Market cap
$387 Mln
Revenue (TTM)
$1,462 Mln
P/E Ratio
--
P/B Ratio
1.5
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -16.33 | 6.27 | 22.95 | 15.14 | -21.13 |
| EBIT | 195.01 | 324.78 | 287.58 | 31.60 | -39.73 |
| Net Profit | 87.80 | -62.61 | 32.00 | 19.63 | -24.21 |
| EPS | 87.98 | 69.43 | 8.98 | 20.44 | -142.84 |
| Book Value | -- | -- | -25.72 | -50.02 | -39.67 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| -11.73 | -13.26 | 9.54 | 13.22 | -21.74 |
| Net Margin
| -- | -- | -4.75 | -- | -- |
| Return on equity
| -22.87 | -15.95 | -16.37 | -24.69 | -31.41 |
| Return on Capital
| -1.52 | -1.20 | -- | -1.14 | -1.78 |
| Return on Assets
| -1.40 | -1.22 | -1.02 | -0.95 | -1.57 |
| Debt to Equity (x)
| -- | -- | 9.86 | 21.48 | 19.91 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Loandepot Inc (LDI)
|
--
|
-1.14
|
-1.78
|
-1.64
|
-2.08
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
-16.37
Lower than Peers by 26.88
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Loandepot Inc (LDI)
|
-16.37
|
-24.69
|
-31.41
|
-12.50
|
-18.14
|
|
Peer Median
|
10.51
|
--
|
--
|
--
|
--
|
ROA
-1.02
Lower than Peers by 2.45
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Loandepot Inc (LDI)
|
-1.02
|
-0.95
|
-1.57
|
-1.66
|
-2.89
|
|
Peer Median
|
1.43
|
--
|
--
|
--
|
--
|
EBIT Margin
9.54
Lower than Peers by 8.01
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Loandepot Inc (LDI)
|
9.54
|
13.22
|
-21.74
|
-26.67
|
-48.85
|
|
Peer Median
|
17.55
|
--
|
--
|
--
|
--
|
Net Margin
-4.75
Lower than Peers by 13.87
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Loandepot Inc (LDI)
|
-4.75
|
-4.08
|
-8.80
|
-10.55
|
-19.33
|
|
Peer Median
|
9.13
|
--
|
--
|
--
|
--
|
Cash Profit Margin
--
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Loandepot Inc (LDI)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
22.95
Higher than Peers by 4.26
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Loandepot Inc (LDI)
|
22.95
|
0.38
|
0.07
|
-0.26
|
-0.62
|
|
Peer Median
|
18.69
|
--
|
--
|
--
|
--
|
EBIT Growth
287.58
Higher than Peers by 261.48
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Loandepot Inc (LDI)
|
287.58
|
183.68
|
12.74
|
59.66
|
-203.52
|
|
Peer Median
|
26.11
|
--
|
--
|
--
|
--
|
Net Profit Growth
32.00
Higher than Peers by 17.78
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Loandepot Inc (LDI)
|
32.00
|
36.29
|
10.72
|
59.66
|
-340.50
|
|
Peer Median
|
14.22
|
--
|
--
|
--
|
--
|
EPS Growth
8.98
Lower than Peers by 4.88
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Loandepot Inc (LDI)
|
8.98
|
0.45
|
-0.51
|
0.79
|
-3.06
|
|
Peer Median
|
13.85
|
--
|
--
|
--
|
--
|
Book Value Growth
-33.30
Lower than Peers by 40.16
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Loandepot Inc (LDI)
|
-33.30
|
--
|
--
|
--
|
--
|
|
Peer Median
|
6.86
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
9.86
Higher than Peers by 8.27
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Loandepot Inc (LDI)
|
9.86
|
21.48
|
19.91
|
14.11
|
4.72
|
|
Peer Median
|
1.59
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
11.76
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Loandepot Inc (LDI)
|
11.76
|
12.38
|
12.66
|
7.74
|
1.52
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.10
Lower than Peers by 2.22
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Loandepot Inc (LDI)
|
0.10
|
0.12
|
0.18
|
0.31
|
0.43
|
|
Peer Median
|
2.32
|
--
|
--
|
--
|
--
|
Quick Ratio
0.10
Lower than Peers by 1.98
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Loandepot Inc (LDI)
|
0.10
|
--
|
--
|
--
|
-0.05
|
|
Peer Median
|
2.07
|
--
|
--
|
--
|
--
|
Interest Coverage
0.68
Lower than Peers by 1.02
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Loandepot Inc (LDI)
|
0.68
|
0.63
|
-0.72
|
-0.91
|
-2.51
|
|
Peer Median
|
1.70
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
--
--
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Loandepot Inc (LDI)
|
--
|
2.31
|
7.41
|
10.18
|
10.29
|
|
Peer Median
|
17.66
|
--
|
--
|
--
|
--
|
Asset Turnover
0.22
Higher than Peers by 0.07
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Loandepot Inc (LDI)
|
0.22
|
0.23
|
0.18
|
0.16
|
0.15
|
|
Peer Median
|
0.14
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Loandepot Inc (LDI)
|
--
|
14.06
|
30.91
|
44.02
|
26.05
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Loandepot Inc (LDI)
|
--
|
--
|
--
|
1,316.12
|
799.11
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Loandepot Inc (LDI)
|
--
|
343.71
|
197.23
|
230.92
|
180.91
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Loandepot Inc (LDI)
|
--
|
--
|
--
|
1,129.21
|
644.25
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
--
--
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Loandepot Inc (LDI)
|
--
|
-7.39
|
-4.01
|
-10.43
|
-1.01
|
|
Peer Median
|
14.80
|
--
|
--
|
--
|
--
|
Price / Book Value
1.47
Lower than Peers by 0.55
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Loandepot Inc (LDI)
|
1.47
|
1.98
|
1.45
|
3.25
|
0.20
|
|
Peer Median
|
2.03
|
--
|
--
|
--
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Loandepot Inc (LDI)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1.04
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Loandepot Inc (LDI)
|
--
|
22.51
|
-27.62
|
-24.54
|
-9.64
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
387
Lower than Peers by 204
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Loandepot Inc (LDI)
|
387
|
--
|
--
|
--
|
--
|
|
Peer Median
|
591
|
--
|
--
|
--
|
--
|