Credo Brand Key Ratios

Stock Card

NSE: MUFTI | BSE: 544058

₹68.45

₹0.28 (0.41%)

As on 16-Oct-2026IST

Market cap

₹448 Cr

Revenue (TTM)

₹597 Cr

P/E Ratio

10.3

P/B Ratio

Div. Yield

2.9 %

Key Ratios and Highlights

Growth Score (%)	Quarterly		Annual (TTM)
Particulars	QoQ	YoY	1-Year	3-Years	5-Years
Revenue	-22.82	4.44	-2.74	4.44	15.08
EBIT	-67.70	-42.72	-29.94	-11.73	38.12
Net Profit	-85.00	-63.75	-31.60	-16.22	40.57
EPS	-85.00	-63.76	-33.40	24.80	39.89
Book Value	--	--	6.79	15.29	16.66

Key Ratios (%)	Average		Annual (TTM)
Particulars	3-Years	5-Years	TTM	Mar-26	Mar-25
EBIT-Margin	16.27	16.88	12.44	13.48	18.00
Net Margin	9.72	10.77	7.13	7.87	10.96
Return on equity	16.18	18.86	10.39	11.22	18.27
Return on Capital	27.12	30.53	--	21.00	29.68
Return on Assets	8.38	9.90	5.53	6.13	9.45
Debt to Equity (x)	--	--	0.00	0.00	0.00

Profitability

View Detailed Peer Comparison

ROCE

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Credo Brand	--	21.00	29.68	30.69	44.94
Peer Median	--	17.60	13.65	20.51	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

ROE

10.39

Lower than Peers by 1.39

Profit after tax / Average Net worth * 100

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Credo Brand	10.39	11.22	18.27	19.06	30.11
Peer Median	11.78	12.93	11.89	15.90	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

ROA

5.53

Lower than Peers by 1.36

Profit after tax / Average Total assets * 100

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Credo Brand	5.53	6.13	9.45	9.56	15.27
Peer Median	6.89	6.27	5.53	7.64	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

EBIT Margin

12.44

Higher than Peers by 4.67

Operating profit (EBIT) / Net Sales * 100

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Credo Brand	12.44	13.48	18.00	17.33	21.75
Peer Median	7.78	9.07	8.19	8.54	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Net Margin

7.13

Higher than Peers by 0.01

Net profit / Total Income (Net sales plus other income) * 100

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Credo Brand	7.13	7.87	10.96	10.34	15.15
Peer Median	7.12	6.03	5.47	6.56	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Cash Profit Margin

(Net profit + Depreciation) / Gross Sales * 100

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Credo Brand	--	14.12	16.31	14.88	24.38
Peer Median	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

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Revenue Growth

-2.74

Lower than Peers by 12.58

Year on year growth in net sales

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Credo Brand	-2.74	-4.22	8.96	13.88	46.02
Peer Median	9.84	15.89	29.72	7.05	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

EBIT Growth

-29.94

Lower than Peers by 42.95

Year on year growth in operating profit (EBIT)

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Credo Brand	-29.94	-28.25	13.17	-9.27	129.49
Peer Median	13.01	26.07	23.89	18.97	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Net Profit Growth

-31.60

Lower than Peers by 48.45

Year on year growth in profit after tax

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Credo Brand	-31.60	-30.68	15.63	-23.62	129.48
Peer Median	16.84	26.00	23.03	10.54	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

EPS Growth

-33.40

Lower than Peers by 39.66

Year on year growth in earnings per share

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Credo Brand	-33.40	-30.74	14.16	-23.83	127.84
Peer Median	6.26	12.38	4.03	9.38	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Book Value Growth

Year on year growth in book value per share

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Credo Brand	--	6.89	20.15	21.31	19.86
Peer Median	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

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Debt to Equity

Total debt / Net worth

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Credo Brand	--	--	0.00	0.11	0.04
Peer Median	0.01	0.38	0.49	0.32	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Short term debt to equity ratio

(Short term borrowings / Net worth)

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Credo Brand	--	--	--	0.09	--
Peer Median	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Current Ratio

3.27

Higher than Peers by 1.52

Current Assets / Current Liabilities and Provisions

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Credo Brand	3.27	3.02	3.14	2.66	3.00
Peer Median	1.76	1.68	1.76	1.79	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Quick Ratio

2.46

Higher than Peers by 1.42

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Credo Brand	2.46	2.30	2.41	1.75	1.82
Peer Median	1.05	1.43	0.99	1.05	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Interest Coverage

3.30

Lower than Peers by 0.59

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Credo Brand	3.30	3.50	4.60	4.28	6.85
Peer Median	3.89	3.82	3.00	4.17	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Operating Efficiency

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Debtors to sales

39.55

Higher than Peers by 9.70

Debtors outstanding / Net Sales * 100

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Credo Brand	39.55	39.91	38.68	37.41	27.56
Peer Median	29.85	36.02	32.90	23.57	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Asset Turnover

0.76

Lower than Peers by 0.17

Sales / Average Total Assets

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Credo Brand	0.76	1.11	1.16	1.32	1.06
Peer Median	0.93	1.09	1.13	1.06	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Receivable days

Average Debtors / Sales * 365

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Credo Brand	--	100.62	98.05	78.19	88.69
Peer Median	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Inventory Days

Average Inventory / Sales * 365

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Credo Brand	--	44.90	49.26	53.32	60.91
Peer Median	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Payable days

Average Creditors / Cost of goods sold * 365

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Credo Brand	--	38.72	32.69	48.56	68.13
Peer Median	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Cash Conversion Cycle

Receivable Days + Inventory Days - Payable Days

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Credo Brand	--	106.80	114.62	82.95	81.47
Peer Median	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

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Price / Earnings

10.33

Lower than Peers by 23.19

Current share price divided by earning per share in the last twelve months

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Credo Brand	10.33	8.85	11.96	18.17	--
Peer Median	33.52	26.74	36.20	31.36	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Price / Book Value

1.02

Lower than Peers by 1.40

Current share price divided by book value per share in the latest financial year

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Credo Brand	1.02	0.96	2.00	3.16	--
Peer Median	2.42	2.88	4.03	3.69	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Dividend Yield

2.92

Dividend per share in the past twelve months divided by current share price

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Credo Brand	2.92	3.12	2.40	0.30	--
Peer Median	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

EV/EBITDA

2.33

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Credo Brand	2.33	2.10	4.16	6.72	0.03
Peer Median	--	13.20	22.54	19.25	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Market Cap

448

Lower than Peers by 650

Current Share price multiplied by latest total number of shares outstanding

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Credo Brand	448	420	818	1,075	--
Peer Median	1,098	448	714	610	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.