Justo Realfintech Key Ratios
BSE: 544542
₹81.00
₹6.00
(8.00%)
As on 30-Oct-2026IST
Market cap
₹152 Cr
Revenue (TTM)
₹92 Cr
P/E Ratio
7.9
P/B Ratio
1.2
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -- | -- | 12.82 | 9.22 | -- |
| EBIT | -- | -- | 29.28 | 7.50 | -- |
| Net Profit | -- | -- | 28.36 | 7.89 | -- |
| EPS | -- | -- | -5.52 | -9.29 | -- |
| Book Value | -- | -- | 77.46 | 54.50 | -- |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | Mar-26 | Mar-25 | Mar-24 |
| EBIT-Margin
| 24.42 | -- | 29.97 | 26.16 | 17.12 |
| Net Margin
| 16.76 | -- | 20.69 | 18.33 | 11.26 |
| Return on equity
| 29.13 | -- | 21.49 | 37.67 | 28.24 |
| Return on Capital
| 36.52 | -- | 27.17 | 44.02 | 38.37 |
| Return on Assets
| 19.88 | -- | 16.17 | 25.44 | 18.04 |
| Debt to Equity (x)
| -- | -- | 0.12 | 0.31 | 0.09 |
Profitability
ROCE
27.17
Higher than Peers by 23.27
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
27.17
|
44.02
|
38.37
|
139.19
|
66.38
|
|
Peer Median
|
3.90
|
2.80
|
--
|
--
|
--
|
ROE
21.49
Higher than Peers by 17.95
Profit after tax / Average Net worth * 100
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
21.49
|
37.67
|
28.24
|
120.33
|
73.11
|
|
Peer Median
|
3.54
|
2.07
|
--
|
--
|
--
|
ROA
16.17
Higher than Peers by 14.08
Profit after tax / Average Total assets * 100
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
16.17
|
25.44
|
18.04
|
65.31
|
25.94
|
|
Peer Median
|
2.09
|
0.64
|
--
|
--
|
--
|
EBIT Margin
29.97
Higher than Peers by 8.21
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
29.97
|
26.16
|
17.12
|
31.44
|
17.60
|
|
Peer Median
|
21.77
|
23.61
|
--
|
--
|
--
|
Net Margin
20.69
Higher than Peers by 2.98
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
20.69
|
18.33
|
11.26
|
21.68
|
12.27
|
|
Peer Median
|
17.71
|
11.17
|
--
|
--
|
--
|
Cash Profit Margin
21.29
Higher than Peers by 21.29
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
21.29
|
18.87
|
11.97
|
22.19
|
12.68
|
|
Peer Median
|
0.00
|
0.00
|
--
|
--
|
--
|
Revenue Growth
12.82
Lower than Peers by 1,73,262.55
Year on year growth in net sales
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
12.82
|
37.00
|
-15.70
|
133.38
|
--
|
|
Peer Median
|
1,73,275.37
|
60.41
|
--
|
--
|
--
|
EBIT Growth
29.28
Lower than Peers by 96.91
Year on year growth in operating profit (EBIT)
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
29.28
|
109.26
|
-54.08
|
316.95
|
--
|
|
Peer Median
|
126.19
|
64.86
|
--
|
--
|
--
|
Net Profit Growth
28.36
Lower than Peers by 167.11
Year on year growth in profit after tax
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
28.36
|
123.57
|
-56.24
|
313.14
|
--
|
|
Peer Median
|
195.47
|
69.92
|
--
|
--
|
--
|
EPS Growth
-5.52
Lower than Peers by 132.70
Year on year growth in earnings per share
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
-5.52
|
80.50
|
-56.24
|
313.14
|
--
|
|
Peer Median
|
127.18
|
11.66
|
--
|
--
|
--
|
Book Value Growth
141.09
--
Year on year growth in book value per share
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
141.09
|
93.70
|
32.88
|
302.06
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.12
Lower than Peers by 0.16
Total debt / Net worth
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
0.12
|
0.31
|
0.09
|
0.18
|
0.58
|
|
Peer Median
|
0.28
|
0.01
|
--
|
--
|
--
|
Short term debt to equity ratio
0.12
--
(Short term borrowings / Net worth)
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
0.12
|
0.23
|
0.01
|
0.07
|
0.22
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
4.06
Higher than Peers by 0.64
Current Assets / Current Liabilities and Provisions
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
4.06
|
3.31
|
2.85
|
3.10
|
1.86
|
|
Peer Median
|
3.42
|
2.72
|
--
|
--
|
--
|
Quick Ratio
4.06
Higher than Peers by 1.12
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
4.06
|
3.31
|
2.85
|
3.10
|
1.86
|
|
Peer Median
|
2.93
|
1.72
|
--
|
--
|
--
|
Interest Coverage
11.58
Higher than Peers by 9.11
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
11.58
|
15.21
|
8.60
|
32.50
|
14.16
|
|
Peer Median
|
2.47
|
4.13
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
94.31
Higher than Peers by 54.65
Debtors outstanding / Net Sales * 100
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
94.31
|
60.77
|
53.20
|
40.80
|
33.20
|
|
Peer Median
|
39.66
|
8.58
|
--
|
--
|
--
|
Asset Turnover
0.77
Higher than Peers by 0.45
Sales / Average Total Assets
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
0.77
|
1.38
|
1.60
|
3.01
|
2.11
|
|
Peer Median
|
0.32
|
0.28
|
--
|
--
|
--
|
Receivable days
270.42
--
Average Debtors / Sales * 365
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
270.42
|
181.76
|
185.42
|
100.43
|
121.20
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
7.24
Lower than Peers by 88.28
Current share price divided by earning per share in the last twelve months
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
7.24
|
--
|
--
|
--
|
--
|
|
Peer Median
|
95.52
|
65.59
|
--
|
--
|
--
|
Price / Book Value
1.10
Lower than Peers by 0.52
Current share price divided by book value per share in the latest financial year
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
1.10
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1.63
|
2.27
|
--
|
--
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EV/EBITDA
3.85
Lower than Peers by 5.59
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
3.85
|
0.97
|
0.20
|
0.14
|
0.33
|
|
Peer Median
|
9.44
|
26.27
|
--
|
--
|
--
|
Market Cap
139
Lower than Peers by 140
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
|---|---|---|---|---|---|
|
Justo Realfintech
|
139
|
--
|
--
|
--
|
--
|
|
Peer Median
|
279
|
285
|
--
|
--
|
--
|
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