UWM Holdings Corporation Class A (UWMC) Key Ratios
$1.47
As on 04-Sep-2026 19:11EDT
Market cap
$4,184 Mln
Revenue (TTM)
$3,205 Mln
P/E Ratio
--
P/B Ratio
16.4
Div. Yield
27.6 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -1.49 | 13.18 | 70.12 | 27.46 | -9.30 |
| EBIT | -89.21 | -89.57 | 374.60 | 24.59 | -29.26 |
| Net Profit | 342.72 | 208.21 | 95.18 | 29.37 | -12.07 |
| EPS | -418.54 | -436.37 | -1,126.06 | -236.11 | -136.91 |
| Book Value | -- | -- | -25.19 | -20.59 | -49.23 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 11.84 | 26.95 | 21.21 | 24.73 | 17.63 |
| Net Margin
| -- | -- | -1.16 | -- | -- |
| Return on equity
| 5.12 | 4.28 | 18.41 | 15.17 | 10.51 |
| Return on Capital
| 0.06 | 0.28 | -- | 0.20 | 0.13 |
| Return on Assets
| 0.06 | 0.25 | -0.17 | 0.17 | 0.10 |
| Debt to Equity (x)
| -- | -- | 22.94 | 72.37 | 79.50 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UWM Holdings Corporation Class A (UWMC)
|
--
|
0.20
|
0.13
|
-0.14
|
0.37
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
18.41
Higher than Peers by 7.90
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UWM Holdings Corporation Class A (UWMC)
|
18.41
|
15.17
|
10.51
|
-10.33
|
2.52
|
|
Peer Median
|
10.51
|
--
|
--
|
--
|
--
|
ROA
-0.17
Lower than Peers by 1.60
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UWM Holdings Corporation Class A (UWMC)
|
-0.17
|
0.17
|
0.10
|
-0.10
|
0.31
|
|
Peer Median
|
1.43
|
--
|
--
|
--
|
--
|
EBIT Margin
21.21
Higher than Peers by 3.66
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UWM Holdings Corporation Class A (UWMC)
|
21.21
|
24.73
|
17.63
|
-6.85
|
43.54
|
|
Peer Median
|
17.55
|
--
|
--
|
--
|
--
|
Net Margin
-1.16
Lower than Peers by 10.29
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UWM Holdings Corporation Class A (UWMC)
|
-1.16
|
0.87
|
0.76
|
-1.19
|
1.94
|
|
Peer Median
|
9.13
|
--
|
--
|
--
|
--
|
Cash Profit Margin
--
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UWM Holdings Corporation Class A (UWMC)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
70.12
Higher than Peers by 51.43
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UWM Holdings Corporation Class A (UWMC)
|
70.12
|
0.66
|
0.71
|
-0.48
|
-0.24
|
|
Peer Median
|
18.69
|
--
|
--
|
--
|
--
|
EBIT Growth
374.60
Higher than Peers by 348.49
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UWM Holdings Corporation Class A (UWMC)
|
374.60
|
132.68
|
540.35
|
-108.16
|
-40.78
|
|
Peer Median
|
26.11
|
--
|
--
|
--
|
--
|
Net Profit Growth
95.18
Higher than Peers by 80.96
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UWM Holdings Corporation Class A (UWMC)
|
95.18
|
90.09
|
208.87
|
-131.72
|
-57.63
|
|
Peer Median
|
14.22
|
--
|
--
|
--
|
--
|
EPS Growth
-1,126.06
Lower than Peers by 1,139.92
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UWM Holdings Corporation Class A (UWMC)
|
-1,126.06
|
0.15
|
1.65
|
-1.31
|
-0.58
|
|
Peer Median
|
13.85
|
--
|
--
|
--
|
--
|
Book Value Growth
-27.43
Lower than Peers by 34.29
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UWM Holdings Corporation Class A (UWMC)
|
-27.43
|
--
|
--
|
--
|
--
|
|
Peer Median
|
6.86
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
22.94
Higher than Peers by 21.35
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UWM Holdings Corporation Class A (UWMC)
|
22.94
|
72.37
|
79.50
|
77.54
|
68.12
|
|
Peer Median
|
1.59
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
86.32
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UWM Holdings Corporation Class A (UWMC)
|
86.32
|
16.09
|
60.92
|
57.83
|
52.52
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
1.00
Lower than Peers by 1.32
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UWM Holdings Corporation Class A (UWMC)
|
1.00
|
0.67
|
0.09
|
0.18
|
0.16
|
|
Peer Median
|
2.32
|
--
|
--
|
--
|
--
|
Quick Ratio
1.00
Lower than Peers by 1.07
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UWM Holdings Corporation Class A (UWMC)
|
1.00
|
--
|
--
|
0.18
|
0.16
|
|
Peer Median
|
2.07
|
--
|
--
|
--
|
--
|
Interest Coverage
0.80
Lower than Peers by 0.90
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UWM Holdings Corporation Class A (UWMC)
|
0.80
|
1.47
|
0.68
|
-0.24
|
3.05
|
|
Peer Median
|
1.71
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
16.59
Lower than Peers by 1.07
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UWM Holdings Corporation Class A (UWMC)
|
16.59
|
52.52
|
21.93
|
45.97
|
17.85
|
|
Peer Median
|
17.66
|
--
|
--
|
--
|
--
|
Asset Turnover
0.14
Higher than Peers by 0.00
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UWM Holdings Corporation Class A (UWMC)
|
0.14
|
0.19
|
0.14
|
0.09
|
0.16
|
|
Peer Median
|
0.14
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UWM Holdings Corporation Class A (UWMC)
|
--
|
120.07
|
89.12
|
146.77
|
68.78
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UWM Holdings Corporation Class A (UWMC)
|
--
|
--
|
-20.25
|
-19.08
|
-17.79
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UWM Holdings Corporation Class A (UWMC)
|
--
|
165.43
|
117.06
|
155.86
|
314.03
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UWM Holdings Corporation Class A (UWMC)
|
--
|
--
|
-48.20
|
-28.17
|
-263.03
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
--
--
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UWM Holdings Corporation Class A (UWMC)
|
--
|
41.10
|
63.40
|
-50.39
|
7.35
|
|
Peer Median
|
15.21
|
--
|
--
|
--
|
--
|
Price / Book Value
16.42
Higher than Peers by 14.49
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UWM Holdings Corporation Class A (UWMC)
|
16.42
|
5.64
|
5.65
|
5.92
|
2.13
|
|
Peer Median
|
1.93
|
--
|
--
|
--
|
--
|
Dividend Yield
27.59
Higher than Peers by 26.52
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UWM Holdings Corporation Class A (UWMC)
|
27.59
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1.07
|
--
|
--
|
--
|
--
|
EV/EBITDA
22.05
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UWM Holdings Corporation Class A (UWMC)
|
22.05
|
17.99
|
34.16
|
-334.95
|
9.42
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
4,184
Higher than Peers by 3,604
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
UWM Holdings Corporation Class A (UWMC)
|
4,184
|
--
|
--
|
--
|
--
|
|
Peer Median
|
581
|
--
|
--
|
--
|
--
|