Market cap
$1,217 Mln
Revenue (TTM)
$504 Mln
P/E Ratio
21.3
P/B Ratio
1
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 0.23 | -3.48 | 9.15 | 9.92 | 9.43 |
| EBIT | -- | -- | 454.63 | -16.09 | -14.95 |
| Net Profit | 10.59 | 17.72 | 842.86 | -2.74 | -6.98 |
| EPS | 10.59 | 18.24 | 845.81 | -24.06 | -19.72 |
| Book Value | -- | -- | 7.88 | -19.25 | -41.16 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 6.42 | 18.89 | 9.98 | 11.86 | -3.51 |
| Net Margin
| -- | -- | 11.53 | -- | -- |
| Return on equity
| 2.32 | 1.96 | 4.93 | 4.62 | -1.10 |
| Return on Capital
| 1.04 | 1.10 | -- | 2.30 | -0.49 |
| Return on Assets
| 0.24 | 0.52 | 0.46 | 0.48 | -0.11 |
| Debt to Equity (x)
| -- | -- | 0.00 | 1.02 | 1.00 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Columbia Financial (CLBK)
|
--
|
2.30
|
-0.49
|
1.33
|
1.40
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
4.93
Lower than Peers by 4.95
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Columbia Financial (CLBK)
|
4.93
|
4.62
|
-1.10
|
3.45
|
1.74
|
|
Peer Median
|
9.89
|
--
|
--
|
--
|
--
|
ROA
0.46
Lower than Peers by 0.50
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Columbia Financial (CLBK)
|
0.46
|
0.48
|
-0.11
|
0.34
|
0.88
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
9.98
Lower than Peers by 10.87
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Columbia Financial (CLBK)
|
9.98
|
11.86
|
-3.51
|
10.90
|
34.37
|
|
Peer Median
|
20.85
|
--
|
--
|
--
|
--
|
Net Margin
11.53
Lower than Peers by 8.58
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Columbia Financial (CLBK)
|
11.53
|
10.20
|
-2.57
|
8.54
|
25.34
|
|
Peer Median
|
20.11
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
No difference
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Columbia Financial (CLBK)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
9.15
Lower than Peers by 1.95
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Columbia Financial (CLBK)
|
9.15
|
0.12
|
0.07
|
0.24
|
0.10
|
|
Peer Median
|
11.10
|
--
|
--
|
--
|
--
|
EBIT Growth
454.63
Higher than Peers by 466.13
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Columbia Financial (CLBK)
|
454.63
|
478.11
|
-134.55
|
-60.60
|
-7.37
|
|
Peer Median
|
-11.50
|
--
|
--
|
--
|
--
|
Net Profit Growth
842.86
Higher than Peers by 835.58
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Columbia Financial (CLBK)
|
842.86
|
544.23
|
-132.29
|
-58.12
|
-6.38
|
|
Peer Median
|
7.27
|
--
|
--
|
--
|
--
|
EPS Growth
845.81
Higher than Peers by 839.97
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Columbia Financial (CLBK)
|
845.81
|
5.46
|
-1.32
|
-0.80
|
-0.09
|
|
Peer Median
|
5.84
|
--
|
--
|
--
|
--
|
Book Value Growth
7.21
Lower than Peers by 1.53
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Columbia Financial (CLBK)
|
7.21
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.74
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Columbia Financial (CLBK)
|
--
|
1.02
|
1.00
|
1.47
|
1.72
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Columbia Financial (CLBK)
|
--
|
--
|
0.46
|
0.88
|
0.65
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
435.71
Higher than Peers by 435.40
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Columbia Financial (CLBK)
|
435.71
|
0.08
|
0.14
|
0.20
|
0.27
|
|
Peer Median
|
0.30
|
--
|
--
|
--
|
--
|
Quick Ratio
435.71
Higher than Peers by 435.35
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Columbia Financial (CLBK)
|
435.71
|
--
|
--
|
0.40
|
0.30
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
1.31
Lower than Peers by 0.44
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Columbia Financial (CLBK)
|
1.31
|
0.26
|
-0.06
|
0.24
|
2.72
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
8.40
Higher than Peers by 1.47
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Columbia Financial (CLBK)
|
8.40
|
8.18
|
8.91
|
9.32
|
9.97
|
|
Peer Median
|
6.93
|
--
|
--
|
--
|
--
|
Asset Turnover
0.04
Lower than Peers by 0.01
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Columbia Financial (CLBK)
|
0.04
|
0.05
|
0.04
|
0.04
|
0.03
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Columbia Financial (CLBK)
|
--
|
29.47
|
32.12
|
31.67
|
33.40
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Columbia Financial (CLBK)
|
--
|
--
|
-1,974.28
|
-1,666.49
|
-1,179.26
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Columbia Financial (CLBK)
|
--
|
--
|
--
|
340.80
|
29,260.18
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Columbia Financial (CLBK)
|
--
|
--
|
--
|
-1,975.62
|
-30,406.03
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
21.27
Higher than Peers by 8.33
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Columbia Financial (CLBK)
|
21.27
|
66.99
|
-303.97
|
119.68
|
26.75
|
|
Peer Median
|
12.95
|
--
|
--
|
--
|
--
|
Price / Book Value
1.02
Lower than Peers by 0.30
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Columbia Financial (CLBK)
|
1.02
|
2.99
|
3.28
|
4.15
|
2.19
|
|
Peer Median
|
1.32
|
--
|
--
|
--
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Columbia Financial (CLBK)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.45
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Columbia Financial (CLBK)
|
--
|
62.59
|
-2,631.89
|
71.79
|
20.01
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
1,217
Higher than Peers by 900
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Columbia Financial (CLBK)
|
1,217
|
--
|
--
|
--
|
--
|
|
Peer Median
|
317
|
--
|
--
|
--
|
--
|