Market cap
$5,059 Mln
Revenue (TTM)
$997 Mln
P/E Ratio
12.7
P/B Ratio
1.1
Div. Yield
1.1 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 6.04 | 3.43 | 0.58 | -1.97 | 15.98 |
| EBIT | 19.02 | 36.64 | 86.06 | -0.18 | 22.12 |
| Net Profit | 16.63 | 46.00 | 79.27 | -3.27 | 23.69 |
| EPS | 16.63 | 47.52 | 81.08 | 2.01 | 14.53 |
| Book Value | -- | -- | 7.42 | 8.89 | 12.41 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | Dec-21 | Dec-20 | Dec-19 |
| EBIT-Margin
| 58.60 | 59.38 | 56.06 | 40.86 | 78.90 |
| Net Margin
| -- | -- | -- | -- | -- |
| Return on equity
| 7.68 | 7.28 | 8.55 | 4.95 | 9.53 |
| Return on Capital
| 4.40 | 3.52 | 6.87 | 2.77 | 3.56 |
| Return on Assets
| 1.16 | 1.07 | 1.36 | 0.75 | 1.38 |
| Debt to Equity (x)
| -- | -- | 0.22 | 0.27 | 1.32 |
Profitability
ROCE
6.87
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Sterling Bancorp (STL)
|
6.87
|
2.77
|
3.56
|
3.40
|
1.01
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
8.55
--
Profit after tax / Average Net worth * 100
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Sterling Bancorp (STL)
|
8.55
|
4.95
|
9.53
|
10.32
|
3.05
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROA
1.36
--
Profit after tax / Average Total assets * 100
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Sterling Bancorp (STL)
|
1.36
|
0.75
|
1.38
|
1.45
|
0.42
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EBIT Margin
56.06
--
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Sterling Bancorp (STL)
|
56.06
|
40.86
|
78.90
|
76.25
|
44.86
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Margin
40.28
--
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Sterling Bancorp (STL)
|
40.28
|
22.79
|
40.91
|
42.24
|
14.53
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
0.01
--
Year on year growth in net sales
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Sterling Bancorp (STL)
|
0.01
|
-0.05
|
-0.01
|
0.65
|
0.35
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EBIT Growth
39.15
--
Year on year growth in operating profit (EBIT)
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Sterling Bancorp (STL)
|
39.15
|
-50.85
|
2.02
|
181.02
|
38.54
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Profit Growth
79.27
--
Year on year growth in profit after tax
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Sterling Bancorp (STL)
|
79.27
|
-47.13
|
-4.52
|
380.76
|
-33.54
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EPS Growth
0.81
--
Year on year growth in earnings per share
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Sterling Bancorp (STL)
|
0.81
|
-0.44
|
0.04
|
2.38
|
-0.45
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.22
--
Total debt / Net worth
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Sterling Bancorp (STL)
|
0.22
|
0.27
|
1.32
|
2.05
|
2.02
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Sterling Bancorp (STL)
|
--
|
0.08
|
0.50
|
1.09
|
1.06
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.02
--
Current Assets / Current Liabilities and Provisions
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Sterling Bancorp (STL)
|
0.02
|
0.01
|
0.22
|
0.27
|
0.27
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Quick Ratio
0.02
--
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Sterling Bancorp (STL)
|
0.02
|
0.01
|
0.22
|
0.27
|
0.27
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
9.47
--
Debtors outstanding / Net Sales * 100
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Sterling Bancorp (STL)
|
9.47
|
9.84
|
9.61
|
10.12
|
14.69
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Asset Turnover
0.03
--
Sales / Average Total Assets
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Sterling Bancorp (STL)
|
0.03
|
0.03
|
0.03
|
0.03
|
0.03
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Receivable days
35.02
--
Average Debtors / Sales * 365
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Sterling Bancorp (STL)
|
35.02
|
36.47
|
36.29
|
34.71
|
39.19
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Sterling Bancorp (STL)
|
--
|
--
|
--
|
29.56
|
56.20
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Sterling Bancorp (STL)
|
--
|
--
|
--
|
26,561.55
|
42,246.80
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Sterling Bancorp (STL)
|
--
|
--
|
--
|
-26,497.28
|
-42,151.41
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
12.23
--
Current share price divided by earning per share in the last twelve months
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Sterling Bancorp (STL)
|
12.23
|
15.45
|
10.17
|
8.31
|
41.78
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Price / Book Value
1.01
--
Current share price divided by book value per share in the latest financial year
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Sterling Bancorp (STL)
|
1.01
|
0.76
|
0.96
|
0.84
|
0.92
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EV/EBITDA
9.87
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
Dec-21
|
Dec-20
|
Dec-19
|
Dec-18
|
Dec-17
|
|---|---|---|---|---|---|
|
Sterling Bancorp (STL)
|
9.87
|
9.98
|
7.97
|
9.95
|
27.87
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|