Encore Capital Group (ECPG) Peer Comparison
$98.94
As on 28-Aug-2026 16:00EDT
Market cap
$2,098 Mln
Revenue (TTM)
$1,899 Mln
P/E Ratio
7.5
P/B Ratio
2
Div. Yield
0 %
| Encore Capital Group (ECPG) | GATX (GATX) | Federal Agricultural Mortgage (AGM) | Federal Agricultural Mortgage Corporation (AGM-A) | Carlyle Secured Lending Inc (CGBD) | |
|---|---|---|---|---|---|
Market cap ($ Mln) |
2,098 | 6,238 | 2,397 | 1,693 | 811 |
Revenue ($ Mln) |
1,899 | 2,052 | 1,403 | 1,403 | 238 |
Net Profit ($ Mln) |
301.56 | 368.10 | 228.98 | 228.98 | 37.01 |
Net Margin (%) |
15.88 | 17.94 | 16.32 | 16.32 | 15.53 |
RoE (%) |
29.34 | 13.53 | 12.82 | 12.82 | 3.29 |
Price to Earnings |
7.52 | 17.48 | 12.41 | 8.53 | 23.10 |
Price-To-Book |
2.01 | 2.23 | 1.97 | 1.39 | 0.74 |
Income Statement ($ Mln)
| Encore Capital Group (ECPG) | GATX (GATX) | Federal Agricultural Mortgage (AGM) | Federal Agricultural Mortgage Corporation (AGM-A) | Carlyle Secured Lending Inc (CGBD) | |
|---|---|---|---|---|---|
|
Operating Revenue
|
1,898.71 | 2,052.10 | 1,402.63 | 1,402.63 | 238.34 |
|
Cost of Revenue
|
683.64 | 1,104.70 | 978.73 | 978.73 | 46.26 |
|
Gross Profit
|
1,215.78 | 845.50 | 388.56 | 388.56 | 140.23 |
|
Operating Expenses
|
715.03 | 351.20 | 150.40 | 150.40 | 89.53 |
|
Operating Profit (EBIT)
|
716.45 | 596.20 | 273.49 | 273.49 | 102.55 |
|
Other Income
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Profit before Tax
|
392.26 | 442.00 | 280.43 | 280.43 | 38.98 |
|
Provision for Tax
|
90.70 | 72.70 | 51.45 | 51.45 | 1.97 |
|
Profit after Tax (Net Income)
|
301.56 | 368.10 | 228.98 | 228.98 | 37.01 |
|
Minority Interest
|
0.00 | 6.40 | 0.00 | 0.00 | 0.00 |
|
Consolidated Profit
|
0.00 | 0.00 | 89.34 | 0.00 | 0.00 |
Liabilities ($ Mln)
| Encore Capital Group (ECPG) | GATX (GATX) | Federal Agricultural Mortgage (AGM) | Federal Agricultural Mortgage Corporation (AGM-A) | Carlyle Secured Lending Inc (CGBD) | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
1,078.72 | 2,784.40 | 1,854.43 | 1,854.43 | 1,079.75 |
|
Minority Interest
|
0.00 | 6.40 | 0.00 | 0.00 | 0.00 |
|
Non-Current Liabilities
|
4,296.18 | 13,851.80 | 24,516.29 | 24,516.29 | 1,305.71 |
|
Current Liabilities
|
190.81 | 279.20 | 12,919.47 | 12,919.47 | 58.25 |
|
Total Liabilities
|
5,339.80 | 18,305.10 | 35,512.49 | 35,512.49 | 2,790.17 |
Assets ($ Mln)
| Encore Capital Group (ECPG) | GATX (GATX) | Federal Agricultural Mortgage (AGM) | Federal Agricultural Mortgage Corporation (AGM-A) | Carlyle Secured Lending Inc (CGBD) | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
772.63 | 1,627.00 | 10.60 | 10.60 | 2,417.76 |
|
Current Assets
|
4,792.64 | 747.10 | 20,837.37 | 20,837.37 | 25.94 |
|
Total Assets
|
5,339.80 | 18,305.10 | 35,370.16 | 35,370.16 | 2,790.17 |
|
Total Debt*
|
4,179.52 | 12,477.10 | 34,693.92 | 34,693.92 | 1,302.25 |
|
Net Current Assets
|
-630.94 | 0.00 | 0.00 | 0.00 | 0.00 |
Cashflow ($ Mln)
| Encore Capital Group (ECPG) | GATX (GATX) | Federal Agricultural Mortgage (AGM) | Federal Agricultural Mortgage Corporation (AGM-A) | Carlyle Secured Lending Inc (CGBD) | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
