SoFi Technologies Inc (SOFI) Peer Comparison
$18.06
$-1.12
(-5.84%)
As on 28-Aug-2026 16:29EDT
Market cap
$23,326 Mln
Revenue (TTM)
$5,583 Mln
P/E Ratio
36.9
P/B Ratio
2.2
Div. Yield
0 %
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| SoFi Technologies Inc (SOFI) | Rocket Companies Inc (RKT) | American Express (AXP) | Capital One Financial (COF) | Synchrony Financial (SYF) | |
|---|---|---|---|---|---|
Market cap ($ Mln) |
23,326 | 39,827 | 223,629 | 133,688 | 24,959 |
Revenue ($ Mln) |
5,583 | 9,666 | 84,073 | 78,615 | 19,896 |
Net Profit ($ Mln) |
636.26 | 471.15 | 11,445.00 | 10,520.00 | 3,518.00 |
Net Margin (%) |
11.40 | 4.87 | 13.61 | 13.38 | 17.68 |
RoE (%) |
5.90 | 2.03 | 33.78 | 9.25 | 20.90 |
Price to Earnings |
36.86 | -- | 20.62 | 11.71 | 8.16 |
Price-To-Book |
2.24 | 1.76 | 6.70 | 1.15 | 1.71 |
Income Statement ($ Mln)
| SoFi Technologies Inc (SOFI) | Rocket Companies Inc (RKT) | American Express (AXP) | Capital One Financial (COF) | Synchrony Financial (SYF) | |
|---|---|---|---|---|---|
|
Operating Revenue
|
5,582.62 | 9,665.97 | 84,073.00 | 78,615.00 | 19,896.00 |
|
Cost of Revenue
|
1,314.19 | 974.34 | 13,158.00 | 26,579.00 | 6,307.00 |
|
Gross Profit
|
3,583.04 | 6,300.00 | 66,974.00 | 32,779.00 | 9,756.00 |
|
Operating Expenses
|
3,530.70 | 6,739.86 | 48,064.00 | 35,512.00 | 8,900.00 |
|
Operating Profit (EBIT)
|
737.74 | 1,951.78 | 22,851.00 | 16,524.00 | 4,689.00 |
|
Other Income
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Profit before Tax
|
737.74 | 665.80 | 14,764.00 | 12,998.00 | 4,614.00 |
|
Provision for Tax
|
101.48 | 195.48 | 3,319.00 | 2,850.00 | 1,096.00 |
|
Profit after Tax (Net Income)
|
636.26 | 471.15 | 11,445.00 | 10,520.00 | 3,518.00 |
|
Minority Interest
|
0.00 | 0.81 | 0.00 | 0.00 | 0.00 |
|
Consolidated Profit
|
0.00 | -55.83 | 5,297.00 | 5,143.00 | 1,787.00 |
Liabilities ($ Mln)
| SoFi Technologies Inc (SOFI) | Rocket Companies Inc (RKT) | American Express (AXP) | Capital One Financial (COF) | Synchrony Financial (SYF) | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
11,076.23 | 23,545.00 | 34,280.00 | 113,793.00 | 16,897.00 |
|
Minority Interest
|
0.00 | 0.81 | 0.00 | 0.00 | 0.00 |
|
Non-Current Liabilities
|
3,842.16 | 31,663.00 | 99,477.00 | 74,275.00 | 100,683.00 |
|
Current Liabilities
|
46,029.16 | 5,768.00 | 174,446.00 | 485,767.00 | 4,350.00 |
|
Total Liabilities
|
50,660.48 | 60,685.00 | 300,052.00 | 669,009.00 | 119,095.00 |
Assets ($ Mln)
| SoFi Technologies Inc (SOFI) | Rocket Companies Inc (RKT) | American Express (AXP) | Capital One Financial (COF) | Synchrony Financial (SYF) | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
2,234.40 | 57,874.00 | 37,905.00 | 612,497.00 | 105,737.00 |
|
Current Assets
|
7,351.89 | 3,103.00 | 270,619.00 | 61,338.00 | 16,193.00 |
|
Total Assets
|
50,660.48 | 60,685.00 | 300,052.00 | 669,009.00 | 119,095.00 |
|
Total Debt*
|
3,405.14 | 33,179.00 | 59,049.00 | 45,371.00 | 16,432.00 |
|
Net Current Assets
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Cashflow ($ Mln)
