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SBFC Finance Key Ratios

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NSE: SBFC | BSE: 543959

₹88.39

up-down-arrow ₹0.70 (0.80%)

As on 04-Nov-2026 14:14IST

Market cap

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₹9,869 Cr

Revenue (TTM)

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₹1,917 Cr

P/E Ratio

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19.4

P/B Ratio

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2.4

Div. Yield

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0 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue 11.18 33.01 28.43 29.99 27.05
EBIT 16.83 38.91 31.04 32.09 26.76
Net Profit 6.73 27.25 26.68 33.47 39.61
EPS 6.56 25.43 27.87 33.70 30.75
Book Value -- -- 15.24 20.46 17.55
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-26Mar-25
EBIT-Margin info 66.9564.5768.4868.0367.30
Net Margin info 25.5021.7726.5826.8426.43
Return on equity info 11.8610.1913.1213.2111.72
Return on Assets info 4.173.384.344.564.32

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SBFC Finance
--
11.82
11.55
10.92
9.90
Peer Median
--
10.41
10.41
9.81
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

13.12

Lower than Peers by 0.46

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SBFC Finance
13.12
13.21
11.72
10.66
10.11
Peer Median
13.58
13.72
15.39
17.63
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

4.34

Higher than Peers by 1.64

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SBFC Finance
4.34
4.56
4.32
3.64
2.90
Peer Median
2.70
2.48
2.79
2.75
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

68.48

Lower than Peers by 1.46

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SBFC Finance
68.48
68.03
67.30
65.51
64.42
Peer Median
69.94
68.80
73.91
74.65
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

26.58

Higher than Peers by 6.83

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SBFC Finance
26.58
26.84
26.43
23.24
20.23
Peer Median
19.74
22.20
23.25
21.26
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

--

--

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SBFC Finance
--
28.05
27.74
24.59
22.18
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

28.43

Higher than Peers by 5.71

Year on year growth in net sales

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SBFC Finance
28.43
28.63
28.14
38.99
38.51
Peer Median
22.73
21.66
24.31
25.79
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

31.04

Higher than Peers by 11.35

Year on year growth in operating profit (EBIT)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SBFC Finance
31.04
30.03
31.63
41.35
54.89
Peer Median
19.69
19.28
16.20
27.66
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

26.68

Higher than Peers by 4.28

Year on year growth in profit after tax

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SBFC Finance
26.68
30.61
45.63
58.23
132.17
Peer Median
22.41
26.83
12.29
27.05
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

27.87

Higher than Peers by 11.05

Year on year growth in earnings per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SBFC Finance
27.87
28.19
43.85
31.31
110.56
Peer Median
16.82
26.19
1.40
22.40
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SBFC Finance
--
17.42
14.21
61.99
34.08
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

--

--

Total debt / Net worth

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SBFC Finance
--
1.94
1.68
1.45
2.20
Peer Median
--
5.54
4.42
5.48
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

--

--

(Short term borrowings / Net worth)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SBFC Finance
--
0.61
0.54
0.48
--
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

1.39

Higher than Peers by 0.22

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SBFC Finance
1.39
0.37
0.40
0.34
2.26
Peer Median
1.16
0.34
1.32
1.27
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

1.39

Higher than Peers by 0.22

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SBFC Finance
1.39
0.37
0.40
0.34
7.60
Peer Median
1.16
1.17
1.22
1.18
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

2.08

Higher than Peers by 0.53

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SBFC Finance
2.08
2.12
2.09
1.90
1.72
Peer Median
1.54
1.51
1.60
1.61
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

19.36

Higher than Peers by 8.46

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SBFC Finance
19.36
19.86
27.76
37.01
--
Peer Median
10.90
12.17
30.68
24.34
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

2.43

Higher than Peers by 0.93

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SBFC Finance
2.43
2.43
3.05
3.19
--
Peer Median
1.50
1.57
2.06
2.85
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

--

--

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SBFC Finance
--
--
--
--
--
Peer Median
0.74
0.77
0.05
0.98
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

12.61

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SBFC Finance
12.61
13.33
16.12
18.26
8.59
Peer Median
--
12.48
19.25
17.42
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

9,869

Lower than Peers by 13,249

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
SBFC Finance
9,869
8,954
9,582
8,771
--
Peer Median
23,118
48,964
20,708
59,730
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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