Heritage Insurance Hldgs Inc (HRTG) Peer Comparison
$33.69
As on 05-Nov-2026 16:00EST
Market cap
$1,075 Mln
Revenue (TTM)
$789 Mln
P/E Ratio
5.1
P/B Ratio
1.8
Div. Yield
0 %
| Heritage Insurance Hldgs Inc (HRTG) | Old Republic International Corp (ORI) | Hanover Insurance Group (THG) | First American Corporation (FAF) | RLI Copr. (DE) (RLI) | |
|---|---|---|---|---|---|
Market cap ($ Mln) |
1,075 | 9,300 | 8,187 | 6,506 | 5,986 |
Revenue ($ Mln) |
789 | 9,670 | 6,835 | 4,290 | 1,942 |
Net Profit ($ Mln) |
215.99 | 1,102.90 | 749.50 | 732.50 | 395.10 |
Net Margin (%) |
27.39 | 11.40 | 10.97 | 17.07 | 20.34 |
RoE (%) |
38.59 | 18.67 | 21.38 | 13.44 | 22.63 |
Price to Earnings |
5.10 | 8.70 | 11.28 | 8.99 | 15.24 |
Price-To-Book |
1.82 | 1.58 | 2.21 | 1.20 | 3.50 |
Income Statement ($ Mln)
| Heritage Insurance Hldgs Inc (HRTG) | Old Republic International Corp (ORI) | Hanover Insurance Group (THG) | First American Corporation (FAF) | RLI Copr. (DE) (RLI) | |
|---|---|---|---|---|---|
|
Operating Revenue
|
788.51 | 9,670.40 | 6,835.00 | 4,289.90 | 1,942.10 |
|
Cost of Revenue
|
282.52 | 4,742.10 | 3,799.50 | 1,030.10 | 890.88 |
|
Gross Profit
|
534.08 | 4,575.70 | 2,868.20 | 7,118.40 | 561.42 |
|
Operating Expenses
|
217.62 | 3,641.90 | 2,065.70 | 2,744.80 | 547.21 |
|
Operating Profit (EBIT)
|
288.38 | 1,286.30 | 969.80 | 515.00 | 504.00 |
|
Other Income
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Profit before Tax
|
286.86 | 1,358.90 | 959.80 | 960.70 | 491.71 |
|
Provision for Tax
|
70.87 | 253.10 | 212.30 | 226.80 | 96.61 |
|
Profit after Tax (Net Income)
|
215.99 | 1,102.90 | 749.50 | 732.50 | 395.10 |
|
Minority Interest
|
0.00 | -2.40 | 0.00 | -1.40 | 0.00 |
|
Consolidated Profit
|
0.00 | 206.30 | 198.50 | 211.90 | 91.18 |
Liabilities ($ Mln)
| Heritage Insurance Hldgs Inc (HRTG) | Old Republic International Corp (ORI) | Hanover Insurance Group (THG) | First American Corporation (FAF) | RLI Copr. (DE) (RLI) | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
599.14 | 5,875.30 | 3,441.50 | 5,386.90 | 1,696.17 |
|
Minority Interest
|
0.00 | -2.40 | 0.00 | -1.40 | 0.00 |
|
Non-Current Liabilities
|
120.80 | 16,878.00 | 894.50 | 2,057.70 | 399.58 |
|
Current Liabilities
|
1,542.88 | 0.00 | 12,707.70 | 10,516.90 | 4,349.81 |
|
Total Liabilities
|
2,195.82 | 29,862.70 | 16,945.90 | 16,228.80 | 6,161.49 |
Assets ($ Mln)
| Heritage Insurance Hldgs Inc (HRTG) | Old Republic International Corp (ORI) | Hanover Insurance Group (THG) | First American Corporation (FAF) | RLI Copr. (DE) (RLI) | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
100.66 | 18,869.80 | 1,509.00 | 3,952.00 | 289.25 |
|
Current Assets
|
2,162.16 | 3,899.10 | 15,534.70 | 14,030.80 | 6,156.31 |
|
Total Assets
|
2,195.82 | 29,862.70 | 16,945.90 | 16,228.80 | 6,161.49 |
|
Total Debt*
|
90.12 | 1,749.70 | 844.20 | 2,552.50 | 297.04 |
|
Net Current Assets
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Cashflow ($ Mln)
