Encore Capital Group (ECPG) Peer Comparison

$99.71

$-2.65 (-2.59%)

As on 30-Oct-2026 13:34EDT

Market cap

$2,073 Mln

Revenue (TTM)

$1,899 Mln

P/E Ratio

7.4

P/B Ratio

Div. Yield

0 %

Edit

	Encore Capital Group (ECPG)	Lufax Holding Ltd (LU)	GATX (GATX)	Federal Agricultural Mortgage Corporation (AGM-A)	Federal Agricultural Mortgage (AGM)
Market cap ($ Mln)	2,073	6,986	5,914	1,529	2,186
Revenue ($ Mln)	1,899	30,325	2,052	1,403	1,403
Net Profit ($ Mln)	301.56	-2,894.39	368.10	228.98	228.98
Net Margin (%)	15.88	-9.54	17.94	16.32	16.32
RoE (%)	29.34	-3.75	13.53	12.82	12.82
Price to Earnings	7.42	--	16.58	7.71	11.02
Price-To-Book	1.97	0.10	2.35	1.30	1.89

Income Statement ($ Mln)

	Encore Capital Group (ECPG)	Lufax Holding Ltd (LU)	GATX (GATX)	Federal Agricultural Mortgage Corporation (AGM-A)	Federal Agricultural Mortgage (AGM)
Operating Revenue	1,898.71	30,324.72	2,052.10	1,402.63	1,402.63
Cost of Revenue	683.64	15,640.12	1,104.70	978.73	978.73
Gross Profit	1,215.78	21,076.50	845.50	388.56	388.56
Operating Expenses	715.03	19,629.89	351.20	150.40	150.40
Operating Profit (EBIT)	716.45	-4,889.20	596.20	273.49	273.49
Other Income	0.00	0.00	0.00	0.00	0.00
Profit before Tax	392.26	-2,662.92	442.00	280.43	280.43
Provision for Tax	90.70	-54.02	72.70	51.45	51.45
Profit after Tax (Net Income)	301.56	-2,894.39	368.10	228.98	228.98
Minority Interest	0.00	-118.85	6.40	0.00	0.00
Consolidated Profit	0.00	0.00	0.00	0.00	89.34

	Encore Capital Group (ECPG)	Lufax Holding Ltd (LU)	GATX (GATX)	Federal Agricultural Mortgage Corporation (AGM-A)	Federal Agricultural Mortgage (AGM)
Shareholder's Funds	1,078.72	79,035.81	2,784.40	1,854.43	1,854.43
Minority Interest	0.00	-118.85	6.40	0.00	0.00
Non-Current Liabilities	4,296.18	116,185.08	13,851.80	24,516.29	24,516.29
Current Liabilities	190.81	5,066.57	279.20	12,919.47	12,919.47
Total Liabilities	5,339.80	208,247.17	18,305.10	35,512.49	35,512.49

	Encore Capital Group (ECPG)	Lufax Holding Ltd (LU)	GATX (GATX)	Federal Agricultural Mortgage Corporation (AGM-A)	Federal Agricultural Mortgage (AGM)
Non-Current Assets	772.63	27,389.35	1,627.00	10.60	10.60
Current Assets	4,792.64	175,310.50	747.10	20,837.37	20,837.37
Total Assets	5,339.80	208,247.17	18,305.10	35,370.16	35,370.16
Total Debt*	4,871.16	72,537.31	12,477.10	34,693.92	34,693.92
Net Current Assets	-630.94	0.00	0.00	0.00	0.00

	Encore Capital Group (ECPG)	Lufax Holding Ltd (LU)	GATX (GATX)	Federal Agricultural Mortgage Corporation (AGM-A)	Federal Agricultural Mortgage (AGM)
Cash From Operating Activities	153.20	12,787.54	648.10	80.06	80.06
Cash Flow from Investing Activities	-242.59	-17,186.48	-117.80	-3,812.77	-3,812.77
Cash from Financing Activities	44.85	3,740.83	4,045.80	3,639.77	3,639.77
Net Cash Inflow / Outflow	--	--	--	--	--

	Encore Capital Group (ECPG)	Lufax Holding Ltd (LU)	GATX (GATX)	Federal Agricultural Mortgage Corporation (AGM-A)	Federal Agricultural Mortgage (AGM)
ROCE (%)	5.38	-1.68	2.52	0.65	0.65
ROE (%)	29.34	-3.75	13.53	12.82	12.82
ROA (%)	3.47	-1.01	2.30	0.48	0.48
EBIT Margin (%)	35.94	13.58	23.13	5.83	5.83
Net Margin (%)	15.88	-9.54	17.94	16.32	16.32
Cash Profit Margin (%)	0.00	--	0.00	--	--

	Encore Capital Group (ECPG)	Lufax Holding Ltd (LU)	GATX (GATX)	Federal Agricultural Mortgage Corporation (AGM-A)	Federal Agricultural Mortgage (AGM)
Revenue Growth (%)	29.38	27.25	22.81	-12.59	-12.59
EBIT Growth (%)	190.80	1,154.23	-28.97	20.47	20.47
Net Profit Growth (%)	438.27	12.38	15.18	8.61	8.61
EPS Growth (%)	451.06	-88.79	15.59	1.23	1.23
Book Value Growth (%)	24.55	290.17	4.88	20.98	20.98

	Encore Capital Group (ECPG)	Lufax Holding Ltd (LU)	GATX (GATX)	Federal Agricultural Mortgage Corporation (AGM-A)	Federal Agricultural Mortgage (AGM)
Price / Earnings	4.82	-0.53	18.22	8.25	10.93
Price / Book Value	1.27	0.01	2.21	1.00	1.32
Dividend Yield (%)	--	--	--	--	--
EV/EBITDA	7.99	61.26	10.95	54.96	57.13
Market Cap ($ Cr)	--	--	--	--	--

	Encore Capital Group (ECPG)	Lufax Holding Ltd (LU)	GATX (GATX)	Federal Agricultural Mortgage Corporation (AGM-A)	Federal Agricultural Mortgage (AGM)
Debt to Equity	3.23	0.91	0.00	12.94	12.94
Short term debt to equity ratio	0.64	0.01	0.02	6.97	6.97
Current Ratio	25.12	34.60	2.68	1.61	1.61
Quick Ratio	25.12	34.60	2.68	1.61	1.61
Interest Coverage	2.35	0.67	1.50	1.24	1.24

	Encore Capital Group (ECPG)	Lufax Holding Ltd (LU)	GATX (GATX)	Federal Agricultural Mortgage Corporation (AGM-A)	Federal Agricultural Mortgage (AGM)
Debtors to sales (%)	242.78	340.46	16.69	26.67	26.67
Asset Turnover	0.22	0.11	0.13	0.03	0.03
Receivable days	6.64	52.10	42.63	107.42	107.42
Inventory Days	--	--	31.79	--	--
Payable days	141.66	4.48	109.28	6,134.22	6,134.22
Cash Conversion Cycle	--	--	-34.85	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.