Waterstone Financial Inc. (MD) (WSBF)

Name: Waterstone Financial Inc. (MD) (WSBF) Share Price Today, Stock Analysis, Annual Report | Value Research
Brand: Waterstone Financial Inc. (MD) (WSBF)

Stock Card

$21.35

$0.12 (0.57%)

As on 03-Sep-2026 16:01EDT

Market cap

$379 Mln

Revenue (TTM)

$162 Mln

P/E Ratio

12.2

P/B Ratio

1.1

Div. Yield

3 %

Waterstone Financial Inc. (MD) (WSBF) Share Price

Compare

High: Low: Return:

Price P/E Ratio P/B Ratio

Stock Range

Today’s Range

Low: 21.30 High: 21.55

52 Week Range

Low: 14.52 High: 21.55

Liquidity

Low Moderate High

Fundamentals

Net Profit (TTM)

$0 Mln
ROE

0.1 %
ROCE

-- %
Industry P/E

12.79
EV/EBITDA

0
Debt to Equity

0.6
Book Value

$--
EPS

$1.7
Face value

--
Shares outstanding

17,977,028

10 Years Aggregate

CFO

$260.05 Mln

EBITDA

$484.22 Mln

Net Profit

$328.25 Mln

Company	YTD	1 Month	3 Months	1 Year	3 Years	5 Years	10 Years
Waterstone Financial Inc. (MD) (WSBF)	29.0	4.0	15.2	44.2	18.4	1.0	2.4
BSE Sensex^*	-9.4	-2.5	3.2	-4.8	5.5	5.7	10.4
S&P Small-Cap 600^#	-5.8	-5.3	-13.7	-6.3	5.3	3.0	5.5

As on 03-Sep-2026 | *As on 04-Sep-2026 | #As on 26-Oct-2023

Company	2025	2024	2023	2022	2021	2020	2019
Waterstone Financial Inc. (MD) (WSBF)	23.1	-5.3	-17.6	-21.1	23.8	7.1	20.4
S&P Small-Cap 600	4.0	7.0	13.9	-17.4	25.3	9.6	20.9
BSE Sensex	9.1	8.1	18.7	4.4	22.0	15.8	14.4

Financials

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Key Ratios

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Peers

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Company	Price ($)	Market Cap ($ Mln)	Revenue (TTM)	Net Profit (TTM)	OPM (%)	ROE (%)	P/E	P/B
Waterstone Financial Inc. (MD) (WSBF)	21.4	378.8	162.0	30.1	12.3	8.6	12.2	1.1
Banco Santander - Chile ADS - ADR	35.9	16,286.5	4,850,848.0	1,127,054.0	28.3	20.8	13.4	3.0
Cullen/Frost Bankers (CFR)	162.7	10,242.7	2,643.3	683.7	30.8	14.9	15.6	2.3
First Horizon National Corporation (FHN)	25.0	11,669.1	4,633.0	1,057.0	22.5	11.6	11.8	1.4
Old National Bancorp (ONB)	26.0	9,889.4	4,032.4	886.3	28.7	10.4	11.4	1.2
Prosperity Bancshares (PB)	72.4	8,722.4	1,779.2	562.3	40.5	7.1	12.6	1.1
South State Corp (SSB)	107.1	10,277.4	3,247.6	950.2	16.0	10.4	11.1	1.1
UMB Financial (UMBF)	143.4	10,981.2	4,560.4	942.7	22.1	12	12	1.4
Wintrust Financial (WTFC)	153.5	10,317.3	4,345.8	900.4	20.7	12.2	12.3	1.5
Woori Financial Group Inc (WF)	77.4	16,213.4	9,224,158.7	3,289,261.2	27.9	8.5	7.6	0.6

Shareholding Pattern

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About Waterstone Financial Inc. (MD) (WSBF)

Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States. It operates in two segments, Community Banking and Mortgage... Banking. The Community Banking segment offers consumer and business banking products and services, such as deposit and transactional solutions, such as checking, credit, debit and pre-paid cards, online banking and bill pay, and money transfer services; investable funds solutions, such as savings, money market deposits, individual retirement accounts, and certificates of deposit; residential mortgages, home equity loans and lines of credit, personal and installment loans, real estate financing, business loans, and business lines of credit; and fixed and variable annuities, insurance products, and trust and investment management accounts. It also provides transaction deposits, interest bearing transaction accounts, demand deposits, non-interest-bearing demand accounts, and time deposits; secured and unsecured lines; commercial real estate construction loans; term loans for working capital, inventory, and general corporate use; and personal term loans and investment services. The Mortgage Banking segment offers residential mortgage loans for the purpose of sale in the secondary market. It also invests in a portfolio of securities comprising mortgage-backed securities, government-sponsored and private-label enterprise bonds, collateralized mortgage obligations, municipal obligations, and other debt securities. The company was formerly known as Wauwatosa Holdings, Inc. and changed its name to Waterstone Financial, Inc. in August 2008. Waterstone Financial, Inc. was founded in 1921 and is based in Wauwatosa, Wisconsin. Read more

CEO, President, General Counsel, Secretary & Director

Mr. William F. Bruss
CEO, President, General Counsel, Secretary & Director

Mr. William F. Bruss J.D.
Headquarters

Wauwatosa, WI
Website

https://www.wsbonline.com

FAQs for Waterstone Financial Inc. (MD) (WSBF)

What is the current share price of Waterstone Financial Inc (MD) (WSBF) Today?

The share price of Waterstone Financial Inc (MD) (WSBF) is $21.35 (NASDAQ) as of 03-Sep-2026 16:01 EDT. Waterstone Financial Inc (MD) (WSBF) has given a return of 18.44% in the last 3 years.

What is the current PB & PE ratio of Waterstone Financial Inc (MD) (WSBF)?

The P/E ratio of Waterstone Financial Inc (MD) (WSBF) is 12.18 times as on 28-Aug-2026, a 5 discount to its peers’ median range of 12.79 times.
The P/B ratio of Waterstone Financial Inc (MD) (WSBF) is 1.08 times as on 28-Aug-2026, a 18 discount to its peers’ median range of 1.32 times.

PE & PB ratio at the end of financial year.

Year	P/E Ratio	P/B Ratio
2025	11.20	0.85
2024	13.23	0.73
2023	29.38	0.80
2022	18.64	0.98
2021	7.35	1.20

What is the 52 Week High and Low of Waterstone Financial Inc (MD) (WSBF)?

The 52-week high and low of Waterstone Financial Inc (MD) (WSBF) are Rs 21.55 and Rs 14.52 as of 04-Sep-2026.

What is the market cap of Waterstone Financial Inc (MD) (WSBF)?

Waterstone Financial Inc (MD) (WSBF) has a market capitalisation of $ 379 Mln as on 28-Aug-2026. As per SEBI classification, it is a Small Cap company.

Should I invest in Waterstone Financial Inc (MD) (WSBF)?

Before investing in Waterstone Financial Inc (MD) (WSBF), assess your goals, risk tolerance, and if the company aligns with your long-term plan. Carefully review its business model, financials, and valuation. Avoid making decisions based on tips or short-term trends.

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