Bridgewater Bancshares (BWB) Financials

$21.37

$-0.02 (-0.09%)

As on 15-Sep-2026 11:32EDT

Market cap

$596 Mln

Revenue (TTM)

$255 Mln

P/E Ratio

11.6

P/B Ratio

1.2

Div. Yield

0 %

Annual
Quarterly

Income Statement ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Operating Revenue	255.29	291.63	251.45	226.95	169.34	134.19
Cost of Revenue	147.30	154.01	147.23	117.01	41.70	24.52
Gross Profit	107.99	137.62	104.22	109.94	127.64	109.67
Operating Expenses	74.30	76.14	61.48	57.42	55.93	48.09
Operating Profit (EBIT)	33.69	61.48	42.74	52.52	71.71	61.57
Other Income	--	--	--	--	--	--
Profit before Tax	73.53	60.03	42.74	52.52	71.71	61.57
Provision for Tax	17.18	13.94	9.91	12.56	18.32	15.89
Profit after Tax (Net Income)	56.35	46.09	32.83	39.96	53.39	45.69
Minority Interest	--	--	--	--	--	--
Consolidated Profit	--	--	--	--	49.34	44.52

Liabilities ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Shareholder's Funds	547.91	517.10	457.94	425.52	394.06	379.27
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	493.05	566.31	517.53	471.25	245.22	150.74
Current Liabilities	4,346.20	4,323.60	4,090.78	3,715.23	3,706.37	2,947.65
Total Liabilities	9,735.93	5,407.00	5,066.24	4,611.99	4,345.66	3,477.66

Assets ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Non-Current Assets	4,597.56	4,938.36	4,384.41	3,862.63	3,695.35	2,883.76
Current Assets	792.16	468.64	681.83	749.36	650.32	593.90
Total Assets	6,181.89	5,407.00	5,066.24	4,611.99	4,345.66	3,477.66
Total Debt*	434.88	508.18	452.92	412.54	476.66	134.74
Net Current Assets	--	--	--	--	--	--

Cashflow ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Cash From Operating Activities	--	27.81	46.38	30.02	85.00	54.24
Cash Flow from Investing Activities	--	-417.47	-95.24	-209.18	-938.24	-571.43
Cash from Financing Activities	--	283.41	150.06	220.69	796.81	499.99
Net Cash Inflow / Outflow	--	--	--	--	-56.43	-17.20

Financials Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Adjusted EPS ($)	1.98	1.61	1.17	1.42	1.87	1.57
Cash EPS ($)	--	1.75	1.28	1.54	1.88	1.58
Adjusted Book Value ($)	--	18.05	16.32	15.07	13.81	13.06
Dividend per Share ($)	--	--	--	--	--	--
Cash Flow per Share ($)	--	0.97	1.65	1.06	2.98	1.87
Free Cash Flow per Share ($)	--	0.77	1.51	0.96	2.92	1.84

Profitability Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
ROCE (%)	--	4.76	3.75	4.68	7.71	9.91
ROE (%)	10.58	9.45	7.43	9.75	13.81	14.17
ROA (%)	0.93	0.88	0.68	0.89	1.36	1.43
EBIT Margin (%)	13.20	21.08	17.00	23.14	42.35	45.89
Net Margin (%)	22.07	15.80	13.05	17.61	31.53	34.05
Cash Profit Margin (%)	0.00	--	--	--	--	--

Growth Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Revenue Growth (%)	-5.23	0.16	0.11	0.34	0.26	0.11
EBIT Growth (%)	-32.16	43.86	-18.63	-26.76	16.46	72.64
Net Profit Growth (%)	48.16	40.41	-17.86	-25.16	16.86	68.00
EPS Growth (%)	45.96	0.37	-0.17	-0.24	0.19	0.67
Book Value Growth (%)	13.21	--	--	--	--	--

Valuation Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Price / Earnings	11.63	10.90	11.55	9.55	9.48	11.24
Price / Book Value	1.24	0.97	0.83	0.90	1.28	1.35
Dividend Yield (%)	--	--	--	--	--	--
EV/EBITDA	--	8.67	4.64	1.11	4.61	0.99
Close Price ($)	21.04	17.53	13.51	13.52	17.74	17.69
High Price ($)	21.19	19.11	16.00	17.87	20.21	20.05
Low Price ($)	14.90	11.93	10.52	7.90	14.97	12.29
Market Cap ($ Cr)	596.44	--	--	--	--	--

Solvency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Debt to Equity	0.26	0.98	0.99	0.97	1.21	0.36
Short term debt to equity ratio	--	--	0.03	0.55	0.73	--
Current Ratio	0.18	0.11	0.17	0.20	0.18	0.20
Quick Ratio	0.18	--	--	0.17	0.20	0.25
Interest Coverage	1.51	0.41	0.30	0.45	2.11	3.18

Operating Efficiency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Debtors to sales (%)	6.64	6.49	24.66	7.36	7.96	6.85
Asset Turnover	0.04	0.06	0.05	0.05	0.04	0.04
Receivable days	--	50.68	57.16	24.28	24.44	24.99
Inventory Days	--	--	277.52	15.86	-1,122.27	-2,437.30
Payable days	--	8.58	11.52	12.66	18.57	22.52
Cash Conversion Cycle	--	--	323.15	27.48	-1,116.40	-2,434.84

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.