Loandepot Inc (LDI) Key Ratios

$0.88

up-down-arrow $-0.04 (-4.50%)

As on 26-Aug-2026 16:22EDT

Market cap

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$387 Mln

Revenue (TTM)

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$1,462 Mln

P/E Ratio

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--

P/B Ratio

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1.5

Div. Yield

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0 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue -16.33 6.27 22.95 15.14 -21.13
EBIT 195.01 324.78 287.58 31.60 -39.73
Net Profit 87.80 -62.61 32.00 19.63 -24.21
EPS 87.98 69.43 8.98 20.44 -142.84
Book Value -- -- -25.72 -50.02 -39.67
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMDec-25Dec-24
EBIT-Margin info -11.73-13.269.5413.22-21.74
Net Margin info -----4.75----
Return on equity info -22.87-15.95-16.37-24.69-31.41
Return on Capital info -1.52-1.20---1.14-1.78
Return on Assets info -1.40-1.22-1.02-0.95-1.57
Debt to Equity (x) info ----9.8621.4819.91
ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Loandepot Inc (LDI)
--
-1.14
-1.78
-1.64
-2.08
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

-16.37

Lower than Peers by 26.88

Profit after tax / Average Net worth * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Loandepot Inc (LDI)
-16.37
-24.69
-31.41
-12.50
-18.14
Peer Median
10.51
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

-1.02

Lower than Peers by 2.45

Profit after tax / Average Total assets * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Loandepot Inc (LDI)
-1.02
-0.95
-1.57
-1.66
-2.89
Peer Median
1.43
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

9.54

Lower than Peers by 8.01

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Loandepot Inc (LDI)
9.54
13.22
-21.74
-26.67
-48.85
Peer Median
17.55
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

-4.75

Lower than Peers by 13.87

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Loandepot Inc (LDI)
-4.75
-4.08
-8.80
-10.55
-19.33
Peer Median
9.13
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

--

--

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Loandepot Inc (LDI)
--
--
--
--
--
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Revenue Growth

22.95

Higher than Peers by 4.26

Year on year growth in net sales

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Loandepot Inc (LDI)
22.95
0.38
0.07
-0.26
-0.62
Peer Median
18.69
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

287.58

Higher than Peers by 261.48

Year on year growth in operating profit (EBIT)

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Loandepot Inc (LDI)
287.58
183.68
12.74
59.66
-203.52
Peer Median
26.11
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

32.00

Higher than Peers by 17.78

Year on year growth in profit after tax

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Loandepot Inc (LDI)
32.00
36.29
10.72
59.66
-340.50
Peer Median
14.22
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

8.98

Lower than Peers by 4.88

Year on year growth in earnings per share

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Loandepot Inc (LDI)
8.98
0.45
-0.51
0.79
-3.06
Peer Median
13.85
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

-33.30

Lower than Peers by 40.16

Year on year growth in book value per share

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Loandepot Inc (LDI)
-33.30
--
--
--
--
Peer Median
6.86
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Debt to Equity

9.86

Higher than Peers by 8.27

Total debt / Net worth

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Loandepot Inc (LDI)
9.86
21.48
19.91
14.11
4.72
Peer Median
1.59
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

11.76

--

(Short term borrowings / Net worth)

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Loandepot Inc (LDI)
11.76
12.38
12.66
7.74
1.52
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

0.10

Lower than Peers by 2.22

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Loandepot Inc (LDI)
0.10
0.12
0.18
0.31
0.43
Peer Median
2.32
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

0.10

Lower than Peers by 1.98

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Loandepot Inc (LDI)
0.10
--
--
--
-0.05
Peer Median
2.07
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

0.68

Lower than Peers by 1.02

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Loandepot Inc (LDI)
0.68
0.63
-0.72
-0.91
-2.51
Peer Median
1.70
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Operating Efficiency

View Detailed Peer Comparison

Debtors to sales

--

--

Debtors outstanding / Net Sales * 100

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Loandepot Inc (LDI)
--
2.31
7.41
10.18
10.29
Peer Median
17.66
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Asset Turnover

0.22

Higher than Peers by 0.07

Sales / Average Total Assets

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Loandepot Inc (LDI)
0.22
0.23
0.18
0.16
0.15
Peer Median
0.14
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Receivable days

--

--

Average Debtors / Sales * 365

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Loandepot Inc (LDI)
--
14.06
30.91
44.02
26.05
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Inventory Days

--

--

Average Inventory / Sales * 365

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Loandepot Inc (LDI)
--
--
--
1,316.12
799.11
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Payable days

--

--

Average Creditors / Cost of goods sold * 365

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Loandepot Inc (LDI)
--
343.71
197.23
230.92
180.91
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Conversion Cycle

--

--

Receivable Days + Inventory Days - Payable Days

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Loandepot Inc (LDI)
--
--
--
1,129.21
644.25
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Earnings

--

--

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Loandepot Inc (LDI)
--
-7.39
-4.01
-10.43
-1.01
Peer Median
14.80
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

1.47

Lower than Peers by 0.55

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Loandepot Inc (LDI)
1.47
1.98
1.45
3.25
0.20
Peer Median
2.03
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

--

--

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Loandepot Inc (LDI)
--
--
--
--
--
Peer Median
1.04
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

--

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Loandepot Inc (LDI)
--
22.51
-27.62
-24.54
-9.64
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

387

Lower than Peers by 204

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Dec-25
Dec-24
Dec-23
Dec-22
Loandepot Inc (LDI)
387
--
--
--
--
Peer Median
591
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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