| SoFi Technologies Inc (SOFI) | Rocket Companies Inc (RKT) | American Express (AXP) | Capital One Financial (COF) | Synchrony Financial (SYF) | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
-3,742.46 | -3,927.00 | 18,428.00 | 27,718.00 | 9,851.00 |
|
Cash Flow from Investing Activities
|
-6,719.11 | -2,532.00 | -22,891.00 | -444.00 | -4,854.00 |
|
Cash from Financing Activities
|
13,109.33 | 8,103.00 | 11,210.00 | -8,852.00 | -4,735.00 |
|
Net Cash Inflow / Outflow
|
-- | -- | -- | -- | -- |
Ratios
Profitability Ratios
| SoFi Technologies Inc (SOFI) | Rocket Companies Inc (RKT) | American Express (AXP) | Capital One Financial (COF) | Synchrony Financial (SYF) | |
|---|---|---|---|---|---|
|
ROCE (%)
|
4.35 | -0.30 | 12.55 | 1.81 | 11.10 |
|
ROE (%)
|
5.90 | 2.03 | 33.78 | 9.25 | 20.90 |
|
ROA (%)
|
1.12 | 0.95 | 2.45 | 1.44 | 2.50 |
|
EBIT Margin (%)
|
11.37 | 20.19 | 27.18 | 21.02 | 23.57 |
|
Net Margin (%)
|
11.40 | 4.87 | 13.61 | 13.38 | 17.68 |
|
Cash Profit Margin (%)
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Growth Ratios
| SoFi Technologies Inc (SOFI) | Rocket Companies Inc (RKT) | American Express (AXP) | Capital One Financial (COF) | Synchrony Financial (SYF) | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
34.18 | 88.18 | 9.38 | 36.91 | 2.42 |
|
EBIT Growth (%)
|
101.00 | 9,306.06 | 77.97 | 3,259.46 | 10.56 |
|
Net Profit Growth (%)
|
13.30 | 153,069.48 | 12.80 | -48.36 | 7.03 |
|
EPS Growth (%)
|
-2.52 | 35,467.06 | 15.65 | 522.28 | 17.38 |
|
Book Value Growth (%)
|
41.41 | 128.37 | 9.38 | -16.51 | 13.10 |
Valuation Ratios
| SoFi Technologies Inc (SOFI) | Rocket Companies Inc (RKT) | American Express (AXP) | Capital One Financial (COF) | Synchrony Financial (SYF) | |
|---|---|---|---|---|---|
|
Price / Earnings
|
73.22 | -809.34 | 23.50 | 62.40 | 8.41 |
|
Price / Book Value
|
2.24 | 2.40 | 7.60 | 1.35 | 1.78 |
|
Dividend Yield (%)
|
0.00 | -- | -- | -- | -- |
|
EV/EBITDA
|
19.30 | 58.81 | 16.94 | 18.88 | 5.40 |
|
Market Cap ($ Cr)
|
-- | -- | -- | -- | -- |
Solvency Ratios
| SoFi Technologies Inc (SOFI) | Rocket Companies Inc (RKT) | American Express (AXP) | Capital One Financial (COF) | Synchrony Financial (SYF) | |
|---|---|---|---|---|---|
|
Debt to Equity
|
0.25 | 1.16 | 1.66 | 0.39 | 0.97 |
|
Short term debt to equity ratio
|
0.04 | 0.24 | 0.06 | 0.01 | 0.26 |
|
Current Ratio
|
0.16 | 0.54 | 1.55 | 0.13 | 3.72 |
|
Quick Ratio
|
0.16 | 0.54 | 1.55 | 0.13 | 3.72 |
|
Interest Coverage
|
1.58 | 1.52 | 2.82 | 1.78 | 2.46 |
Operating Efficiency Ratios
| SoFi Technologies Inc (SOFI) | Rocket Companies Inc (RKT) | American Express (AXP) | Capital One Financial (COF) | Synchrony Financial (SYF) | |
|---|---|---|---|---|---|
|
Debtors to sales (%)
|
0.00 | 15.95 | 265.61 | 4.37 | 461.88 |
|
Asset Turnover
|
0.10 | 0.19 | 0.18 | 0.11 | 0.14 |
|
Receivable days
|
56.71 | 70.95 | 274.84 | 15.89 | 1,792.09 |
|
Inventory Days
|
-- | -- | -- | -- | -- |
|
Payable days
|
34.26 | 146.95 | 386.96 | 7.56 | -- |
|
Cash Conversion Cycle
|
-- | -- | -- | -- | -- |
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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