Market cap
$5,059 Mln
Revenue (TTM)
$997 Mln
P/E Ratio
12.7
P/B Ratio
1.1
Div. Yield
1.1 %
| Sterling Bancorp (STL) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | South State Corp (SSB) | Wintrust Financial (WTFC) | |
|---|---|---|---|---|---|
Market cap ($ Mln) |
5,059 | 11,669 | 10,981 | 10,277 | 10,317 |
Revenue ($ Mln) |
1,005 | 4,633 | 4,560 | 3,248 | 4,346 |
Net Profit ($ Mln) |
404.74 | 1,057.00 | 942.68 | 950.21 | 900.36 |
Net Margin (%) |
40.58 | 22.81 | 20.67 | 29.26 | 20.72 |
RoE (%) |
8.55 | 11.56 | 11.99 | 10.45 | 12.18 |
Price to Earnings |
12.70 | 11.84 | 12.02 | 11.13 | 12.29 |
Price-To-Book |
1.07 | 1.38 | 1.42 | 1.13 | 1.45 |
Income Statement ($ Mln)
| Sterling Bancorp (STL) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | South State Corp (SSB) | Wintrust Financial (WTFC) | |
|---|---|---|---|---|---|
|
Operating Revenue
|
1,004.82 | 3,154.00 | 1,241.99 | 1,417.01 | 1,861.60 |
|
Cost of Revenue
|
-- | -146.00 | 66.00 | -113.64 | 91.26 |
|
Gross Profit
|
-- | 3,300.00 | 1,175.99 | 1,530.65 | 1,770.34 |
|
Operating Expenses
|
-- | 2,016.00 | 746.93 | 926.37 | 1,132.54 |
|
Operating Profit (EBIT)
|
-- | 1,284.00 | 429.06 | 604.28 | 637.80 |
|
Other Income
|
-- | -- | -- | -- | -- |
|
Profit before Tax
|
512.97 | 1,284.00 | 429.06 | 604.28 | 637.80 |
|
Provision for Tax
|
108.23 | 274.00 | 76.04 | 128.74 | 171.65 |
|
Profit after Tax (Net Income)
|
404.74 | 999.00 | 353.02 | 475.54 | 466.15 |
|
Minority Interest
|
-- | 295.00 | -- | -- | -- |
|
Consolidated Profit
|
396.91 | 962.00 | 353.02 | 475.54 | 438.19 |
Liabilities ($ Mln)
| Sterling Bancorp (STL) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | South State Corp (SSB) | Wintrust Financial (WTFC) | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
4,880.15 | 8,199.00 | 42,421.94 | 4,802.94 | 4,498.69 |
|
Minority Interest
|
-- | 295.00 | -- | -- | -- |
|
Non-Current Liabilities
|
-- | 3,153.00 | 271.54 | 1,199.45 | 2,341.51 |
|
Current Liabilities
|
23,534.88 | 77,445.00 | 19,592.76 | 35,836.07 | 43,301.94 |
|
Total Liabilities
|
29,659.47 | 89,092.00 | 42,693.48 | 41,838.46 | 50,142.14 |
Assets ($ Mln)
| Sterling Bancorp (STL) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | South State Corp (SSB) | Wintrust Financial (WTFC) | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
-- | 64,331.00 | 14,273.83 | 35,942.32 | 42,265.54 |
|
Current Assets
|
410.29 | 24,761.00 | 21,363.34 | 5,896.13 | 7,876.61 |
|
Total Assets
|
29,659.47 | 89,092.00 | 42,693.48 | 41,838.46 | 50,142.14 |
|
Total Debt*
|
1,062.55 | 3,714.00 | 3,518.46 | 1,098.00 | 2,425.71 |
|
Net Current Assets
|
-- | -- | -- | -- | -- |
Cashflow ($ Mln)
| Sterling Bancorp (STL) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | South State Corp (SSB) | Wintrust Financial (WTFC) | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
