Market cap
$9,167 Mln
Revenue (TTM)
$3,400 Mln
P/E Ratio
12.1
P/B Ratio
3.7
Div. Yield
1.5 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 0.96 | 9.05 | 7.58 | 7.48 | 6.69 |
| EBIT | 3.44 | 9.79 | 10.87 | 16.07 | 11.67 |
| Net Profit | 6.41 | 13.42 | 17.29 | 18.05 | 12.69 |
| EPS | 8.08 | 19.50 | 23.57 | 23.91 | 17.71 |
| Book Value | -- | -- | 15.60 | 18.04 | 10.47 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 30.83 | 29.09 | 30.88 | 30.95 | 32.49 |
| Net Margin
| -- | -- | 23.42 | -- | -- |
| Return on equity
| 28.05 | 26.66 | 32.05 | 31.93 | 21.76 |
| Return on Capital
| 14.19 | 13.20 | -- | 17.72 | 11.31 |
| Return on Assets
| 4.02 | 3.63 | 4.21 | 5.08 | 3.18 |
| Debt to Equity (x)
| -- | -- | 0.66 | 0.74 | 0.86 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Primerica (PRI)
|
--
|
17.72
|
11.31
|
13.55
|
11.08
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
32.05
Higher than Peers by 20.59
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Primerica (PRI)
|
32.05
|
31.93
|
21.76
|
30.45
|
24.82
|
|
Peer Median
|
11.46
|
--
|
--
|
--
|
--
|
ROA
4.21
Higher than Peers by 3.45
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Primerica (PRI)
|
4.21
|
5.08
|
3.18
|
3.80
|
3.00
|
|
Peer Median
|
0.76
|
--
|
--
|
--
|
--
|
EBIT Margin
30.88
Higher than Peers by 19.58
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Primerica (PRI)
|
30.88
|
30.95
|
32.49
|
29.05
|
28.07
|
|
Peer Median
|
11.30
|
--
|
--
|
--
|
--
|
Net Margin
23.42
Higher than Peers by 16.50
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Primerica (PRI)
|
23.42
|
23.29
|
15.23
|
20.98
|
17.76
|
|
Peer Median
|
6.92
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Primerica (PRI)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
7.58
Lower than Peers by 0.52
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Primerica (PRI)
|
7.58
|
0.04
|
0.12
|
0.03
|
-0.02
|
|
Peer Median
|
8.10
|
--
|
--
|
--
|
--
|
EBIT Growth
10.87
Lower than Peers by 0.86
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Primerica (PRI)
|
10.87
|
-0.50
|
25.70
|
7.03
|
10.64
|
|
Peer Median
|
11.73
|
--
|
--
|
--
|
--
|
Net Profit Growth
17.29
Lower than Peers by 0.45
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Primerica (PRI)
|
17.29
|
59.66
|
-18.40
|
22.14
|
-1.11
|
|
Peer Median
|
17.74
|
--
|
--
|
--
|
--
|
EPS Growth
23.57
Higher than Peers by 3.84
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Primerica (PRI)
|
23.57
|
0.70
|
-0.16
|
0.29
|
0.06
|
|
Peer Median
|
19.73
|
--
|
--
|
--
|
--
|
Book Value Growth
15.20
Higher than Peers by 1.60
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Primerica (PRI)
|
15.20
|
--
|
--
|
--
|
--
|
|
Peer Median
|
13.59
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.66
Higher than Peers by 0.11
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Primerica (PRI)
|
0.66
|
0.74
|
0.86
|
0.99
|
1.56
|
|
Peer Median
|
0.55
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Primerica (PRI)
|
--
|
0.00
|
0.00
|
0.00
|
0.37
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
6.84
Higher than Peers by 4.08
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Primerica (PRI)
|
6.84
|
6.59
|
9.48
|
9.36
|
4.03
|
|
Peer Median
|
2.76
|
--
|
--
|
--
|
--
|
Quick Ratio
6.84
Higher than Peers by 3.37
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Primerica (PRI)
|
6.84
|
--
|
--
|
16.54
|
11.92
|
|
Peer Median
|
3.47
|
--
|
--
|
--
|
--
|
Interest Coverage
27.92
Higher than Peers by 22.29
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Primerica (PRI)
|
27.92
|
41.68
|
40.09
|
30.02
|
27.39
|
|
Peer Median
|
5.63
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
8.57
Lower than Peers by 37.63
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Primerica (PRI)
|
8.57
|
90.37
|
98.89
|
120.66
|
172.03
|
|
Peer Median
|
46.21
|
--
|
--
|
--
|
--
|
Asset Turnover
0.18
Higher than Peers by 0.04
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Primerica (PRI)
|
0.18
|
0.22
|
0.21
|
0.18
|
0.17
|
|
Peer Median
|
0.14
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Primerica (PRI)
|
--
|
337.97
|
376.65
|
524.11
|
641.13
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Primerica (PRI)
|
--
|
--
|
-74,455.62
|
-1,214.34
|
-804.68
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Primerica (PRI)
|
--
|
285.82
|
7,310.78
|
116.76
|
126.35
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Primerica (PRI)
|
--
|
--
|
-81,389.75
|
-806.99
|
-289.89
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
12.09
Lower than Peers by 6.24
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Primerica (PRI)
|
12.09
|
11.02
|
19.73
|
12.56
|
11.14
|
|
Peer Median
|
18.33
|
--
|
--
|
--
|
--
|
Price / Book Value
3.67
Higher than Peers by 1.75
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Primerica (PRI)
|
3.67
|
3.38
|
4.11
|
3.51
|
3.05
|
|
Peer Median
|
1.92
|
--
|
--
|
--
|
--
|
Dividend Yield
1.54
Higher than Peers by 0.28
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Primerica (PRI)
|
1.54
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1.26
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Primerica (PRI)
|
--
|
7.97
|
7.89
|
7.17
|
6.26
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
9,167
Higher than Peers by 7,772
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Primerica (PRI)
|
9,167
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1,395
|
--
|
--
|
--
|
--
|