Grupo Financiero Galicia S.A. - ADR Key Ratios

$40.40

up-down-arrow $-0.85 (-2.06%)

As on 23-Sep-2026 12:35EDT

Market cap

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$7,076 Mln

Revenue (TTM)

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$14,255,988 Mln

P/E Ratio

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119.3

P/B Ratio

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1.1

Div. Yield

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0 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue 8.27 32.61 75.81 75.88 105.33
EBIT 491.30 45.62 -62.45 -13.85 56.66
Net Profit 288.61 49.65 -85.00 -17.86 40.81
EPS 288.47 49.61 -85.70 -20.08 50.48
Book Value -- -- 20.16 30.47 230.79
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMDec-25Dec-24
EBIT-Margin info 10.599.412.022.4520.81
Net Margin info ----1.22----
Return on equity info 23.8033.672.043.0740.21
Return on Capital info 19.1527.31--2.1730.27
Return on Assets info 6.309.140.350.547.59
Debt to Equity (x) info ----0.330.460.36
ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Grupo Financiero Galicia S.A. - ADR
--
2.17
30.27
25.00
17.59
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

2.04

Lower than Peers by 7.88

Profit after tax / Average Net worth * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Grupo Financiero Galicia S.A. - ADR
2.04
3.07
40.21
28.10
18.77
Peer Median
9.92
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

0.35

Lower than Peers by 0.63

Profit after tax / Average Total assets * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Grupo Financiero Galicia S.A. - ADR
0.35
0.54
7.59
10.75
13.04
Peer Median
0.98
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

2.02

Lower than Peers by 19.05

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Grupo Financiero Galicia S.A. - ADR
2.02
2.45
20.81
8.51
5.22
Peer Median
21.07
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

1.22

Lower than Peers by 19.23

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Grupo Financiero Galicia S.A. - ADR
1.22
1.71
15.29
5.28
3.87
Peer Median
20.45
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

--

--

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Grupo Financiero Galicia S.A. - ADR
--
--
--
--
--
Peer Median
0.00
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Revenue Growth

75.81

Higher than Peers by 64.84

Year on year growth in net sales

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Grupo Financiero Galicia S.A. - ADR
75.81
0.17
-0.24
0.63
1.97
Peer Median
10.97
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

-62.45

Lower than Peers by 50.83

Year on year growth in operating profit (EBIT)

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Grupo Financiero Galicia S.A. - ADR
-62.45
-86.26
87.00
166.05
54.25
Peer Median
-11.62
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

-85.00

Lower than Peers by 91.62

Year on year growth in profit after tax

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Grupo Financiero Galicia S.A. - ADR
-85.00
-86.92
121.28
122.91
74.63
Peer Median
6.61
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

-85.70

Lower than Peers by 90.98

Year on year growth in earnings per share

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Grupo Financiero Galicia S.A. - ADR
-85.70
-0.88
0.75
1.76
16.46
Peer Median
5.28
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

32.76

Higher than Peers by 23.91

Year on year growth in book value per share

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Grupo Financiero Galicia S.A. - ADR
32.76
--
--
--
--
Peer Median
8.85
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Debt to Equity

0.33

Higher than Peers by 0.13

Total debt / Net worth

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Grupo Financiero Galicia S.A. - ADR
0.33
0.46
0.36
0.24
0.05
Peer Median
0.20
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

0.40

--

(Short term borrowings / Net worth)

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Grupo Financiero Galicia S.A. - ADR
0.40
0.09
0.06
0.17
0.04
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

0.21

Lower than Peers by 0.07

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Grupo Financiero Galicia S.A. - ADR
0.21
0.60
0.66
5.68
1.22
Peer Median
0.29
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

0.21

Lower than Peers by 0.12

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Grupo Financiero Galicia S.A. - ADR
0.21
--
--
9.24
2.99
Peer Median
0.34
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

1.06

Lower than Peers by 0.71

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Grupo Financiero Galicia S.A. - ADR
1.06
0.08
0.71
0.18
0.12
Peer Median
1.78
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Operating Efficiency

View Detailed Peer Comparison

Debtors to sales

9.15

Higher than Peers by 2.17

Debtors outstanding / Net Sales * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Grupo Financiero Galicia S.A. - ADR
9.15
63.94
55.87
1.21
0.64
Peer Median
6.99
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Asset Turnover

0.28

Higher than Peers by 0.24

Sales / Average Total Assets

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Grupo Financiero Galicia S.A. - ADR
0.28
0.32
0.50
2.03
3.37
Peer Median
0.05
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Receivable days

--

--

Average Debtors / Sales * 365

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Grupo Financiero Galicia S.A. - ADR
--
204.07
104.91
2.92
1.63
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Inventory Days

--

--

Average Inventory / Sales * 365

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Grupo Financiero Galicia S.A. - ADR
--
--
-202.53
-76.06
-53.74
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Payable days

--

--

Average Creditors / Cost of goods sold * 365

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Grupo Financiero Galicia S.A. - ADR
--
12.74
17.51
59.54
138.08
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Conversion Cycle

--

--

Receivable Days + Inventory Days - Payable Days

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Grupo Financiero Galicia S.A. - ADR
--
--
-115.13
-132.68
-190.19
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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