American Financial Group (AFG) Key Ratios
$142.72
As on 04-Sep-2026 16:00EDT
Market cap
$11,969 Mln
Revenue (TTM)
$8,173 Mln
P/E Ratio
12.5
P/B Ratio
2.4
Div. Yield
2.5 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 8.50 | 3.21 | -1.34 | 3.60 | 3.23 |
| EBIT | 29.77 | 37.10 | 22.84 | 3.87 | -4.70 |
| Net Profit | 29.84 | 42.53 | 24.74 | 3.76 | -16.00 |
| EPS | 30.31 | 43.39 | 25.56 | 4.61 | -15.35 |
| Book Value | -- | -- | 8.70 | 6.75 | -5.79 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 14.52 | 16.87 | 15.80 | 14.20 | 14.50 |
| Net Margin
| -- | -- | 11.66 | -- | -- |
| Return on equity
| 19.66 | 22.52 | 19.77 | 18.13 | 20.33 |
| Return on Capital
| 13.86 | 14.94 | -- | 12.95 | 14.24 |
| Return on Assets
| 3.33 | 3.45 | 2.61 | 2.92 | 3.58 |
| Debt to Equity (x)
| -- | -- | 0.38 | 0.38 | 0.43 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
American Financial Group (AFG)
|
--
|
12.95
|
14.24
|
14.40
|
14.08
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
19.77
Higher than Peers by 5.20
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
American Financial Group (AFG)
|
19.77
|
18.13
|
20.33
|
20.51
|
19.81
|
|
Peer Median
|
14.57
|
--
|
--
|
--
|
--
|
ROA
2.61
Lower than Peers by 0.35
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
American Financial Group (AFG)
|
2.61
|
2.92
|
3.58
|
3.50
|
3.39
|
|
Peer Median
|
2.96
|
--
|
--
|
--
|
--
|
EBIT Margin
15.80
Higher than Peers by 3.41
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
American Financial Group (AFG)
|
15.80
|
14.20
|
14.50
|
14.87
|
17.84
|
|
Peer Median
|
12.38
|
--
|
--
|
--
|
--
|
Net Margin
11.66
Higher than Peers by 0.95
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
American Financial Group (AFG)
|
11.66
|
10.37
|
10.72
|
11.02
|
13.26
|
|
Peer Median
|
10.71
|
--
|
--
|
--
|
--
|
Cash Profit Margin
--
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
American Financial Group (AFG)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
-1.34
Lower than Peers by 11.12
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
American Financial Group (AFG)
|
-1.34
|
-0.02
|
0.07
|
0.14
|
0.09
|
|
Peer Median
|
9.78
|
--
|
--
|
--
|
--
|
EBIT Growth
22.84
Higher than Peers by 8.80
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
American Financial Group (AFG)
|
22.84
|
-3.92
|
4.44
|
-4.88
|
-15.47
|
|
Peer Median
|
14.04
|
--
|
--
|
--
|
--
|
Net Profit Growth
24.74
Lower than Peers by 7.88
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
American Financial Group (AFG)
|
24.74
|
-5.07
|
4.11
|
-5.12
|
-54.99
|
|
Peer Median
|
32.62
|
--
|
--
|
--
|
--
|
EPS Growth
25.56
Lower than Peers by 6.44
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
American Financial Group (AFG)
|
25.56
|
-0.04
|
0.04
|
-0.03
|
-0.55
|
|
Peer Median
|
32.00
|
--
|
--
|
--
|
--
|
Book Value Growth
7.40
Lower than Peers by 6.44
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
American Financial Group (AFG)
|
7.40
|
--
|
--
|
--
|
--
|
|
Peer Median
|
13.83
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.38
Higher than Peers by 0.14
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
American Financial Group (AFG)
|
0.38
|
0.38
|
0.43
|
0.43
|
0.42
|
|
Peer Median
|
0.24
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
American Financial Group (AFG)
|
--
|
0.01
|
0.01
|
0.01
|
0.01
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.50
Lower than Peers by 1.70
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
American Financial Group (AFG)
|
0.50
|
0.50
|
1.13
|
1.07
|
0.93
|
|
Peer Median
|
2.19
|
--
|
--
|
--
|
--
|
Quick Ratio
0.50
Lower than Peers by 2.50
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
American Financial Group (AFG)
|
0.50
|
--
|
--
|
4.57
|
1.31
|
|
Peer Median
|
3.00
|
--
|
--
|
--
|
--
|
Interest Coverage
14.51
Lower than Peers by 1.49
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
American Financial Group (AFG)
|
14.51
|
14.41
|
15.79
|
15.12
|
14.21
|
|
Peer Median
|
16.00
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
103.14
Higher than Peers by 73.62
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
American Financial Group (AFG)
|
103.14
|
103.24
|
18.51
|
19.03
|
19.77
|
|
Peer Median
|
29.52
|
--
|
--
|
--
|
--
|
Asset Turnover
0.22
Lower than Peers by 0.04
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
American Financial Group (AFG)
|
0.22
|
0.28
|
0.33
|
0.32
|
0.26
|
|
Peer Median
|
0.26
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
American Financial Group (AFG)
|
--
|
223.01
|
66.25
|
66.40
|
188.21
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
American Financial Group (AFG)
|
--
|
--
|
-475.82
|
-279.43
|
-208.89
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
American Financial Group (AFG)
|
--
|
65.15
|
63.79
|
63.65
|
64.02
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
American Financial Group (AFG)
|
--
|
--
|
-473.36
|
-276.67
|
-84.70
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
12.46
Higher than Peers by 1.59
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
American Financial Group (AFG)
|
12.46
|
13.54
|
12.97
|
11.69
|
13.04
|
|
Peer Median
|
10.87
|
--
|
--
|
--
|
--
|
Price / Book Value
2.45
Higher than Peers by 0.78
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
American Financial Group (AFG)
|
2.45
|
2.36
|
2.58
|
2.34
|
2.89
|
|
Peer Median
|
1.67
|
--
|
--
|
--
|
--
|
Dividend Yield
2.47
Higher than Peers by 0.82
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
American Financial Group (AFG)
|
2.47
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1.65
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
American Financial Group (AFG)
|
--
|
8.70
|
8.94
|
0.16
|
1.86
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
11,969
Higher than Peers by 11,294
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
American Financial Group (AFG)
|
11,969
|
--
|
--
|
--
|
--
|
|
Peer Median
|
675
|
--
|
--
|
--
|
--
|