Market cap
$2,288 Mln
Revenue (TTM)
$844 Mln
P/E Ratio
15.2
P/B Ratio
1.2
Div. Yield
5.2 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -39.04 | -29.23 | 3.01 | 10.10 | 8.43 |
| EBIT | -- | -- | -62.40 | -27.24 | -19.45 |
| Net Profit | 5.96 | 59.01 | 6.59 | 3.32 | -1.18 |
| EPS | 5.76 | 38.46 | -7.09 | -1.31 | -4.00 |
| Book Value | -- | -- | 1.65 | 3.50 | 1.20 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 20.33 | 25.95 | 8.31 | 18.79 | 17.18 |
| Net Margin
| -- | -- | 18.13 | -- | -- |
| Return on equity
| 7.49 | 8.21 | 8.01 | 7.23 | 6.37 |
| Return on Capital
| 5.45 | 6.06 | -- | 5.76 | 4.74 |
| Return on Assets
| 0.82 | 0.89 | 0.91 | 0.81 | 0.70 |
| Debt to Equity (x)
| -- | -- | 0.16 | 0.24 | 0.28 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northwest Bancshares (NWBI)
|
--
|
5.76
|
4.74
|
5.86
|
6.09
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
8.01
Lower than Peers by 1.87
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northwest Bancshares (NWBI)
|
8.01
|
7.23
|
6.37
|
8.87
|
8.69
|
|
Peer Median
|
9.89
|
--
|
--
|
--
|
--
|
ROA
0.91
Lower than Peers by 0.05
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northwest Bancshares (NWBI)
|
0.91
|
0.81
|
0.70
|
0.95
|
0.93
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
8.31
Lower than Peers by 12.54
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northwest Bancshares (NWBI)
|
8.31
|
18.79
|
17.18
|
25.01
|
31.14
|
|
Peer Median
|
20.85
|
--
|
--
|
--
|
--
|
Net Margin
18.13
Lower than Peers by 1.98
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northwest Bancshares (NWBI)
|
18.13
|
14.37
|
13.30
|
19.28
|
23.96
|
|
Peer Median
|
20.11
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
Lower than Peers by 0.00
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northwest Bancshares (NWBI)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
3.01
Lower than Peers by 8.10
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northwest Bancshares (NWBI)
|
3.01
|
0.16
|
0.08
|
0.25
|
0.04
|
|
Peer Median
|
11.10
|
--
|
--
|
--
|
--
|
EBIT Growth
-62.40
Lower than Peers by 50.90
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northwest Bancshares (NWBI)
|
-62.40
|
27.19
|
-26.01
|
0.80
|
-13.64
|
|
Peer Median
|
-11.50
|
--
|
--
|
--
|
--
|
Net Profit Growth
6.59
Lower than Peers by 0.68
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northwest Bancshares (NWBI)
|
6.59
|
25.66
|
-25.70
|
0.97
|
-13.39
|
|
Peer Median
|
7.27
|
--
|
--
|
--
|
--
|
EPS Growth
-7.09
Lower than Peers by 12.93
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northwest Bancshares (NWBI)
|
-7.09
|
0.08
|
-0.25
|
0.02
|
-0.15
|
|
Peer Median
|
5.84
|
--
|
--
|
--
|
--
|
Book Value Growth
2.21
Lower than Peers by 6.53
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northwest Bancshares (NWBI)
|
2.21
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.74
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.16
Lower than Peers by 0.05
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northwest Bancshares (NWBI)
|
0.16
|
0.24
|
0.28
|
0.41
|
0.62
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.17
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northwest Bancshares (NWBI)
|
0.17
|
--
|
0.13
|
0.26
|
0.46
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.93
Higher than Peers by 0.63
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northwest Bancshares (NWBI)
|
0.93
|
0.13
|
0.12
|
0.10
|
0.11
|
|
Peer Median
|
0.30
|
--
|
--
|
--
|
--
|
Quick Ratio
0.93
Higher than Peers by 0.58
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northwest Bancshares (NWBI)
|
0.93
|
--
|
--
|
1.17
|
0.13
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
1.85
Higher than Peers by 0.10
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northwest Bancshares (NWBI)
|
1.85
|
0.73
|
0.55
|
1.15
|
6.18
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
6.81
Lower than Peers by 0.12
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northwest Bancshares (NWBI)
|
6.81
|
6.42
|
6.15
|
6.76
|
6.37
|
|
Peer Median
|
6.93
|
--
|
--
|
--
|
--
|
Asset Turnover
0.05
Higher than Peers by 0.00
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northwest Bancshares (NWBI)
|
0.05
|
0.06
|
0.05
|
0.05
|
0.04
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northwest Bancshares (NWBI)
|
--
|
21.38
|
22.69
|
21.62
|
20.01
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northwest Bancshares (NWBI)
|
--
|
--
|
-18,844.40
|
-14,071.49
|
-4,792.93
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northwest Bancshares (NWBI)
|
--
|
9.06
|
14.58
|
17.62
|
16.29
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northwest Bancshares (NWBI)
|
--
|
--
|
-18,836.28
|
-14,067.50
|
-4,789.21
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
15.17
Higher than Peers by 2.22
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northwest Bancshares (NWBI)
|
15.17
|
13.97
|
16.57
|
11.75
|
13.42
|
|
Peer Median
|
12.95
|
--
|
--
|
--
|
--
|
Price / Book Value
1.18
Lower than Peers by 0.14
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northwest Bancshares (NWBI)
|
1.18
|
0.93
|
1.04
|
1.02
|
1.20
|
|
Peer Median
|
1.32
|
--
|
--
|
--
|
--
|
Dividend Yield
5.16
Higher than Peers by 2.71
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northwest Bancshares (NWBI)
|
5.16
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.45
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northwest Bancshares (NWBI)
|
--
|
2.34
|
4.70
|
5.33
|
7.55
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
2,288
Higher than Peers by 1,970
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Northwest Bancshares (NWBI)
|
2,288
|
--
|
--
|
--
|
--
|
|
Peer Median
|
317
|
--
|
--
|
--
|
--
|