Banco Santander (Brasil) S.A - ADR Key Ratios

Stock Card

$5.98

$-0.05 (-0.75%)

As on 04-Sep-2026 13:39EDT

Market cap

$45,075 Mln

Revenue (TTM)

$359,171 Mln

P/E Ratio

17.2

P/B Ratio

1.7

Div. Yield

5.7 %

Key Ratios and Highlights

Growth Score (%)	Quarterly		Annual (TTM)
Particulars	QoQ	YoY	1-Year	3-Years	5-Years
Revenue	1.40	12.52	157.39	44.83	38.33
EBIT	-27.94	70.99	142.56	40.73	4.37
Net Profit	-10.45	51.21	157.04	39.56	9.88
EPS	-10.05	49.75	155.38	39.80	14.08
Book Value	--	--	4.47	4.39	3.45

Key Ratios (%)	Average		Annual (TTM)
Particulars	3-Years	5-Years	TTM	Dec-25	Dec-24
EBIT-Margin	11.91	17.25	10.88	11.04	14.87
Net Margin	--	--	8.35	--	--
Return on equity	10.09	11.64	23.64	10.44	11.43
Return on Capital	4.73	5.77	--	5.01	5.29
Return on Assets	1.02	1.24	1.93	1.02	1.14
Debt to Equity (x)	--	--	0.25	1.04	1.13

Profitability

View Detailed Peer Comparison

ROCE

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Banco Santander (Brasil) S.A - ADR	--	5.01	5.29	3.88	6.48	8.17
Peer Median

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

ROE

23.64

Higher than Peers by 13.78

Profit after tax / Average Net worth * 100

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Banco Santander (Brasil) S.A - ADR	23.64	10.44	11.43	8.41	13.24	14.69
Peer Median	9.86	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

ROA

1.93

Higher than Peers by 0.97

Profit after tax / Average Total assets * 100

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Banco Santander (Brasil) S.A - ADR	1.93	1.02	1.14	0.90	1.49	1.67
Peer Median	0.96	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

EBIT Margin

10.88

Lower than Peers by 9.82

Operating profit (EBIT) / Net Sales * 100

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Banco Santander (Brasil) S.A - ADR	10.88	11.04	14.87	9.82	17.65	32.85
Peer Median	20.69	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Net Margin

8.35

Lower than Peers by 11.67

Net profit / Total Income (Net sales plus other income) * 100

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Banco Santander (Brasil) S.A - ADR	8.35	8.42	10.36	7.79	12.88	20.61
Peer Median	20.02	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Cash Profit Margin

(Net profit + Depreciation) / Gross Sales * 100

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Banco Santander (Brasil) S.A - ADR	--	--	--	--	--	--
Peer Median	0.00	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

157.39

Higher than Peers by 146.36

Year on year growth in net sales

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Banco Santander (Brasil) S.A - ADR	157.39	0.17	0.06	0.09	0.47	0.48
Peer Median	11.03	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

EBIT Growth

142.56

Higher than Peers by 154.43

Year on year growth in operating profit (EBIT)

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Banco Santander (Brasil) S.A - ADR	142.56	-12.83	60.97	-39.10	-20.91	156.11
Peer Median	-11.87	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Net Profit Growth

157.04

Higher than Peers by 149.98

Year on year growth in profit after tax

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Banco Santander (Brasil) S.A - ADR	157.04	-4.49	41.44	-33.86	-7.99	15.72
Peer Median	7.06	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

EPS Growth

155.38

Higher than Peers by 149.68

Year on year growth in earnings per share

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Banco Santander (Brasil) S.A - ADR	155.38	-0.05	0.41	-0.33	-0.08	0.16
Peer Median	5.70	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Book Value Growth

3.86

Lower than Peers by 4.85

Year on year growth in book value per share

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Banco Santander (Brasil) S.A - ADR	3.86	--	--	--	--	--
Peer Median	8.71	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

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Debt to Equity

0.25

Higher than Peers by 0.04

Total debt / Net worth

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Banco Santander (Brasil) S.A - ADR	0.25	1.04	1.13	1.19	1.15	0.93
Peer Median	0.21	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Short term debt to equity ratio

0.92

(Short term borrowings / Net worth)

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Banco Santander (Brasil) S.A - ADR	0.92	0.81	0.94	1.02	1.46	1.45
Peer Median

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Current Ratio

0.34

Higher than Peers by 0.03

Current Assets / Current Liabilities and Provisions

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Banco Santander (Brasil) S.A - ADR	0.34	0.34	0.37	0.34	0.55	0.55
Peer Median	0.31	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Quick Ratio

0.34

Lower than Peers by 0.02

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Banco Santander (Brasil) S.A - ADR	0.34	--	--	0.32	0.88	0.78
Peer Median	0.36	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Interest Coverage

1.18

Lower than Peers by 0.57

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Banco Santander (Brasil) S.A - ADR	1.18	0.16	0.24	0.15	0.29	0.93
Peer Median	1.75	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Operating Efficiency

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Debtors to sales

Debtors outstanding / Net Sales * 100

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Banco Santander (Brasil) S.A - ADR	--	--	13.16	11.35	13.34	12.05
Peer Median	6.93	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Asset Turnover

0.23

Higher than Peers by 0.18

Sales / Average Total Assets

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Banco Santander (Brasil) S.A - ADR	0.23	0.12	0.11	0.12	0.12	0.08
Peer Median	0.05	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Receivable days

Average Debtors / Sales * 365

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Banco Santander (Brasil) S.A - ADR	--	40.92	43.53	42.99	39.31	39.13
Peer Median

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Inventory Days

Average Inventory / Sales * 365

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Banco Santander (Brasil) S.A - ADR	--	--	64.60	-343.13	-765.70	-1,887.65
Peer Median

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Payable days

Average Creditors / Cost of goods sold * 365

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Banco Santander (Brasil) S.A - ADR	--	--	5.18	4.26	4.22	9.31
Peer Median

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Cash Conversion Cycle

Receivable Days + Inventory Days - Payable Days

Company Name	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Banco Santander (Brasil) S.A - ADR	--	--	102.95	-304.40	-730.61	-1,857.84
Peer Median

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Annual
Quarterly