Prudent Financials

NSE: PRUDENT | BSE: 543527

₹2,891.00

₹-73.80 (-2.49%)

As on 29-Oct-2026IST

Market cap

₹11,984 Cr

Revenue (TTM)

₹1,440 Cr

P/E Ratio

45.5

P/B Ratio

11.8

Div. Yield

0.1 %

Income Statement (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Operating Income	1,440.14	1,317.33	1,103.56	805.09	611.33	450.75
Other Income	29.46	23.27	29.92	19.61	9.59	7.93
Total Income	1,469.60	1,340.60	1,133.48	824.70	620.92	458.68
Interest Expense	6.76	4.75	2.37	2.09	2.07	2.59
Operating Expenses	1,077.48	1,007.09	841.17	611.94	437.99	335.60
Exceptional Income/Expenses	--	--	--	--	--	--
Profit before Tax	352.71	297.93	262.09	185.84	156.82	107.11
Taxes	89.52	75.88	66.44	47.09	40.13	26.77
Profit after Tax	263.19	222.05	195.65	138.75	116.69	80.34
Minority Interest	--	--	--	--	--	--
Share of Associate	--	--	--	--	--	--
Consolidated Profit	263.19	222.05	195.65	138.75	116.69	80.34

Liabilities (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Shareholder's Funds	1,017.14	882.72	667.69	481.35	349.98	237.61
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	39.90	62.22	35.27	26.68	28.20	18.61
Current Liabilities	289.85	278.47	240.69	248.55	140.85	142.37
Total Liabilities	1,346.89	1,223.42	943.65	756.58	519.03	398.59

Assets (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Non-Current Assets	224.93	587.34	237.11	282.76	307.12	213.76
Current Assets	1,073.55	636.07	706.55	473.82	211.91	184.83
Total Assets	1,346.89	1,223.42	943.65	756.58	519.03	398.59
Contingent Liabilities	--	6.31	6.61	26.67	25.28	27.78

Cashflow (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Cash From Operating Activities	--	216.54	160.61	149.60	120.27	93.01
Cash Flow from Investing Activities	--	-199.98	-142.38	-139.10	-105.70	-163.25
Cash from Financing Activities	--	-22.04	-17.87	-14.00	-11.59	-10.37
Net Cash Inflow / Outflow	--	-5.48	0.36	-3.50	2.98	-80.61

Financials Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Adjusted EPS (₹)	63.56	53.63	47.25	33.51	28.18	19.40
Cash EPS (₹)	63.56	61.07	53.98	39.50	33.99	22.64
Adjusted Book Value (₹)	245.71	212.39	161.25	116.25	84.52	57.39
Dividend per Share (₹)	0.12	3.50	2.50	2.00	1.50	1.00
Cash Flow per Share (₹)	--	52.30	38.79	36.13	29.05	22.46
Free Cash Flow per Share (₹)	--	53.07	40.21	33.57	27.68	22.85

Profitability Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
ROCE (%)	--	39.05	46.03	45.21	54.08	55.14
ROE (%)	27.71	28.71	34.05	33.38	39.72	40.65
ROA (%)	22.24	20.49	23.01	21.75	25.43	23.63
EBIT Margin (%)	22.92	21.21	21.25	20.91	24.42	22.58
Net Margin (%)	17.91	16.56	17.26	16.82	18.79	17.51
Cash Profit Margin (%)	--	19.20	20.25	20.32	23.02	20.79

Growth Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Revenue Growth (%)	21.88	19.37	37.07	31.70	35.62	57.33
EBIT Growth (%)	35.08	19.14	39.33	12.74	46.71	89.55
Net Profit Growth (%)	21.59	13.50	41.00	18.91	45.25	77.36
EPS Growth (%)	28.23	13.50	41.00	18.91	45.25	77.09
Book Value Growth (%)	--	31.71	38.71	37.54	47.29	50.73

Valuation Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Price / Earnings	45.53	40.57	49.59	37.53	28.75	--
Price / Book Value	11.78	10.24	14.53	10.82	9.59	--
Dividend Yield (%)	0.12	0.16	0.11	0.16	0.19	--
EV/EBITDA	30.29	26.71	32.58	23.88	17.96	-0.30
Close Price (₹)	3,129.20	2,175.00	2,336.55	1,254.75	808.60	--
High Price (₹)	4,105.50	3,098.00	3,741.15	1,449.00	1,108.00	--
Low Price (₹)	1,955.05	1,722.85	1,248.80	793.20	460.95	--
Market Cap (₹ Cr)	11,983.64	9,009.48	9,701.51	5,207.09	3,354.96	--

Solvency Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Debt to Equity	--	--	--	--	--	--
Short term debt to equity ratio	--	--	--	--	--	0.00
Current Ratio	3.70	2.28	2.94	1.91	1.50	1.30
Quick Ratio	3.70	2.20	2.87	1.85	1.45	1.23
Interest Coverage	53.15	63.70	111.64	89.83	76.74	42.36

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Income Statement (₹ Cr)