Market cap
$170 Mln
Revenue (TTM)
$177 Mln
P/E Ratio
--
P/B Ratio
1.6
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 0.00 | -0.17 | 4.98 | 4.89 | 6.86 |
| EBIT | -- | 7.67 | 28.98 | 12.12 | 5.73 |
| Net Profit | 0.00 | -7.18 | 39.88 | 15.84 | 7.02 |
| EPS | 0.00 | -7.18 | 39.88 | 15.84 | -- |
| Book Value | -- | -- | -1.01 | -17.35 | -- |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-23 | Dec-22 |
| EBIT-Margin
| -9.48 | -14.03 | -6.97 | -3.88 | -11.20 |
| Net Margin
| -- | -- | -5.65 | -- | -- |
| Return on equity
| -10.79 | -10.94 | -9.57 | -8.93 | -14.40 |
| Return on Capital
| -8.68 | -9.24 | -- | -6.43 | -11.76 |
| Return on Assets
| -2.06 | -2.47 | -1.35 | -1.42 | -2.63 |
| Debt to Equity (x)
| -- | -- | 0.35 | 0.44 | 0.33 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Vericity (VERY)
|
--
|
-6.43
|
-11.76
|
-7.84
|
-10.91
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
-9.57
Lower than Peers by 21.03
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Vericity (VERY)
|
-9.57
|
-8.93
|
-14.40
|
-9.05
|
-12.28
|
|
Peer Median
|
11.46
|
--
|
--
|
--
|
--
|
ROA
-1.35
Lower than Peers by 2.10
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Vericity (VERY)
|
-1.35
|
-1.42
|
-2.63
|
-2.14
|
-3.36
|
|
Peer Median
|
0.76
|
--
|
--
|
--
|
--
|
EBIT Margin
-6.97
Lower than Peers by 18.27
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Vericity (VERY)
|
-6.97
|
-3.88
|
-11.20
|
-13.36
|
-21.96
|
|
Peer Median
|
11.30
|
--
|
--
|
--
|
--
|
Net Margin
-5.65
Lower than Peers by 12.57
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Vericity (VERY)
|
-5.65
|
-5.57
|
-12.48
|
-9.43
|
-16.93
|
|
Peer Median
|
6.92
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Vericity (VERY)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
4.98
Lower than Peers by 3.12
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Vericity (VERY)
|
4.98
|
0.08
|
-0.07
|
0.19
|
0.09
|
|
Peer Median
|
8.10
|
--
|
--
|
--
|
--
|
EBIT Growth
28.98
Higher than Peers by 17.24
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Vericity (VERY)
|
28.98
|
62.43
|
22.22
|
27.33
|
-21.56
|
|
Peer Median
|
11.73
|
--
|
--
|
--
|
--
|
Net Profit Growth
39.88
Higher than Peers by 22.14
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Vericity (VERY)
|
39.88
|
51.65
|
-22.83
|
33.45
|
-29.52
|
|
Peer Median
|
17.74
|
--
|
--
|
--
|
--
|
EPS Growth
39.88
Higher than Peers by 20.15
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Vericity (VERY)
|
39.88
|
0.52
|
-0.23
|
0.33
|
-0.30
|
|
Peer Median
|
19.73
|
--
|
--
|
--
|
--
|
Book Value Growth
-4.65
Lower than Peers by 18.24
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Vericity (VERY)
|
-4.65
|
--
|
--
|
--
|
--
|
|
Peer Median
|
13.59
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.35
Lower than Peers by 0.20
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Vericity (VERY)
|
0.35
|
0.44
|
0.33
|
0.15
|
0.16
|
|
Peer Median
|
0.55
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.08
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Vericity (VERY)
|
0.08
|
0.08
|
0.06
|
0.02
|
0.03
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
-3.02
Lower than Peers by 5.78
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Vericity (VERY)
|
-3.02
|
-3.02
|
52.12
|
148.16
|
104.17
|
|
Peer Median
|
2.76
|
--
|
--
|
--
|
--
|
Quick Ratio
-28.46
Lower than Peers by 31.94
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Vericity (VERY)
|
-28.46
|
-28.46
|
87,628.58
|
162.14
|
116.39
|
|
Peer Median
|
3.47
|
--
|
--
|
--
|
--
|
Interest Coverage
-8.13
Lower than Peers by 13.77
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Vericity (VERY)
|
-8.13
|
--
|
-4.35
|
-7.10
|
--
|
|
Peer Median
|
5.63
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
164.62
Higher than Peers by 118.41
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Vericity (VERY)
|
164.62
|
164.50
|
152.29
|
120.52
|
120.10
|
|
Peer Median
|
46.21
|
--
|
--
|
--
|
--
|
Asset Turnover
0.24
Higher than Peers by 0.10
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Vericity (VERY)
|
0.24
|
0.26
|
0.21
|
0.23
|
0.20
|
|
Peer Median
|
0.14
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Vericity (VERY)
|
--
|
557.16
|
515.24
|
403.73
|
397.39
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Vericity (VERY)
|
--
|
-2,147.03
|
-1,244.93
|
-237.60
|
-364.19
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Vericity (VERY)
|
--
|
21.93
|
24.61
|
26.27
|
50.17
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Vericity (VERY)
|
--
|
-1,611.81
|
-754.30
|
139.86
|
-16.97
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
--
--
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Vericity (VERY)
|
--
|
-16.97
|
-5.50
|
-6.25
|
-6.00
|
|
Peer Median
|
18.33
|
--
|
--
|
--
|
--
|
Price / Book Value
1.65
Lower than Peers by 0.28
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Vericity (VERY)
|
1.65
|
1.52
|
1.01
|
0.60
|
0.77
|
|
Peer Median
|
1.92
|
--
|
--
|
--
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Vericity (VERY)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1.26
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Vericity (VERY)
|
--
|
-135.73
|
11.11
|
12.05
|
7.39
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
170
Lower than Peers by 1,225
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-23
|
Dec-22
|
Dec-21
|
Dec-20
|
|---|---|---|---|---|---|
|
Vericity (VERY)
|
170
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1,395
|
--
|
--
|
--
|
--
|