 Cr
Revenue (TTM)
₹81 Cr
P/E Ratio
10.2
P/B Ratio
1.5
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -- | -- | 37.00 | 39.17 | -- |
| EBIT | -- | -- | 109.26 | 58.83 | -- |
| Net Profit | -- | -- | 127.22 | 60.16 | -- |
| EPS | -- | -- | 83.45 | 49.13 | -- |
| Book Value | -- | -- | 56.38 | 102.91 | -- |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | Mar-25 | Mar-24 | Mar-23 |
| EBIT-Margin
| 24.91 | -- | 26.16 | 17.12 | 31.44 |
| Net Margin
| 17.19 | -- | 18.63 | 11.26 | 21.68 |
| Return on equity
| 62.28 | -- | 38.28 | 28.24 | 120.33 |
| Return on Capital
| 73.86 | -- | 44.02 | 38.37 | 139.19 |
| Return on Assets
| 36.40 | -- | 25.84 | 18.04 | 65.31 |
| Debt to Equity (x)
| -- | -- | 0.31 | 0.09 | 0.18 |
Profitability
ROCE
44.02
Higher than Peers by 41.22
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
44.02
|
38.37
|
139.19
|
66.38
|
--
|
|
Peer Median
|
2.80
|
--
|
--
|
--
|
--
|
ROE
38.28
Higher than Peers by 36.22
Profit after tax / Average Net worth * 100
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
38.28
|
28.24
|
120.33
|
73.11
|
--
|
|
Peer Median
|
2.07
|
--
|
--
|
--
|
--
|
ROA
25.84
Higher than Peers by 25.21
Profit after tax / Average Total assets * 100
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
25.84
|
18.04
|
65.31
|
25.94
|
--
|
|
Peer Median
|
0.64
|
--
|
--
|
--
|
--
|
EBIT Margin
26.16
Higher than Peers by 2.55
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
26.16
|
17.12
|
31.44
|
17.60
|
--
|
|
Peer Median
|
23.61
|
--
|
--
|
--
|
--
|
Net Margin
18.63
Higher than Peers by 7.46
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
18.63
|
11.26
|
21.68
|
12.27
|
--
|
|
Peer Median
|
11.17
|
--
|
--
|
--
|
--
|
Cash Profit Margin
19.17
Higher than Peers by 19.17
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
19.17
|
11.97
|
22.19
|
12.68
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
37.00
Lower than Peers by 23.42
Year on year growth in net sales
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
37.00
|
-15.70
|
133.38
|
--
|
--
|
|
Peer Median
|
60.41
|
--
|
--
|
--
|
--
|
EBIT Growth
109.26
Higher than Peers by 44.40
Year on year growth in operating profit (EBIT)
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
109.26
|
-54.08
|
316.95
|
--
|
--
|
|
Peer Median
|
64.86
|
--
|
--
|
--
|
--
|
Net Profit Growth
127.22
Higher than Peers by 57.31
Year on year growth in profit after tax
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
127.22
|
-56.24
|
313.14
|
--
|
--
|
|
Peer Median
|
69.92
|
--
|
--
|
--
|
--
|
EPS Growth
83.45
Higher than Peers by 71.79
Year on year growth in earnings per share
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
83.45
|
-56.24
|
313.14
|
--
|
--
|
|
Peer Median
|
11.66
|
--
|
--
|
--
|
--
|
Book Value Growth
93.70
--
Year on year growth in book value per share
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
93.70
|
32.88
|
302.06
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.31
Higher than Peers by 0.29
Total debt / Net worth
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
0.31
|
0.09
|
0.18
|
0.58
|
--
|
|
Peer Median
|
0.01
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.14
--
(Short term borrowings / Net worth)
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
0.14
|
0.01
|
0.07
|
0.22
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
3.30
Higher than Peers by 0.58
Current Assets / Current Liabilities and Provisions
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
3.30
|
2.85
|
3.10
|
1.86
|
--
|
|
Peer Median
|
2.72
|
--
|
--
|
--
|
--
|
Quick Ratio
3.30
Higher than Peers by 1.58
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
3.30
|
2.85
|
3.10
|
1.86
|
--
|
|
Peer Median
|
1.72
|
--
|
--
|
--
|
--
|
Interest Coverage
19.39
Higher than Peers by 15.26
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
19.39
|
8.60
|
32.50
|
14.16
|
--
|
|
Peer Median
|
4.13
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
60.77
Higher than Peers by 52.19
Debtors outstanding / Net Sales * 100
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
60.77
|
53.20
|
40.80
|
33.20
|
--
|
|
Peer Median
|
8.58
|
--
|
--
|
--
|
--
|
Asset Turnover
1.38
Higher than Peers by 1.10
Sales / Average Total Assets
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
1.38
|
1.60
|
3.01
|
2.11
|
--
|
|
Peer Median
|
0.28
|
--
|
--
|
--
|
--
|
Receivable days
181.76
--
Average Debtors / Sales * 365
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
181.76
|
185.42
|
100.43
|
121.20
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
--
--
Current share price divided by earning per share in the last twelve months
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
65.59
|
--
|
--
|
--
|
--
|
Price / Book Value
--
--
Current share price divided by book value per share in the latest financial year
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.27
|
--
|
--
|
--
|
--
|
EV/EBITDA
0.97
Lower than Peers by 25.30
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
0.97
|
0.20
|
0.14
|
0.33
|
--
|
|
Peer Median
|
26.27
|
--
|
--
|
--
|
--
|
Market Cap
--
--
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
285
|
--
|
--
|
--
|
--
|