Hanmi Financial (HAFC) Financials

$31.79

$-0.31 (-0.97%)

As on 28-Sep-2026 14:32EDT

Market cap

$952 Mln

Revenue (TTM)

$386 Mln

P/E Ratio

10.8

P/B Ratio

1.2

Div. Yield

3.5 %

Annual
Quarterly

Income Statement ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Operating Revenue	385.77	444.74	429.51	397.56	308.01	256.80
Cost of Revenue	168.37	189.18	200.43	152.40	37.00	-2.78
Gross Profit	217.41	255.56	229.08	245.17	271.01	259.58
Operating Expenses	150.83	147.64	140.48	130.58	130.28	124.09
Operating Profit (EBIT)	66.58	107.93	88.61	114.58	140.73	135.49
Other Income	--	--	--	--	--	--
Profit before Tax	124.05	107.93	88.61	114.58	140.73	135.49
Provision for Tax	34.68	31.84	26.40	34.54	39.33	36.82
Profit after Tax (Net Income)	89.36	76.09	62.20	80.04	101.39	98.68
Minority Interest	--	--	--	--	--	--
Consolidated Profit	--	--	--	--	100.84	98.01

Liabilities ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Shareholder's Funds	812.68	796.39	732.17	701.89	637.52	643.42
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	205.81	210.37	250.15	298.57	179.74	302.51
Current Liabilities	6,982.87	6,862.43	6,695.60	6,569.88	6,561.01	5,912.66
Total Liabilities	14,984.35	7,869.19	7,677.93	7,570.34	7,378.26	6,858.59

Assets ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Non-Current Assets	6,568.55	6,751.25	6,399.49	6,343.68	5,434.60	4,730.83
Current Assets	1,426.39	1,117.93	1,278.44	1,226.66	1,943.66	2,127.76
Total Assets	9,427.86	7,869.19	7,677.93	7,570.34	7,378.26	6,858.59
Total Debt*	130.77	280.46	393.14	455.01	479.41	352.51
Net Current Assets	--	--	--	--	--	--

Cashflow ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Cash From Operating Activities	--	206.01	53.95	107.80	147.31	93.73
Cash Flow from Investing Activities	--	-384.32	-107.47	-209.99	-881.51	-447.04
Cash from Financing Activities	--	86.35	56.00	52.10	477.65	570.43
Net Cash Inflow / Outflow	--	--	--	--	--	217.12

Financials Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Adjusted EPS ($)	2.99	2.54	2.07	2.65	3.33	3.25
Cash EPS ($)	--	2.66	2.29	2.97	3.83	3.78
Adjusted Book Value ($)	--	26.63	24.40	23.20	20.94	21.22
Dividend per Share ($)	--	--	--	--	--	--
Cash Flow per Share ($)	--	6.89	1.80	3.56	4.84	3.09
Free Cash Flow per Share ($)	--	6.81	1.71	3.48	4.78	3.00

Profitability Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
ROCE (%)	--	6.91	5.45	7.04	9.60	10.71
ROE (%)	11.11	9.96	8.67	11.95	15.83	16.17
ROA (%)	0.96	0.98	0.82	1.07	1.42	1.51
EBIT Margin (%)	17.26	24.27	20.63	28.82	45.69	52.76
Net Margin (%)	23.16	17.11	14.48	20.13	32.92	38.43
Cash Profit Margin (%)	0.00	--	--	--	--	--

Growth Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Revenue Growth (%)	-10.67	0.04	0.08	0.29	0.20	-0.03
EBIT Growth (%)	-28.26	21.81	-22.67	-18.58	3.86	127.74
Net Profit Growth (%)	36.69	22.33	-22.29	-21.06	2.75	133.85
EPS Growth (%)	37.52	0.23	-0.22	-0.21	0.02	1.35
Book Value Growth (%)	7.55	--	--	--	--	--

Valuation Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Price / Earnings	10.81	10.62	11.40	7.33	7.43	7.28
Price / Book Value	1.15	1.01	0.97	0.84	1.18	1.12
Dividend Yield (%)	3.46	--	--	--	--	--
EV/EBITDA	--	-0.04	-1.14	-1.04	0.17	-2.96
Close Price ($)	32.40	27.03	23.62	19.40	24.75	23.68
High Price ($)	32.77	29.46	27.59	25.51	28.84	24.89
Low Price ($)	22.00	19.25	14.45	13.35	21.35	11.11
Market Cap ($ Cr)	951.74	--	--	--	--	--

Solvency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Debt to Equity	0.16	0.35	0.54	0.65	0.75	0.55
Short term debt to equity ratio	--	0.19	0.31	0.36	0.47	0.08
Current Ratio	0.20	0.16	0.19	0.19	0.30	0.36
Quick Ratio	0.20	--	--	1.07	0.36	0.47
Interest Coverage	1.75	0.62	0.45	0.77	3.89	6.27

Operating Efficiency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Debtors to sales (%)	6.38	5.50	15.79	14.74	212.01	207.20
Asset Turnover	0.04	0.06	0.06	0.05	0.04	0.04
Receivable days	--	37.90	53.76	326.89	702.66	709.22
Inventory Days	--	--	-10,631.63	-7,498.39	-5,374.82	73,646.33
Payable days	--	67.20	67.55	56.44	44.19	-376.36
Cash Conversion Cycle	--	--	-10,645.41	-7,227.95	-4,716.35	74,731.90

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.