Prudent Financials

NSE: PRUDENT | BSE: 543527

₹3,367.70

₹20.10 (0.60%)

As on 07-Sep-2026IST

Market cap

₹13,830 Cr

Revenue (TTM)

₹1,371 Cr

P/E Ratio

56.4

P/B Ratio

14.5

Div. Yield

0.1 %

Income Statement (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Operating Income	1,371.20	1,317.33	1,103.56	805.09	611.33	450.75
Other Income	33.84	23.27	29.92	19.61	9.59	7.93
Total Income	1,405.04	1,340.60	1,133.48	824.70	620.92	458.68
Interest Expense	5.74	4.75	2.37	2.09	2.07	2.59
Operating Expenses	1,039.15	1,007.09	841.17	611.94	437.99	335.60
Exceptional Income/Expenses	--	--	--	--	--	--
Profit before Tax	328.58	297.93	262.09	185.84	156.82	107.11
Taxes	83.55	75.88	66.44	47.09	40.13	26.77
Profit after Tax	245.03	222.05	195.65	138.75	116.69	80.34
Minority Interest	--	--	--	--	--	--
Share of Associate	--	--	--	--	--	--
Consolidated Profit	245.03	222.05	195.65	138.75	116.69	80.34

Liabilities (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Shareholder's Funds	882.72	882.72	667.69	481.35	349.98	237.61
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	63.38	62.22	35.27	26.68	28.20	18.61
Current Liabilities	278.35	278.47	240.69	248.55	140.85	142.37
Total Liabilities	1,224.44	1,223.42	943.65	756.58	519.03	398.59

Assets (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Non-Current Assets	227.46	587.34	237.11	282.76	307.12	213.76
Current Assets	941.70	636.07	706.55	473.82	211.91	184.83
Total Assets	1,224.45	1,223.42	943.65	756.58	519.03	398.59
Contingent Liabilities	--	6.31	6.61	26.67	25.28	27.78

Cashflow (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Cash From Operating Activities	--	216.54	160.61	149.60	120.27	93.01
Cash Flow from Investing Activities	--	-199.98	-142.38	-139.10	-105.70	-163.25
Cash from Financing Activities	--	-22.04	-17.87	-14.00	-11.59	-10.37
Net Cash Inflow / Outflow	--	-5.48	0.36	-3.50	2.98	-80.61

Financials Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Adjusted EPS (₹)	59.18	53.63	47.25	33.51	28.18	19.40
Cash EPS (₹)	59.18	61.07	53.98	39.50	33.99	22.64
Adjusted Book Value (₹)	230.45	212.39	161.25	116.25	84.52	57.39
Dividend per Share (₹)	0.10	3.50	2.50	2.00	1.50	1.00
Cash Flow per Share (₹)	--	52.30	38.79	36.13	29.05	22.46
Free Cash Flow per Share (₹)	--	53.07	40.21	33.57	27.68	22.85

Profitability Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
ROCE (%)	--	39.05	46.03	45.21	54.08	55.14
ROE (%)	29.78	28.71	34.05	33.38	39.72	40.65
ROA (%)	22.60	20.49	23.01	21.75	25.43	23.63
EBIT Margin (%)	21.91	21.21	21.25	20.91	24.42	22.58
Net Margin (%)	17.44	16.56	17.26	16.82	18.79	17.51
Cash Profit Margin (%)	--	19.20	20.25	20.32	23.02	20.79

Growth Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Revenue Growth (%)	19.45	19.37	37.07	31.70	35.62	57.33
EBIT Growth (%)	24.24	19.14	39.33	12.74	46.71	89.55
Net Profit Growth (%)	19.22	13.50	41.00	18.91	45.25	77.36
EPS Growth (%)	20.57	13.50	41.00	18.91	45.25	77.09
Book Value Growth (%)	--	31.71	38.71	37.54	47.29	50.73

Valuation Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Price / Earnings	56.44	40.57	49.59	37.53	28.75	--
Price / Book Value	14.49	10.24	14.53	10.82	9.59	--
Dividend Yield (%)	0.10	0.16	0.11	0.16	0.19	--
EV/EBITDA	37.52	26.71	32.58	23.88	17.96	-0.30
Close Price (₹)	2,994.20	2,175.00	2,336.55	1,254.75	808.60	--
High Price (₹)	3,160.10	3,098.00	3,741.15	1,449.00	1,108.00	--
Low Price (₹)	1,955.05	1,722.85	1,248.80	793.20	460.95	--
Market Cap (₹ Cr)	13,829.83	9,009.48	9,701.51	5,207.09	3,354.96	--

Solvency Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Debt to Equity	--	--	--	--	--	--
Short term debt to equity ratio	--	--	--	--	--	0.00
Current Ratio	3.38	2.28	2.94	1.91	1.50	1.30
Quick Ratio	3.38	2.20	2.87	1.85	1.45	1.23
Interest Coverage	58.29	63.70	111.64	89.83	76.74	42.36

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Income Statement (₹ Cr)