Bayfirst Financial Corp (BAFN) Financials

$8.95

$0.22 (2.52%)

As on 16-Sep-2026 15:33EDT

Market cap

$236 Mln

Revenue (TTM)

$65 Mln

P/E Ratio

--

P/B Ratio

8.7

Div. Yield

0 %

Annual
Quarterly

Income Statement ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Operating Revenue	65.18	104.19	125.24	110.85	66.41	63.35
Cost of Revenue	77.00	64.60	59.51	42.53	7.87	3.80
Gross Profit	-11.82	39.60	65.73	68.32	58.54	59.55
Operating Expenses	69.45	70.43	48.74	60.28	51.50	47.83
Operating Profit (EBIT)	-81.28	-30.83	16.99	8.03	7.04	11.72
Other Income	--	--	--	--	--	--
Profit before Tax	-80.39	-30.83	16.99	8.03	7.04	11.72
Provision for Tax	-20.68	-7.89	4.32	2.12	1.56	2.69
Profit after Tax (Net Income)	-59.71	-22.94	12.60	5.70	-0.35	24.62
Minority Interest	--	--	--	--	--	--
Consolidated Profit	--	--	--	--	-1.18	23.61

Liabilities ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Shareholder's Funds	115.95	87.57	110.92	100.71	91.88	96.29
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	28.30	27.62	33.11	1,007.20	840.63	14.03
Current Liabilities	989.47	1,185.07	1,144.27	9.86	6.38	0.33
Total Liabilities	2,124.40	1,300.26	1,288.30	1,117.77	938.90	917.10

Assets ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Non-Current Assets	1,124.16	1,084.86	1,190.20	1,062.56	39.60	71.73
Current Assets	10.77	215.40	98.10	58.39	112.85	146.57
Total Assets	1,145.69	1,300.26	1,288.30	1,117.77	938.90	917.10
Total Debt*	18.66	20.82	22.40	20.96	37.37	14.03
Net Current Assets	--	--	--	--	--	--

Cashflow ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Cash From Operating Activities	--	285.30	390.53	454.80	440.25	101.21
Cash Flow from Investing Activities	--	-194.94	-515.93	-641.28	-510.61	601.86
Cash from Financing Activities	--	38.84	144.80	178.82	26.67	-648.73
Net Cash Inflow / Outflow	--	--	--	--	-43.68	--

Financials Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Adjusted EPS ($)	-14.52	-5.54	2.83	1.39	-0.08	5.77
Cash EPS ($)	--	-3.34	4.79	2.93	1.12	6.88
Adjusted Book Value ($)	--	21.15	24.92	24.50	22.27	22.57
Dividend per Share ($)	--	--	--	--	--	--
Cash Flow per Share ($)	--	68.89	87.74	110.66	106.70	23.72
Free Cash Flow per Share ($)	--	68.82	87.36	108.81	104.75	20.60

Profitability Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
ROCE (%)	--	-18.98	9.89	4.54	-0.29	25.25
ROE (%)	-58.68	-23.11	11.91	5.92	-0.37	29.42
ROA (%)	-4.63	-1.77	1.05	0.55	-0.04	2.00
EBIT Margin (%)	-58.48	-29.59	13.56	7.25	10.60	18.50
Net Margin (%)	-91.62	-22.01	10.06	5.14	-0.53	38.86
Cash Profit Margin (%)	0.00	--	--	--	--	--

Growth Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Revenue Growth (%)	-46.81	-0.17	0.13	0.67	0.05	-0.53
EBIT Growth (%)	-405.65	-281.49	111.44	14.15	-39.95	-25.72
Net Profit Growth (%)	-739.25	-282.00	121.03	1,733.81	-101.42	93.80
EPS Growth (%)	-794.95	-2.96	1.04	17.40	-1.01	0.58
Book Value Growth (%)	8.26	--	--	--	--	--

Valuation Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Price / Earnings	--	-1.42	4.70	9.40	-197.66	3.95
Price / Book Value	8.70	0.37	0.53	0.53	0.75	1.01
Dividend Yield (%)	--	--	--	--	--	--
EV/EBITDA	--	8.43	-0.29	1.09	-0.58	-1.98
Close Price ($)	5.00	7.85	13.30	13.05	16.72	22.77
High Price ($)	15.45	19.75	15.05	19.55	25.00	141.75
Low Price ($)	4.50	6.40	10.40	8.88	15.41	15.67
Market Cap ($ Cr)	235.92	--	--	--	--	--

Solvency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Debt to Equity	0.06	0.24	0.20	0.21	0.41	0.15
Short term debt to equity ratio	--	--	0.02	0.10	0.07	0.46
Current Ratio	0.01	0.18	0.09	5.92	17.68	449.59
Quick Ratio	0.01	--	--	6.23	--	804.31
Interest Coverage	-1.29	-0.77	0.38	0.25	0.82	1.61

Operating Efficiency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Debtors to sales (%)	7.87	8.08	7.31	6.43	6.70	5.63
Asset Turnover	0.05	0.08	0.10	0.11	0.07	0.05
Receivable days	--	30.81	23.75	19.08	22.05	31.32
Inventory Days	--	--	-18.60	-26.03	-5,369.63	-8,684.27
Payable days	--	6.13	5.89	6.81	23.91	111.74
Cash Conversion Cycle	--	--	-0.74	-13.76	-5,371.50	-8,764.69

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.