Market cap
$4,952 Mln
Revenue (TTM)
$4,647 Mln
P/E Ratio
18.3
P/B Ratio
1.9
Div. Yield
1.3 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 24.83 | 11.61 | 6.03 | 5.94 | 2.19 |
| EBIT | 116.52 | 21.40 | -6.02 | -0.26 | -3.87 |
| Net Profit | 233.95 | 37.15 | -0.46 | -1.46 | -9.73 |
| EPS | 230.88 | 48.87 | 8.92 | 4.99 | -2.85 |
| Book Value | -- | -- | 14.42 | 31.19 | -7.04 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 12.56 | 16.89 | 12.30 | 11.68 | 17.38 |
| Net Margin
| -- | -- | 6.02 | -- | -- |
| Return on equity
| 13.76 | 9.61 | 10.69 | 8.90 | 17.08 |
| Return on Capital
| 4.56 | 3.80 | -- | 3.34 | 6.03 |
| Return on Assets
| 0.84 | 1.18 | 0.61 | 0.60 | 1.11 |
| Debt to Equity (x)
| -- | -- | 1.76 | 1.54 | 1.80 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
--
|
3.34
|
6.03
|
4.32
|
2.88
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
10.69
Lower than Peers by 0.49
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
10.69
|
8.90
|
17.08
|
15.29
|
3.75
|
|
Peer Median
|
11.18
|
--
|
--
|
--
|
--
|
ROA
0.61
Lower than Peers by 0.01
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
0.61
|
0.60
|
1.11
|
0.81
|
1.81
|
|
Peer Median
|
0.62
|
--
|
--
|
--
|
--
|
EBIT Margin
12.30
Higher than Peers by 1.67
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
12.30
|
11.68
|
17.38
|
8.60
|
26.66
|
|
Peer Median
|
10.64
|
--
|
--
|
--
|
--
|
Net Margin
6.02
Lower than Peers by 0.78
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
6.02
|
5.11
|
9.09
|
6.67
|
17.63
|
|
Peer Median
|
6.80
|
--
|
--
|
--
|
--
|
Cash Profit Margin
--
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
6.03
Lower than Peers by 1.67
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
6.03
|
0.01
|
0.07
|
0.16
|
-0.13
|
|
Peer Median
|
7.70
|
--
|
--
|
--
|
--
|
EBIT Growth
-6.02
Lower than Peers by 17.44
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
-6.02
|
-32.15
|
116.56
|
-62.58
|
15.09
|
|
Peer Median
|
11.42
|
--
|
--
|
--
|
--
|
Net Profit Growth
-0.46
Lower than Peers by 16.54
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
-0.46
|
-43.24
|
46.11
|
-56.15
|
10.57
|
|
Peer Median
|
16.07
|
--
|
--
|
--
|
--
|
EPS Growth
8.92
Lower than Peers by 9.89
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
8.92
|
-0.38
|
0.56
|
-0.55
|
0.19
|
|
Peer Median
|
18.81
|
--
|
--
|
--
|
--
|
Book Value Growth
11.51
Lower than Peers by 2.55
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
11.51
|
--
|
--
|
--
|
--
|
|
Peer Median
|
14.06
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
1.76
Higher than Peers by 1.21
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
1.76
|
1.54
|
1.80
|
1.87
|
3.58
|
|
Peer Median
|
0.55
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
--
|
--
|
--
|
--
|
0.81
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.07
Lower than Peers by 2.74
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
0.07
|
0.71
|
1.68
|
2,096.74
|
166.75
|
|
Peer Median
|
2.81
|
--
|
--
|
--
|
--
|
Quick Ratio
0.07
Lower than Peers by 5.02
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
0.07
|
--
|
--
|
4,142.71
|
176.42
|
|
Peer Median
|
5.09
|
--
|
--
|
--
|
--
|
Interest Coverage
2.65
Lower than Peers by 3.01
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
2.65
|
2.27
|
3.04
|
1.50
|
6.96
|
|
Peer Median
|
5.66
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
98.58
Higher than Peers by 49.88
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
98.58
|
104.22
|
111.46
|
120.02
|
151.17
|
|
Peer Median
|
48.71
|
--
|
--
|
--
|
--
|
Asset Turnover
0.10
Lower than Peers by 0.02
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
0.10
|
0.12
|
0.12
|
0.12
|
0.10
|
|
Peer Median
|
0.12
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
--
|
392.00
|
408.01
|
457.32
|
504.44
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
--
|
--
|
-3,541.27
|
-4,894.52
|
-258.25
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
--
|
--
|
--
|
159.05
|
97.96
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
--
|
--
|
--
|
-4,596.26
|
148.24
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
18.33
No difference
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
18.33
|
18.02
|
9.78
|
11.47
|
4.23
|
|
Peer Median
|
18.33
|
--
|
--
|
--
|
--
|
Price / Book Value
1.90
Lower than Peers by 0.03
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
1.90
|
1.57
|
1.57
|
1.43
|
1.90
|
|
Peer Median
|
1.92
|
--
|
--
|
--
|
--
|
Dividend Yield
1.30
No difference
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
1.30
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1.30
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
--
|
-0.82
|
-15.23
|
-41.93
|
-11.02
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
4,952
Higher than Peers by 3,551
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNO Financial Group (CNO)
|
4,952
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1,401
|
--
|
--
|
--
|
--
|