Market cap
$1,039 Mln
Revenue (TTM)
$13,237 Mln
P/E Ratio
3.5
P/B Ratio
0.4
Div. Yield
6.9 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 6.99 | -8.34 | -1.08 | 4.09 | 11.83 |
| EBIT | -- | -- | 19.01 | 6.25 | 5.51 |
| Net Profit | -5.02 | -46.16 | -1.20 | 5.21 | 11.80 |
| EPS | 1.91 | -43.35 | -16.24 | -0.13 | 2.73 |
| Book Value | -- | -- | 6.87 | 13.35 | 16.49 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 20.39 | 22.27 | 0.00 | 22.86 | 19.40 |
| Net Margin
| -- | -- | 16.64 | -- | -- |
| Return on equity
| 16.65 | 19.21 | 3.29 | 15.57 | 16.46 |
| Return on Capital
| 16.38 | 18.98 | -- | 14.93 | 16.42 |
| Return on Assets
| 10.56 | 11.67 | 8.33 | 10.09 | 10.62 |
| Debt to Equity (x)
| -- | -- | 0.07 | 0.08 | 0.00 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FinVolution Groups - ADR
|
--
|
14.93
|
16.42
|
17.77
|
19.51
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
3.29
Lower than Peers by 7.80
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FinVolution Groups - ADR
|
3.29
|
15.57
|
16.46
|
17.92
|
19.68
|
|
Peer Median
|
11.09
|
--
|
--
|
--
|
--
|
ROA
8.33
Higher than Peers by 4.71
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FinVolution Groups - ADR
|
8.33
|
10.09
|
10.62
|
10.97
|
11.47
|
|
Peer Median
|
3.62
|
--
|
--
|
--
|
--
|
EBIT Margin
--
--
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FinVolution Groups - ADR
|
--
|
22.86
|
19.40
|
18.92
|
22.59
|
|
Peer Median
|
8.85
|
--
|
--
|
--
|
--
|
Net Margin
16.64
Higher than Peers by 7.56
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FinVolution Groups - ADR
|
16.64
|
18.74
|
18.24
|
18.58
|
20.36
|
|
Peer Median
|
9.08
|
--
|
--
|
--
|
--
|
Revenue Growth
-1.08
Lower than Peers by 16.32
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FinVolution Groups - ADR
|
-1.08
|
0.01
|
0.04
|
0.13
|
0.18
|
|
Peer Median
|
15.24
|
--
|
--
|
--
|
--
|
EBIT Growth
--
--
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FinVolution Groups - ADR
|
--
|
19.01
|
6.34
|
-5.23
|
-3.77
|
|
Peer Median
|
29.50
|
--
|
--
|
--
|
--
|
Net Profit Growth
-1.20
Lower than Peers by 31.65
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FinVolution Groups - ADR
|
-1.20
|
3.78
|
1.81
|
3.29
|
-9.67
|
|
Peer Median
|
30.45
|
--
|
--
|
--
|
--
|
EPS Growth
-16.24
Lower than Peers by 74.10
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FinVolution Groups - ADR
|
-16.24
|
0.02
|
0.07
|
0.09
|
-0.07
|
|
Peer Median
|
57.87
|
--
|
--
|
--
|
--
|
Book Value Growth
7.34
Lower than Peers by 13.68
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FinVolution Groups - ADR
|
7.34
|
--
|
--
|
--
|
--
|
|
Peer Median
|
21.02
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.07
Higher than Peers by 0.07
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FinVolution Groups - ADR
|
0.07
|
0.08
|
0.00
|
0.00
|
0.01
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.01
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FinVolution Groups - ADR
|
0.01
|
0.01
|
0.00
|
0.00
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
63.35
Higher than Peers by 61.78
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FinVolution Groups - ADR
|
63.35
|
73.69
|
4.31
|
4.97
|
3.83
|
|
Peer Median
|
1.58
|
--
|
--
|
--
|
--
|
Quick Ratio
63.35
Higher than Peers by 61.79
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FinVolution Groups - ADR
|
63.35
|
--
|
--
|
4.92
|
4.57
|
|
Peer Median
|
1.56
|
--
|
--
|
--
|
--
|
Interest Coverage
159.28
Higher than Peers by 145.77
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FinVolution Groups - ADR
|
159.28
|
105.96
|
--
|
--
|
12.22
|
|
Peer Median
|
13.50
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
75.08
Higher than Peers by 56.91
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FinVolution Groups - ADR
|
75.08
|
25.35
|
63.38
|
17.53
|
54.56
|
|
Peer Median
|
18.18
|
--
|
--
|
--
|
--
|
Asset Turnover
0.50
Higher than Peers by 0.06
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FinVolution Groups - ADR
|
0.50
|
0.54
|
0.58
|
0.59
|
0.56
|
|
Peer Median
|
0.44
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FinVolution Groups - ADR
|
--
|
160.87
|
146.62
|
120.05
|
180.17
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FinVolution Groups - ADR
|
--
|
--
|
27.79
|
-289.50
|
-570.44
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FinVolution Groups - ADR
|
--
|
--
|
48.31
|
60.30
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FinVolution Groups - ADR
|
--
|
--
|
126.10
|
-229.74
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|