| Heritage Insurance Hldgs Inc (HRTG) | Old Republic International Corp (ORI) | Hanover Insurance Group (THG) | First American Corporation (FAF) | RLI Copr. (DE) (RLI) | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
182.24 | 1,164.30 | 1,178.10 | 950.80 | 614.22 |
|
Cash Flow from Investing Activities
|
-32.67 | -177.20 | -666.20 | -1,459.10 | -362.13 |
|
Cash from Financing Activities
|
-40.63 | -925.70 | 175.20 | 164.40 | -240.32 |
|
Net Cash Inflow / Outflow
|
-- | -- | -- | -- | -- |
Ratios
Profitability Ratios
| Heritage Insurance Hldgs Inc (HRTG) | Old Republic International Corp (ORI) | Hanover Insurance Group (THG) | First American Corporation (FAF) | RLI Copr. (DE) (RLI) | |
|---|---|---|---|---|---|
|
ROCE (%)
|
37.72 | 12.73 | 15.74 | 8.44 | 23.05 |
|
ROE (%)
|
38.59 | 18.67 | 21.38 | 13.44 | 22.63 |
|
ROA (%)
|
5.16 | 2.75 | 2.57 | 2.76 | 3.65 |
|
EBIT Margin (%)
|
28.45 | 11.87 | 14.74 | 14.11 | 26.52 |
|
Net Margin (%)
|
27.39 | 11.40 | 10.97 | 17.07 | 20.34 |
|
Cash Profit Margin (%)
|
0.00 | -- | 0.00 | 0.00 | -- |
Growth Ratios
| Heritage Insurance Hldgs Inc (HRTG) | Old Republic International Corp (ORI) | Hanover Insurance Group (THG) | First American Corporation (FAF) | RLI Copr. (DE) (RLI) | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
-6.38 | 10.54 | 5.43 | -39.41 | 4.65 |
|
EBIT Growth (%)
|
7.35 | 44.20 | 20.70 | -23.91 | 15.63 |
|
Net Profit Growth (%)
|
44.76 | 32.24 | 18.61 | 51.88 | 11.92 |
|
EPS Growth (%)
|
47.01 | 33.32 | 19.73 | 53.05 | 12.21 |
|
Book Value Growth (%)
|
42.37 | -7.04 | 2.99 | 2.21 | -9.44 |
Valuation Ratios
| Heritage Insurance Hldgs Inc (HRTG) | Old Republic International Corp (ORI) | Hanover Insurance Group (THG) | First American Corporation (FAF) | RLI Copr. (DE) (RLI) | |
|---|---|---|---|---|---|
|
Price / Earnings
|
4.63 | 12.17 | 10.01 | 10.20 | 14.63 |
|
Price / Book Value
|
1.79 | 1.93 | 1.86 | 1.15 | 3.32 |
|
Dividend Yield (%)
|
-- | -- | -- | -- | -- |
|
EV/EBITDA
|
1.24 | 7.88 | 5.50 | 5.72 | 8.12 |
|
Market Cap ($ Cr)
|
-- | -- | -- | -- | -- |
Solvency Ratios
| Heritage Insurance Hldgs Inc (HRTG) | Old Republic International Corp (ORI) | Hanover Insurance Group (THG) | First American Corporation (FAF) | RLI Copr. (DE) (RLI) | |
|---|---|---|---|---|---|
|
Debt to Equity
|
0.00 | 0.00 | 0.25 | 0.00 | 0.18 |
|
Short term debt to equity ratio
|
0.00 | 0.00 | 0.01 | 0.15 | 0.00 |
|
Current Ratio
|
1.40 | 3.40 | 1.22 | 1.33 | 1.42 |
|
Quick Ratio
|
1.40 | -- | 1.22 | 1.33 | 1.42 |
|
Interest Coverage
|
43.73 | 16.60 | 22.14 | 6.40 | 40.97 |
Operating Efficiency Ratios
| Heritage Insurance Hldgs Inc (HRTG) | Old Republic International Corp (ORI) | Hanover Insurance Group (THG) | First American Corporation (FAF) | RLI Copr. (DE) (RLI) | |
|---|---|---|---|---|---|
|
Debtors to sales (%)
|
39.81 | 36.85 | 62.24 | 36.42 | 51.03 |
|
Asset Turnover
|
0.19 | 0.24 | 0.23 | 0.16 | 0.18 |
|
Receivable days
|
276.54 | 380.84 | 216.40 | 21.31 | 194.35 |
|
Inventory Days
|
-- | -- | -- | -- | -- |
|
Payable days
|
291.42 | -- | 4.06 | 63.97 | 11.79 |
|
Cash Conversion Cycle
|
-- | -- | -- | -- | -- |