153.20 | 648.10 | 80.06 | 80.06 | -204.56 |
|
Cash Flow from Investing Activities
|
-242.59 | -117.80 | -3,812.77 | -3,812.77 | -334.56 |
|
Cash from Financing Activities
|
44.85 | 4,045.80 | 3,639.77 | 3,639.77 | 224.48 |
|
Net Cash Inflow / Outflow
|
-- | -- | -- | -- | -- |
Ratios
Profitability Ratios
| Encore Capital Group (ECPG) | GATX (GATX) | Federal Agricultural Mortgage (AGM) | Federal Agricultural Mortgage Corporation (AGM-A) | Carlyle Secured Lending Inc (CGBD) | |
|---|---|---|---|---|---|
|
ROCE (%)
|
5.38 | 2.52 | 0.65 | 0.65 | 3.06 |
|
ROE (%)
|
29.34 | 13.53 | 12.82 | 12.82 | 3.29 |
|
ROA (%)
|
3.47 | 2.30 | 0.48 | 0.48 | 1.41 |
|
EBIT Margin (%)
|
35.94 | 23.13 | 5.83 | 5.83 | 37.06 |
|
Net Margin (%)
|
15.88 | 17.94 | 16.32 | 16.32 | 15.53 |
|
Cash Profit Margin (%)
|
0.00 | 0.00 | -- | -- | -- |
Growth Ratios
| Encore Capital Group (ECPG) | GATX (GATX) | Federal Agricultural Mortgage (AGM) | Federal Agricultural Mortgage Corporation (AGM-A) | Carlyle Secured Lending Inc (CGBD) | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
29.38 | 22.81 | -12.59 | -12.59 | 54.66 |
|
EBIT Growth (%)
|
190.80 | -28.97 | 20.47 | 20.47 | -16.66 |
|
Net Profit Growth (%)
|
438.27 | 15.18 | 8.61 | 8.61 | -46.86 |
|
EPS Growth (%)
|
451.06 | 15.59 | 1.23 | 1.23 | -56.88 |
|
Book Value Growth (%)
|
24.55 | 4.88 | 20.98 | 20.98 | -7.32 |
Valuation Ratios
| Encore Capital Group (ECPG) | GATX (GATX) | Federal Agricultural Mortgage (AGM) | Federal Agricultural Mortgage Corporation (AGM-A) | Carlyle Secured Lending Inc (CGBD) | |
|---|---|---|---|---|---|
|
Price / Earnings
|
4.82 | 18.22 | 10.93 | 8.25 | 13.06 |
|
Price / Book Value
|
1.27 | 2.21 | 1.32 | 1.00 | 0.78 |
|
Dividend Yield (%)
|
-- | -- | -- | -- | -- |
|
EV/EBITDA
|
7.99 | 10.95 | 57.13 | 54.96 | 14.53 |
|
Market Cap ($ Cr)
|
-- | -- | -- | -- | -- |
Solvency Ratios
| Encore Capital Group (ECPG) | GATX (GATX) | Federal Agricultural Mortgage (AGM) | Federal Agricultural Mortgage Corporation (AGM-A) | Carlyle Secured Lending Inc (CGBD) | |
|---|---|---|---|---|---|
|
Debt to Equity
|
3.23 | 0.00 | 12.94 | 12.94 | 0.00 |
|
Short term debt to equity ratio
|
0.64 | 0.02 | 6.97 | 6.97 | 0.00 |
|
Current Ratio
|
25.12 | 2.68 | 1.61 | 1.61 | 0.45 |
|
Quick Ratio
|
25.12 | 2.68 | 1.61 | 1.61 | 0.45 |
|
Interest Coverage
|
2.35 | 1.77 | 1.24 | 1.24 | 1.43 |
Operating Efficiency Ratios
| Encore Capital Group (ECPG) | GATX (GATX) | Federal Agricultural Mortgage (AGM) | Federal Agricultural Mortgage Corporation (AGM-A) | Carlyle Secured Lending Inc (CGBD) | |
|---|---|---|---|---|---|
|
Debtors to sales (%)
|
242.78 | 16.69 | 26.67 | 26.67 | 10.31 |
|
Asset Turnover
|
0.22 | 0.13 | 0.03 | 0.03 | 0.09 |
|
Receivable days
|
6.64 | 42.63 | 107.42 | 107.42 | 76.19 |
|
Inventory Days
|
-- | 31.79 | -- | -- | -- |
|
Payable days
|
141.66 | 109.28 | 6,134.22 | 6,134.22 | 331.47 |
|
Cash Conversion Cycle
|
-- | -34.85 | -- | -- | -- |