Market cap
$713 Mln
Revenue (TTM)
$13,053 Mln
P/E Ratio
2.7
P/B Ratio
0.3
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 6.36 | -5.15 | -5.36 | 2.42 | 9.90 |
| EBIT | 8.17 | -33.72 | -9.72 | -4.09 | -2.40 |
| Net Profit | 11.94 | -38.72 | -5.48 | 3.37 | 9.87 |
| EPS | 9.41 | -37.74 | -31.79 | -4.48 | -1.63 |
| Book Value | -- | -- | 6.87 | 13.35 | 16.49 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 20.39 | 22.27 | 17.54 | 22.86 | 19.40 |
| Net Margin
| -- | -- | 14.53 | -- | -- |
| Return on equity
| 16.65 | 19.21 | 11.43 | 15.57 | 16.46 |
| Return on Capital
| 16.38 | 18.98 | -- | 14.93 | 16.42 |
| Return on Assets
| 10.56 | 11.67 | 6.96 | 10.09 | 10.62 |
| Debt to Equity (x)
| -- | -- | 0.07 | 0.08 | 0.00 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FinVolution Groups - ADR
|
--
|
14.93
|
16.42
|
17.77
|
19.51
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
11.43
Higher than Peers by 1.16
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FinVolution Groups - ADR
|
11.43
|
15.57
|
16.46
|
17.92
|
19.68
|
|
Peer Median
|
10.27
|
--
|
--
|
--
|
--
|
ROA
6.96
Higher than Peers by 3.40
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FinVolution Groups - ADR
|
6.96
|
10.09
|
10.62
|
10.97
|
11.47
|
|
Peer Median
|
3.56
|
--
|
--
|
--
|
--
|
EBIT Margin
17.54
Higher than Peers by 9.05
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FinVolution Groups - ADR
|
17.54
|
22.86
|
19.40
|
18.92
|
22.59
|
|
Peer Median
|
8.49
|
--
|
--
|
--
|
--
|
Net Margin
14.53
Higher than Peers by 5.86
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FinVolution Groups - ADR
|
14.53
|
18.74
|
18.24
|
18.58
|
20.36
|
|
Peer Median
|
8.66
|
--
|
--
|
--
|
--
|
Revenue Growth
-5.36
Lower than Peers by 21.22
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FinVolution Groups - ADR
|
-5.36
|
0.01
|
0.04
|
0.13
|
0.18
|
|
Peer Median
|
15.86
|
--
|
--
|
--
|
--
|
EBIT Growth
-9.72
Lower than Peers by 39.91
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FinVolution Groups - ADR
|
-9.72
|
19.01
|
6.34
|
-5.23
|
-3.77
|
|
Peer Median
|
30.18
|
--
|
--
|
--
|
--
|
Net Profit Growth
-5.48
Lower than Peers by 35.94
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FinVolution Groups - ADR
|
-5.48
|
3.78
|
1.81
|
3.29
|
-9.67
|
|
Peer Median
|
30.47
|
--
|
--
|
--
|
--
|
EPS Growth
-31.79
Lower than Peers by 99.57
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FinVolution Groups - ADR
|
-31.79
|
0.02
|
0.07
|
0.09
|
-0.07
|
|
Peer Median
|
67.78
|
--
|
--
|
--
|
--
|
Book Value Growth
11.25
Lower than Peers by 15.94
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FinVolution Groups - ADR
|
11.25
|
--
|
--
|
--
|
--
|
|
Peer Median
|
27.19
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.07
Higher than Peers by 0.07
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FinVolution Groups - ADR
|
0.07
|
0.08
|
0.00
|
0.00
|
0.01
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.02
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FinVolution Groups - ADR
|
0.02
|
0.01
|
0.00
|
0.00
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
31.93
Higher than Peers by 30.32
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FinVolution Groups - ADR
|
31.93
|
73.69
|
4.31
|
4.97
|
3.83
|
|
Peer Median
|
1.61
|
--
|
--
|
--
|
--
|
Quick Ratio
31.93
Higher than Peers by 30.35
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FinVolution Groups - ADR
|
31.93
|
--
|
--
|
4.92
|
4.57
|
|
Peer Median
|
1.57
|
--
|
--
|
--
|
--
|
Interest Coverage
136.63
Higher than Peers by 121.94
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FinVolution Groups - ADR
|
136.63
|
105.96
|
--
|
--
|
12.22
|
|
Peer Median
|
14.68
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
83.62
Higher than Peers by 65.49
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FinVolution Groups - ADR
|
83.62
|
25.35
|
63.38
|
17.53
|
54.56
|
|
Peer Median
|
18.13
|
--
|
--
|
--
|
--
|
Asset Turnover
0.48
Higher than Peers by 0.04
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FinVolution Groups - ADR
|
0.48
|
0.54
|
0.58
|
0.59
|
0.56
|
|
Peer Median
|
0.43
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FinVolution Groups - ADR
|
--
|
160.87
|
146.62
|
120.05
|
180.17
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FinVolution Groups - ADR
|
--
|
--
|
27.79
|
-289.50
|
-570.44
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FinVolution Groups - ADR
|
--
|
--
|
48.31
|
60.30
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FinVolution Groups - ADR
|
--
|
--
|
126.10
|
-229.74
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|