-- | 741.00 | 534.08 | 537.27 | 1,130.87 |
|
Cash Flow from Investing Activities
|
-- | -4,617.00 | -4,235.49 | -2,319.26 | -5,928.86 |
|
Cash from Financing Activities
|
-- | 4,016.00 | 9,418.41 | 4,015.89 | 4,886.72 |
|
Net Cash Inflow / Outflow
|
-- | 140.00 | 5,717.00 | 2,233.89 | 88.73 |
Ratios
Profitability Ratios
| Sterling Bancorp (STL) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | South State Corp (SSB) | Wintrust Financial (WTFC) | |
|---|---|---|---|---|---|
|
ROCE (%)
|
6.87 | 8.18 | 0.87 | 8.12 | 6.92 |
|
ROE (%)
|
8.55 | 12.11 | 0.94 | 10.06 | 10.82 |
|
ROA (%)
|
1.36 | 1.15 | 0.93 | 1.19 | 0.98 |
|
EBIT Margin (%)
|
-- | -- | -- | -- | -- |
|
Net Margin (%)
|
40.28 | 31.67 | 28.42 | 33.56 | 25.04 |
|
Cash Profit Margin (%)
|
-- | -- | -- | -- | -- |
Growth Ratios
| Sterling Bancorp (STL) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | South State Corp (SSB) | Wintrust Financial (WTFC) | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
0.01 | 0.13 | -0.04 | 0.17 | -0.02 |
|
EBIT Growth (%)
|
-- | -- | -- | -- | -- |
|
Net Profit Growth (%)
|
79.27 | 18.22 | 23.22 | 294.21 | 59.10 |
|
EPS Growth (%)
|
0.81 | 0.21 | 0.22 | 3.00 | 0.59 |
|
Book Value Growth (%)
|
-- | -- | -- | -- | -- |
Valuation Ratios
| Sterling Bancorp (STL) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | South State Corp (SSB) | Wintrust Financial (WTFC) | |
|---|---|---|---|---|---|
|
Price / Earnings
|
12.23 | 8.86 | 14.68 | 11.84 | 11.30 |
|
Price / Book Value
|
1.01 | 1.08 | 0.12 | 1.17 | 1.17 |
|
Dividend Yield (%)
|
-- | -- | -- | -- | -- |
|
EV/EBITDA
|
9.87 | -9.18 | -25.85 | 1.25 | -0.21 |
|
Market Cap ($ Cr)
|
-- | -- | -- | -- | -- |
Solvency Ratios
| Sterling Bancorp (STL) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | South State Corp (SSB) | Wintrust Financial (WTFC) | |
|---|---|---|---|---|---|
|
Debt to Equity
|
0.22 | 0.45 | 0.08 | 0.23 | 0.54 |
|
Short term debt to equity ratio
|
-- | 0.26 | 0.08 | 0.16 | 0.02 |
|
Current Ratio
|
0.02 | 0.32 | 1.09 | 0.16 | 0.18 |
|
Quick Ratio
|
0.02 | 0.32 | 1.64 | 0.16 | 0.34 |
|
Interest Coverage
|
-- | 7.83 | 9.33 | 11.70 | 4.23 |
Operating Efficiency Ratios
| Sterling Bancorp (STL) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | South State Corp (SSB) | Wintrust Financial (WTFC) | |
|---|---|---|---|---|---|
|
Debtors to sales (%)
|
9.47 | -- | 10.56 | -- | 1.40 |
|
Asset Turnover
|
0.03 | 0.04 | 0.03 | 0.04 | 0.04 |
|
Receivable days
|
35.02 | 6,632.06 | 39.85 | 6,357.46 | 4.27 |
|
Inventory Days
|
-- | -37.53 | -44,650.27 | -25.26 | -24,142.05 |
|
Payable days
|
-- | -181,219.04 | 99,389.67 | -105,657.65 | 2,647.54 |
|
Cash Conversion Cycle
|
-- | 187,813.57 | -144,000.09 | 111,989.85 | -26,785.32 |