Market cap
$29,402 Mln
Revenue (TTM)
$29,444 Mln
P/E Ratio
13.7
P/B Ratio
2.6
Div. Yield
3.9 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 4.76 | 9.27 | 12.60 | 9.11 | 12.84 |
| EBIT | -- | -- | -21.99 | -9.94 | 6.92 |
| Net Profit | -2.28 | 10.52 | 18.16 | 10.30 | 9.59 |
| EPS | -4.45 | 8.60 | 17.58 | 10.19 | 23.09 |
| Book Value | -- | -- | 6.47 | 7.37 | 7.51 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 30.13 | 30.29 | 19.06 | 34.40 | 28.98 |
| Net Margin
| -- | -- | 24.93 | -- | -- |
| Return on equity
| 17.23 | 16.43 | 19.16 | 19.52 | 16.47 |
| Return on Capital
| 8.39 | 7.61 | -- | 9.69 | 7.76 |
| Return on Assets
| 2.31 | 2.07 | 2.24 | 2.65 | 2.22 |
| Debt to Equity (x)
| -- | -- | 0.64 | 0.94 | 1.09 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Credicorp - ADR
|
--
|
9.69
|
7.76
|
7.72
|
7.15
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
19.16
--
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Credicorp - ADR
|
19.16
|
19.52
|
16.47
|
15.69
|
16.64
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROA
2.24
--
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Credicorp - ADR
|
2.24
|
2.65
|
2.22
|
2.05
|
1.94
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EBIT Margin
19.06
--
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Credicorp - ADR
|
19.06
|
34.40
|
28.98
|
26.99
|
33.31
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Margin
24.93
--
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Credicorp - ADR
|
24.93
|
23.95
|
20.38
|
19.18
|
22.53
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Profit Margin
--
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Credicorp - ADR
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
12.60
--
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Credicorp - ADR
|
12.60
|
0.07
|
0.06
|
0.23
|
0.07
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EBIT Growth
-21.99
--
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Credicorp - ADR
|
-21.99
|
27.13
|
14.25
|
-0.32
|
28.84
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Profit Growth
18.16
--
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Credicorp - ADR
|
18.16
|
25.89
|
13.07
|
4.68
|
29.66
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EPS Growth
17.58
--
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Credicorp - ADR
|
17.58
|
0.26
|
0.13
|
0.05
|
0.29
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Book Value Growth
8.05
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Credicorp - ADR
|
8.05
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.64
--
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Credicorp - ADR
|
0.64
|
0.94
|
1.09
|
1.16
|
0.89
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.30
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Credicorp - ADR
|
0.30
|
0.39
|
0.30
|
0.36
|
0.02
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
3.91
--
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Credicorp - ADR
|
3.91
|
3.23
|
0.53
|
0.49
|
45.17
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Quick Ratio
3.91
--
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Credicorp - ADR
|
3.91
|
--
|
--
|
0.49
|
45.08
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Interest Coverage
3.18
--
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Credicorp - ADR
|
3.18
|
2.02
|
1.36
|
1.17
|
1.75
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
6.28
--
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Credicorp - ADR
|
6.28
|
7.51
|
45.42
|
48.45
|
58.13
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Asset Turnover
0.09
--
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Credicorp - ADR
|
0.09
|
0.11
|
0.11
|
0.11
|
0.09
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Credicorp - ADR
|
--
|
91.17
|
166.12
|
174.78
|
213.47
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Credicorp - ADR
|
--
|
--
|
13.17
|
9.17
|
8.47
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Credicorp - ADR
|
--
|
175.95
|
140.63
|
142.75
|
208.04
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Credicorp - ADR
|
--
|
--
|
38.66
|
41.20
|
13.90
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
13.68
--
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Credicorp - ADR
|
13.68
|
3.30
|
2.65
|
2.45
|
2.33
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Price / Book Value
2.64
--
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Credicorp - ADR
|
2.64
|
0.63
|
0.43
|
0.37
|
0.37
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Dividend Yield
3.91
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Credicorp - ADR
|
3.91
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Credicorp - ADR
|
--
|
1.19
|
-3.47
|
-2.38
|
-3.53
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
29,402
--
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Credicorp - ADR
|
29,402
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|