Market cap
$52 Mln
Revenue (TTM)
$25 Mln
P/E Ratio
20.2
P/B Ratio
0.9
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 0.29 | 4.39 | 7.20 | 25.33 | 19.61 |
| EBIT | -10.10 | 41.75 | 115.45 | 24.85 | 18.74 |
| Net Profit | -18.91 | 28.47 | 54.20 | 22.74 | 17.87 |
| EPS | -62.45 | -96.91 | -19.14 | 1.91 | -- |
| Book Value | -- | -- | 7.30 | 7.48 | -- |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-24 | Dec-23 |
| EBIT-Margin
| 13.28 | 8.60 | 11.87 | 9.31 | 12.02 |
| Net Margin
| -- | -- | 9.15 | -- | -- |
| Return on equity
| 4.15 | 2.57 | 4.59 | 3.71 | 4.13 |
| Return on Capital
| 2.17 | 1.42 | -- | 1.83 | 1.96 |
| Return on Assets
| 0.49 | 0.31 | 0.32 | 0.40 | 0.46 |
| Debt to Equity (x)
| -- | -- | 0.85 | 0.87 | 1.17 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
PB Bankshares Inc (PBBK)
|
--
|
1.83
|
1.96
|
2.71
|
1.49
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
4.59
Lower than Peers by 5.36
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
PB Bankshares Inc (PBBK)
|
4.59
|
3.71
|
4.13
|
4.60
|
2.32
|
|
Peer Median
|
9.95
|
--
|
--
|
--
|
--
|
ROA
0.32
Lower than Peers by 0.66
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
PB Bankshares Inc (PBBK)
|
0.32
|
0.40
|
0.46
|
0.60
|
0.27
|
|
Peer Median
|
0.98
|
--
|
--
|
--
|
--
|
EBIT Margin
11.87
Lower than Peers by 9.33
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
PB Bankshares Inc (PBBK)
|
11.87
|
9.31
|
12.02
|
18.53
|
8.92
|
|
Peer Median
|
21.20
|
--
|
--
|
--
|
--
|
Net Margin
9.15
Lower than Peers by 11.37
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
PB Bankshares Inc (PBBK)
|
9.15
|
7.34
|
9.36
|
14.81
|
7.33
|
|
Peer Median
|
20.53
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
Higher than Peers by 0.00
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
PB Bankshares Inc (PBBK)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
7.20
Lower than Peers by 3.72
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
PB Bankshares Inc (PBBK)
|
7.20
|
0.18
|
0.44
|
0.33
|
0.12
|
|
Peer Median
|
10.92
|
--
|
--
|
--
|
--
|
EBIT Growth
115.45
Higher than Peers by 126.98
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
PB Bankshares Inc (PBBK)
|
115.45
|
-8.81
|
-6.84
|
176.96
|
272.07
|
|
Peer Median
|
-11.54
|
--
|
--
|
--
|
--
|
Net Profit Growth
54.20
Higher than Peers by 47.61
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
PB Bankshares Inc (PBBK)
|
54.20
|
-7.66
|
-9.22
|
169.30
|
289.16
|
|
Peer Median
|
6.59
|
--
|
--
|
--
|
--
|
EPS Growth
-19.14
Lower than Peers by 24.45
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
PB Bankshares Inc (PBBK)
|
-19.14
|
-0.04
|
-0.05
|
1.90
|
2.89
|
|
Peer Median
|
5.32
|
--
|
--
|
--
|
--
|
Book Value Growth
-97.41
Lower than Peers by 106.23
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
PB Bankshares Inc (PBBK)
|
-97.41
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.82
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.85
Higher than Peers by 0.65
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
PB Bankshares Inc (PBBK)
|
0.85
|
0.87
|
1.17
|
1.04
|
0.36
|
|
Peer Median
|
0.20
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
PB Bankshares Inc (PBBK)
|
--
|
0.10
|
0.24
|
0.24
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
--
--
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
PB Bankshares Inc (PBBK)
|
--
|
0.25
|
0.26
|
0.24
|
0.17
|
|
Peer Median
|
0.28
|
--
|
--
|
--
|
--
|
Quick Ratio
--
--
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
PB Bankshares Inc (PBBK)
|
--
|
--
|
0.52
|
-0.73
|
0.28
|
|
Peer Median
|
0.34
|
--
|
--
|
--
|
--
|
Interest Coverage
1.25
Lower than Peers by 0.53
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
PB Bankshares Inc (PBBK)
|
1.25
|
0.18
|
0.32
|
0.89
|
0.43
|
|
Peer Median
|
1.78
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
1,399.69
Higher than Peers by 1,392.66
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
PB Bankshares Inc (PBBK)
|
1,399.69
|
5.26
|
6.11
|
7.87
|
7.96
|
|
Peer Median
|
7.03
|
--
|
--
|
--
|
--
|
Asset Turnover
0.04
Lower than Peers by 0.01
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
PB Bankshares Inc (PBBK)
|
0.04
|
0.05
|
0.05
|
0.04
|
0.04
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
PB Bankshares Inc (PBBK)
|
--
|
19.07
|
21.16
|
25.27
|
29.05
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
PB Bankshares Inc (PBBK)
|
--
|
-2,574.51
|
4,273.80
|
11,197.07
|
-5,817.40
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
PB Bankshares Inc (PBBK)
|
--
|
--
|
-9,149.71
|
1,843.74
|
35,462.76
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
PB Bankshares Inc (PBBK)
|
--
|
--
|
13,444.67
|
9,378.60
|
-41,251.11
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
20.21
Higher than Peers by 7.32
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
PB Bankshares Inc (PBBK)
|
20.21
|
20.47
|
16.08
|
16.55
|
48.08
|
|
Peer Median
|
12.90
|
--
|
--
|
--
|
--
|
Price / Book Value
0.92
Lower than Peers by 0.41
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
PB Bankshares Inc (PBBK)
|
0.92
|
0.75
|
0.66
|
0.76
|
0.82
|
|
Peer Median
|
1.33
|
--
|
--
|
--
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
PB Bankshares Inc (PBBK)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.42
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
PB Bankshares Inc (PBBK)
|
--
|
-2.69
|
-0.15
|
4.97
|
11.68
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
52
Lower than Peers by 239
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-24
|
Dec-23
|
Dec-22
|
Dec-21
|
|---|---|---|---|---|---|
|
PB Bankshares Inc (PBBK)
|
52
|
--
|
--
|
--
|
--
|
|
Peer Median
|
292
|
--
|
--
|
--
|
--
|