Bank of the James Financial Group (BOTJ)

$27.55

up-down-arrow $0.08 (0.29%)

As on 14-Sep-2026 16:00EDT

Market cap

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$125 Mln

Revenue (TTM)

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$61 Mln

P/E Ratio

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10.9

P/B Ratio

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1.5

Div. Yield

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1.4 %

Bank of the James Financial Group (BOTJ) Share Price

Compare

High: Low: Return:

Max: Min: Median:

Max: Min: Median:

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Stock Range

Today’s Range

Low: 27.35 High: 27.96

52 Week Range

Low: 14.44 High: 28.52

Liquidityliquidity High

Low Moderate High

Fundamentals

  • Net Profit (TTM)Net Profit (TTM) information

    $0 Mln

  • ROEROE information

    0.1 %

  • ROCEROCE information

    -- %

  • Industry P/EIndustry P/E information

    12.84

  • EV/EBITDAEV/EBITDA information

    0

  • Debt to EquityDebt to Equity information

    0.1

  • Book ValueBook Value information

    $18.3

  • EPSEPS information

    $2.5

  • Face valueFace value information

    --

  • Shares outstandingShares outstanding information

    4,543,338

10 Years Aggregate

CFO

$67.32 Mln

EBITDA

$87.73 Mln

Net Profit

$54.45 Mln

Performance

Company
YTD
1 Month
3 Months
1 Year
3 Years
5 Years
10 Years
Bank of the James Financial Group (BOTJ)
48.3 -0.8 11.3 80.7 37.1 14.5 9.5
BSE Sensex*
-11.7 -4.8 1.1 -8.2 3.9 5.1 10.0
S&P Small-Cap 600#
-5.8 -5.3 -13.7 -6.3 5.3 3.0 5.5
As on 14-Sep-2026  |  *As on 11-Sep-2026  |  #As on 26-Oct-2023
Company
2025
2024
2023
2022
2021
2020
2019
Bank of the James Financial Group (BOTJ)
17.1 29.6 2.6 -23.0 40.3 -20.6 17.5
S&P Small-Cap 600
4.0 7.0 13.9 -17.4 25.3 9.6 20.9
BSE Sensex
9.1 8.1 18.7 4.4 22.0 15.8 14.4

Financials

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*All values are in ($ Mln)

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*All values are in ($ Mln)

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*All values are in ($ Mln)

Key Ratios

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5Y Avg -- 3Y Avg -- TTM --

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P/E Ratio

--

--Min --Median --Max

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P/B Ratio

--

--Min --Median --Max

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Earnings Yield (%)

--

Earnings Yield (%) = EBIT / Enterprise value

PEG Ratio

--

Price = Price / Earnings to growth ratio

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Peers

View Details
Company
Price ($) Market Cap ($ Mln) Revenue (TTM) Net Profit (TTM) OPM (%) ROE (%) P/E P/B
Bank of the James Financial Group (BOTJ)
27.6 124.8 60.7 11.5 17.0 14.1 10.9 1.5
34.7 16,616.2 4,850,848.0 1,127,054.0 28.3 20.8 13.6 3.1
30.1 8,515.6 3,562.0 711.0 26.8 9.2 11.9 1.1
163.4 10,109.1 2,643.3 683.7 30.8 14.9 15.3 2.2
129.8 17,697.8 4,715.7 1,446.2 39.4 15.9 12.4 1.9
24.4 11,593.3 4,633.0 1,057.0 22.5 11.6 11.8 1.4
25.9 9,816.8 4,032.4 886.3 28.7 10.4 11.4 1.2
106.1 10,277.4 3,247.6 950.2 16.0 10.4 11.1 1.1
139.8 10,594.3 4,560.4 942.7 22.1 12 11.6 1.4
152.0 10,265.6 4,345.8 900.4 20.7 12.2 12.2 1.4

Shareholding Pattern

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About Bank of the James Financial Group (BOTJ)

Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities...  in Virginia, the United States. It operates through three segments: Community Banking, Mortgage Banking, and Investment Advisory (Wealth Management). The company offers checking, savings, individual retirement, and health care savings accounts, as well as other time deposits, including money market accounts and certificates of deposit. It also provides small- and medium-sized business loans for use in purchase of equipment, facilities upgrades, inventory acquisition, and various working capital; commercial and residential construction, and development loans; loans to borrowers secured by commercial real estate; residential mortgage; and secured and unsecured consumer loans, including personal loans, lines of credit, overdraft lines of credit, automobile loans, installment loans, demand loans, and home equity loans. In addition, the company offers investment advisory and financial planning services; securities brokerage and other investment services; insurance and annuity products, such as life insurance, fixed annuities, and disability insurance; safe deposit boxes, traveler's checks, direct deposit of payroll and social security checks, automatic drafts for various accounts, treasury management services, and credit card merchant services; automated teller machines; and telephone and internet banking, including online bill pay. Bank of the James Financial Group, Inc. was founded in 1999 and is headquartered in Lynchburg, Virginia. 

  • President & Director

    Mr. Robert R. Chapman III

  • President & Director

    Mr. Robert R. Chapman III

  • Headquarters

    Lynchburg, VA

  • Website

    https://www.bankofthejames.bank

FAQs for Bank of the James Financial Group (BOTJ)

The share price of Bank of the James Financial Group (BOTJ) is $27.55 (NASDAQ) as of 14-Sep-2026 16:00 EDT. Bank of the James Financial Group (BOTJ) has given a return of 37.06% in the last 3 years.

The P/E ratio of Bank of the James Financial Group (BOTJ) is 10.86 times as on 11-Sep-2026, a 15 discount to its peers’ median range of 12.84 times.
The P/B ratio of Bank of the James Financial Group (BOTJ) is 1.52 times as on 11-Sep-2026, a 14 premium to its peers’ median range of 1.33 times.


PE & PB ratio at the end of financial year.


Year P/E Ratio P/B Ratio
2025
9.36
1.05
2024
9.08
1.11
2023
6.38
0.92
2022
6.15
1.10
2021
9.66
1.06

The 52-week high and low of Bank of the James Financial Group (BOTJ) are Rs 28.52 and Rs 14.44 as of 15-Sep-2026.

Bank of the James Financial Group (BOTJ) has a market capitalisation of $ 125 Mln as on 11-Sep-2026. As per SEBI classification, it is a Small Cap company.

Before investing in Bank of the James Financial Group (BOTJ), assess your goals, risk tolerance, and if the company aligns with your long-term plan. Carefully review its business model, financials, and valuation. Avoid making decisions based on tips or short-term trends.

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