Value Research Rating

5 star

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Quality Score0/0

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ESAF Small Finance Bank Ltd Share Price

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Stock Range

Today’s Range
Low: 29.21 High: 30.12
52 Week Range
Low: 29.06 High: 65.35
Liquidityliquidity High
Low Moderate High

Fundamentals

  • Market capMarket cap information

    ₹1,513 Cr

  • P/E RatioP/E Ratio information

    --

  • P/B RatioP/B Ratio information

    0.71

  • Industry P/EIndustry P/E information

    15.6

  • Debt to EquityDebt to Equity information

    1.3

  • ROEROE information

    20.29 %

  • ROCEROCE information

    14.45 %

  • Div. YieldDiv. Yield information

    2.38 %

  • Book ValueBook Value information

    41.2

  • EPSEPS information

    -5.72

10 Years Aggregate

CFO

₹1,129.84 Cr

EBITDA

₹193.51 Cr

Net Profit

₹1,196.46 Cr

Performance

YTD
1 Month
3 Months
1 Year
3 Years
5 Years
10 Years
ESAF SF Bank
-30.06 -22.08 -24.72 -53.97 -- -- --
BSE Bankex
-3.07 1.80 -2.39 6.23 9.19 9.68 9.78
BSE Small Cap
-18.99 -15.15 -15.27 -2.79 16.64 25.02 14.72
As on 18-Feb-2025
2024
ESAF SF Bank
-39.01
BSE Small Cap
29.04
BSE Bankex
6.13

Financials Detailed View

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*All values are in (₹ Cr)

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*All values are in (₹ Cr)

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*All values are in (₹ Cr)

Key Ratios view all

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3Y Avg -- 5Y Avg -- TTM --

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P/E Ratio

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P/B Ratio

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Earnings Yield (%)

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Earnings Yield (%) = EBIT / Enterprise value

PEG Ratio

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Price = Price / Earnings to growth ratio

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Peer view all

Company
Price (₹) Market Cap (₹ Cr) P/E Ratio ROE
59.68 6,803.11 21.77 5.25
404.15 4,248.63 6.07 18.81
31.76 6,148.75 6.32 16.92
25.72 2,835.54 15.72 5.92

Shareholding Pattern Detailed Holdings

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BLAHBLAH

News & Analysis All News

About The Company

ESAF Small Finance Bank provides banking products and services in India. It offers savings, current, and NRI accounts; fixed, recurring, and social deposits; and debit cards. The company provides used and new car, two and three-wheeler, light...  commercial vehicle, school, personal, lease rental discounting, education, dairy development, MSME, dream home, clean energy, business, micro housing, gold, agricultural loans, and other loans; salary overdrafts and loans against property; micro-finance; payment services; national pension system; investment products; mobile, Internet, and SMS banking, etc.; and other banking services. The company was founded in 1992 and is based in Thrissur, India. ESAF Small Finance Bank operates as a subsidiary of ESAF Financial Holdings Private Limited.  Read more

  • Incorporated

    2016

  • Chairman

    Ravimohan Periyakavil Ramakrishnan

  • Managing Director

    Kadambelil Paul Thomas

  • Headquarters

    Thrissur, Kerala

  • Website

    www.esafbank.com

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Quarterly Updates

Announcements

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FAQs for ESAF Small Finance Bank Ltd

The total asset value of ESAF Small Finance Bank Ltd stood at ₹ 26,646 Cr as on 31-Dec-24

The share price of ESAF Small Finance Bank Ltd is ₹29.39 (NSE) and ₹29.37 (BSE) as of 18-Feb-2025 IST. ESAF Small Finance Bank Ltd has given a return of -53.97% in the last 1 years.

ESAF Small Finance Bank Ltd has a market capitalisation of ₹ 1,513 Cr as on 18-Feb-2025. As per Value Research classification, it is a Small Cap company.

The P/B ratio of ESAF Small Finance Bank Ltd is 0.71 times as on 18-Feb-2025, a 32% discount to its peers’ median range of 1.05 times.

Since, TTM earnings of ESAF Small Finance Bank Ltd is negative, P/E ratio is not available.

Step 1. Open a demat account through a broker. You would need to provide your email, PAN, bank account details, aadhar details, etc., for KYC
Step 2. Sign in to the broker’s application through a mobile app or website. Use the Login ID and password provided by your broker.
Step 3. Transfer funds from your bank account into the wallet present in your brokerage account.
Step 4. Search for the ESAF Small Finance Bank Ltd and enter the required number of quantities and click on buy to purchase the shares of ESAF Small Finance Bank Ltd.

ESAF Small Finance Bank provides banking products and services in India. It offers savings, current, and NRI accounts; fixed, recurring, and social deposits; and debit cards. The company provides used and new car, two and three-wheeler, light commercial vehicle, school, personal, lease rental discounting, education, dairy development, MSME, dream home, clean energy, business, micro housing, gold, agricultural loans, and other loans; salary overdrafts and loans against property; micro-finance; payment services; national pension system; investment products; mobile, Internet, and SMS banking, etc.; and other banking services. The company was founded in 1992 and is based in Thrissur, India. ESAF Small Finance Bank operates as a subsidiary of ESAF Financial Holdings Private Limited.

The prominent promoters of ESAF Small Finance Bank Ltd are

Name of promoters Holding percentage

Esaf Financial Holdings Private Limited

52.91%

Paul Thomas

6.05%

Esaf Swasraya Multistate Agro Cooperative Society Limited

4.35%
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The chairman of the company is Ravimohan Periyakavil Ramakrishnan, and the managing director is Kadambelil Paul Thomas.

There is no promoter pledging in ESAF Small Finance Bank Ltd.

Some of the close peers are:

Company Market Cap(₹ Cr)
7,128
6,478
4,167
3,096
ESAF Small Finance Bank Ltd Ratios
Return on equity(%)
-10.41
Operating margin(%)
8.45
Net Margin(%)
-6.63
Dividend yield(%)
2.38

No, TTM profit after tax of ESAF Small Finance Bank Ltd was ₹-295 Cr.