First Western Financial (MYFW) Key Ratios
$31.36
As on 04-Sep-2026 16:00EDT
Market cap
$306 Mln
Revenue (TTM)
$194 Mln
P/E Ratio
16.9
P/B Ratio
1.1
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 0.63 | 10.12 | 10.69 | 8.62 | 12.86 |
| EBIT | -8.66 | 123.12 | 62.66 | 2.97 | -7.24 |
| Net Profit | -7.72 | 128.89 | 59.35 | 2.71 | -7.19 |
| EPS | -7.72 | 125.51 | 56.93 | 1.81 | -10.98 |
| Book Value | -- | -- | 3.54 | 2.42 | 6.65 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 6.81 | 14.01 | 12.78 | 9.65 | 6.51 |
| Net Margin
| -- | -- | 9.50 | -- | -- |
| Return on equity
| 3.56 | 6.23 | 6.75 | 5.09 | 3.42 |
| Return on Capital
| 2.32 | 3.89 | -- | 3.59 | 2.17 |
| Return on Assets
| 0.30 | 0.52 | 0.56 | 0.43 | 0.29 |
| Debt to Equity (x)
| -- | -- | 0.29 | 0.41 | 0.43 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Western Financial (MYFW)
|
--
|
3.59
|
2.17
|
1.21
|
5.89
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
6.75
Lower than Peers by 3.14
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Western Financial (MYFW)
|
6.75
|
5.09
|
3.42
|
2.16
|
9.44
|
|
Peer Median
|
9.89
|
--
|
--
|
--
|
--
|
ROA
0.56
Lower than Peers by 0.41
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Western Financial (MYFW)
|
0.56
|
0.43
|
0.29
|
0.18
|
0.80
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
12.78
Lower than Peers by 8.07
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Western Financial (MYFW)
|
12.78
|
9.65
|
6.51
|
4.27
|
22.61
|
|
Peer Median
|
20.85
|
--
|
--
|
--
|
--
|
Net Margin
9.50
Lower than Peers by 10.61
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Western Financial (MYFW)
|
9.50
|
7.08
|
4.77
|
3.16
|
17.02
|
|
Peer Median
|
20.11
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
Higher than Peers by 0.00
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Western Financial (MYFW)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
10.69
Lower than Peers by 0.41
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Western Financial (MYFW)
|
10.69
|
0.05
|
0.07
|
0.30
|
0.26
|
|
Peer Median
|
11.10
|
--
|
--
|
--
|
--
|
EBIT Growth
62.66
Higher than Peers by 74.16
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Western Financial (MYFW)
|
62.66
|
55.38
|
63.99
|
-75.51
|
5.67
|
|
Peer Median
|
-11.50
|
--
|
--
|
--
|
--
|
Net Profit Growth
59.35
Higher than Peers by 52.08
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Western Financial (MYFW)
|
59.35
|
55.65
|
62.16
|
-75.92
|
5.28
|
|
Peer Median
|
7.27
|
--
|
--
|
--
|
--
|
EPS Growth
56.93
Higher than Peers by 51.09
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Western Financial (MYFW)
|
56.93
|
0.53
|
0.61
|
-0.76
|
-0.09
|
|
Peer Median
|
5.84
|
--
|
--
|
--
|
--
|
Book Value Growth
6.80
Lower than Peers by 1.93
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Western Financial (MYFW)
|
6.80
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.74
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.29
Higher than Peers by 0.08
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Western Financial (MYFW)
|
0.29
|
0.41
|
0.43
|
0.73
|
0.83
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.13
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Western Financial (MYFW)
|
0.13
|
--
|
0.23
|
0.52
|
0.59
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.04
Lower than Peers by 0.26
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Western Financial (MYFW)
|
0.04
|
0.10
|
0.10
|
0.11
|
0.09
|
|
Peer Median
|
0.30
|
--
|
--
|
--
|
--
|
Quick Ratio
0.04
Lower than Peers by 0.31
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Western Financial (MYFW)
|
0.04
|
--
|
--
|
0.22
|
0.18
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
1.28
Lower than Peers by 0.47
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Western Financial (MYFW)
|
1.28
|
0.21
|
0.13
|
0.09
|
1.67
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
8.39
Higher than Peers by 1.46
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Western Financial (MYFW)
|
8.39
|
8.47
|
11.72
|
12.69
|
13.56
|
|
Peer Median
|
6.93
|
--
|
--
|
--
|
--
|
Asset Turnover
0.06
Higher than Peers by 0.01
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Western Financial (MYFW)
|
0.06
|
0.06
|
0.06
|
0.06
|
0.05
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Western Financial (MYFW)
|
--
|
35.89
|
42.97
|
42.27
|
45.34
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Western Financial (MYFW)
|
--
|
--
|
-1,114.57
|
-1,053.52
|
-5,362.89
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Western Financial (MYFW)
|
--
|
6.79
|
11.71
|
10.59
|
12.90
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Western Financial (MYFW)
|
--
|
--
|
-1,083.32
|
-1,021.83
|
-5,330.45
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
16.86
Higher than Peers by 3.92
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Western Financial (MYFW)
|
16.86
|
20.24
|
22.60
|
36.96
|
12.59
|
|
Peer Median
|
12.95
|
--
|
--
|
--
|
--
|
Price / Book Value
1.09
Lower than Peers by 0.22
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Western Financial (MYFW)
|
1.09
|
1.01
|
0.76
|
0.80
|
1.13
|
|
Peer Median
|
1.32
|
--
|
--
|
--
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Western Financial (MYFW)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.45
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Western Financial (MYFW)
|
--
|
6.42
|
20.60
|
-7.18
|
6.31
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
306
Lower than Peers by 11
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Western Financial (MYFW)
|
306
|
--
|
--
|
--
|
--
|
|
Peer Median
|
317
|
--
|
--
|
--
|
--
|