Market cap
$5,085 Mln
Revenue (TTM)
$4,544 Mln
P/E Ratio
14.2
P/B Ratio
2.2
Div. Yield
1.2 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -15.50 | -8.64 | 2.31 | 4.78 | 1.96 |
| EBIT | -- | -- | -23.02 | -6.65 | -6.16 |
| Net Profit | 27.96 | 597.40 | 41.70 | 13.77 | -0.90 |
| EPS | 28.91 | 629.57 | 55.55 | 21.24 | 6.32 |
| Book Value | -- | -- | 14.42 | 31.19 | -7.04 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 12.56 | 16.89 | 10.54 | 11.68 | 17.38 |
| Net Margin
| -- | -- | 9.19 | -- | -- |
| Return on equity
| 13.76 | 9.61 | 17.32 | 8.90 | 17.08 |
| Return on Capital
| 4.56 | 3.80 | -- | 3.34 | 6.03 |
| Return on Assets
| 0.84 | 1.18 | 0.90 | 0.60 | 1.11 |
| Debt to Equity (x)
| -- | -- | 0.00 | 1.54 | 1.80 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
--
|
3.34
|
6.03
|
4.32
|
2.88
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
17.32
Higher than Peers by 5.82
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
17.32
|
8.90
|
17.08
|
15.29
|
3.75
|
|
Peer Median
|
11.50
|
--
|
--
|
--
|
--
|
ROA
0.90
Higher than Peers by 0.13
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
0.90
|
0.60
|
1.11
|
0.81
|
1.81
|
|
Peer Median
|
0.78
|
--
|
--
|
--
|
--
|
EBIT Margin
10.54
Lower than Peers by 1.24
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
10.54
|
11.68
|
17.38
|
8.60
|
26.66
|
|
Peer Median
|
11.78
|
--
|
--
|
--
|
--
|
Net Margin
9.19
Higher than Peers by 2.26
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
9.19
|
5.11
|
9.09
|
6.67
|
17.63
|
|
Peer Median
|
6.93
|
--
|
--
|
--
|
--
|
Cash Profit Margin
--
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
2.31
Lower than Peers by 5.11
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
2.31
|
0.01
|
0.07
|
0.16
|
-0.13
|
|
Peer Median
|
7.42
|
--
|
--
|
--
|
--
|
EBIT Growth
-23.02
Lower than Peers by 32.91
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
-23.02
|
-32.15
|
116.56
|
-62.58
|
15.09
|
|
Peer Median
|
9.89
|
--
|
--
|
--
|
--
|
Net Profit Growth
41.70
Higher than Peers by 24.88
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
41.70
|
-43.24
|
46.11
|
-56.15
|
10.57
|
|
Peer Median
|
16.83
|
--
|
--
|
--
|
--
|
EPS Growth
55.55
Higher than Peers by 36.95
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
55.55
|
-0.38
|
0.56
|
-0.55
|
0.19
|
|
Peer Median
|
18.60
|
--
|
--
|
--
|
--
|
Book Value Growth
-6.90
Lower than Peers by 19.78
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
-6.90
|
--
|
--
|
--
|
--
|
|
Peer Median
|
12.88
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
--
|
1.54
|
1.80
|
1.87
|
3.58
|
|
Peer Median
|
0.52
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
--
|
--
|
--
|
--
|
0.81
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
84.11
Higher than Peers by 81.85
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
84.11
|
0.71
|
1.68
|
2,096.74
|
166.75
|
|
Peer Median
|
2.25
|
--
|
--
|
--
|
--
|
Quick Ratio
84.11
Higher than Peers by 81.36
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
84.11
|
--
|
--
|
4,142.71
|
176.42
|
|
Peer Median
|
2.75
|
--
|
--
|
--
|
--
|
Interest Coverage
3.51
Lower than Peers by 2.30
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
3.51
|
2.27
|
3.04
|
1.50
|
6.96
|
|
Peer Median
|
5.81
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
--
--
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
--
|
104.22
|
111.46
|
120.02
|
151.17
|
|
Peer Median
|
46.02
|
--
|
--
|
--
|
--
|
Asset Turnover
0.10
Lower than Peers by 0.04
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
0.10
|
0.12
|
0.12
|
0.12
|
0.10
|
|
Peer Median
|
0.14
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
--
|
392.00
|
408.01
|
457.32
|
504.44
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
--
|
--
|
-3,541.27
|
-4,894.52
|
-258.25
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
--
|
--
|
--
|
159.05
|
97.96
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
--
|
--
|
--
|
-4,596.26
|
148.24
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
14.18
Lower than Peers by 0.57
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
14.18
|
18.02
|
9.78
|
11.47
|
4.23
|
|
Peer Median
|
14.75
|
--
|
--
|
--
|
--
|
Price / Book Value
2.23
Higher than Peers by 0.09
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
2.23
|
1.57
|
1.57
|
1.43
|
1.90
|
|
Peer Median
|
2.14
|
--
|
--
|
--
|
--
|
Dividend Yield
1.24
Higher than Peers by 0.17
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
1.24
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1.07
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
--
|
-0.82
|
-15.23
|
-41.93
|
-11.02
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
5,085
Higher than Peers by 3,590
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
5,085
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1,495
|
--
|
--
|
--
|
--
|