Market cap
$590 Mln
Revenue (TTM)
$209 Mln
P/E Ratio
10.2
P/B Ratio
1.6
Div. Yield
1.1 %
| Unity Bancorp (UNTY) | Banco Santander - Chile ADS - ADR | Woori Financial Group Inc (WF) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | |
|---|---|---|---|---|---|
Market cap ($ Mln) |
590 | 16,286 | 16,213 | 11,669 | 10,981 |
Revenue ($ Mln) |
209 | 4,850,848 | 9,224,159 | 4,633 | 4,560 |
Net Profit ($ Mln) |
58.63 | 1,127,054.00 | 3,289,261.15 | 1,057.00 | 942.68 |
Net Margin (%) |
27.99 | 23.23 | 35.66 | 22.81 | 20.67 |
RoE (%) |
16.34 | 20.82 | 8.53 | 11.56 | 11.99 |
Price to Earnings |
10.22 | 13.40 | 7.58 | 11.84 | 12.02 |
Price-To-Book |
1.58 | 3.03 | 0.62 | 1.38 | 1.42 |
Income Statement ($ Mln)
| Unity Bancorp (UNTY) | Banco Santander - Chile ADS - ADR | Woori Financial Group Inc (WF) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | |
|---|---|---|---|---|---|
|
Operating Revenue
|
209.43 | 4,850,848.00 | 9,224,158.74 | 4,633.00 | 4,560.44 |
|
Cost of Revenue
|
76.74 | 1,785,978.00 | 11,019,213.44 | 1,142.00 | 1,894.76 |
|
Gross Profit
|
127.87 | 2,275,837.00 | 4,115,603.00 | 3,356.00 | 2,417.68 |
|
Operating Expenses
|
55.20 | 1,693,275.00 | 7,059,973.38 | 2,106.00 | 1,655.26 |
|
Operating Profit (EBIT)
|
77.49 | 1,371,595.00 | 4,258,048.74 | 1,385.00 | 1,008.74 |
|
Other Income
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Profit before Tax
|
75.70 | 1,371,595.00 | 4,258,048.74 | 1,370.00 | 1,188.54 |
|
Provision for Tax
|
17.08 | 219,797.00 | 921,201.59 | 298.00 | 245.86 |
|
Profit after Tax (Net Income)
|
58.63 | 1,127,054.00 | 3,289,261.15 | 1,057.00 | 942.68 |
|
Minority Interest
|
0.00 | -24,744.00 | -95,997.00 | -16.00 | 0.00 |
|
Consolidated Profit
|
0.00 | 0.00 | 1,497,940.00 | 511.00 | 0.00 |
Liabilities ($ Mln)
| Unity Bancorp (UNTY) | Banco Santander - Chile ADS - ADR | Woori Financial Group Inc (WF) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
371.81 | 4,974,214.00 | 38,884,732.00 | 9,168.00 | 8,030.79 |
|
Minority Interest
|
0.00 | -24,744.00 | -95,997.00 | -16.00 | 0.00 |
|
Non-Current Liabilities
|
41.07 | 29,508,900.00 | 529,411,287.92 | 71,971.00 | 61,141.17 |
|
Current Liabilities
|
2,781.43 | 35,676,111.00 | 62,140,450.84 | 3,003.00 | 3,083.60 |
|
Total Liabilities
|
2,966.65 | 68,147,280.00 | 601,457,286.00 | 83,876.00 | 73,094.09 |
Assets ($ Mln)
| Unity Bancorp (UNTY) | Banco Santander - Chile ADS - ADR | Woori Financial Group Inc (WF) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
2,730.56 | 60,607,845.00 | 605,001,903.54 | 83,403.00 | 71,475.68 |
|
Current Assets
|
474.61 | 9,715,486.00 | 23,527,718.90 | 1,034.00 | 779.88 |
|
Total Assets
|
2,966.65 | 68,147,280.00 | 601,457,286.00 | 83,876.00 | 73,094.09 |
|
Total Debt*
|
326.43 | 13,883,464.00 | 102,499,260.21 | 4,324.00 | 3,563.73 |
|
Net Current Assets
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Cashflow ($ Mln)
| Unity Bancorp (UNTY) | Banco Santander - Chile ADS - ADR | Woori Financial Group Inc (WF) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
44.91 | 704,904.49 | 13,642,391.00 | 988.00 | 1,026.69 |
|
Cash Flow from Investing Activities
|
-256.84 | -1,292,537.89 | -9,880,603.00 | -1,454.00 | -5,620.10 |
|
Cash from Financing Activities
|
248.01 | -50,055.82 | 7,685,336.00 | 524.00 | 3,916.69 |
|
Net Cash Inflow / Outflow
|
-- | -- | -- | -- | -- |
Ratios
Profitability Ratios
| Unity Bancorp (UNTY) | Banco Santander - Chile ADS - ADR | Woori Financial Group Inc (WF) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | |
|---|---|---|---|---|---|
|
ROCE (%)
|
10.18 | 4.87 | 2.65 | 7.33 | 7.82 |
|
ROE (%)
|
16.34 | 20.82 | 8.53 | 11.56 | 11.99 |
|
ROA (%)
|
1.70 | 1.46 | 0.51 | 1.18 | 1.20 |
|
EBIT Margin (%)
|
27.60 | 28.28 | 27.91 | 22.53 | 22.12 |
|
Net Margin (%)
|
27.99 | 23.23 | 35.66 | 22.81 | 20.67 |
|
Cash Profit Margin (%)
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Growth Ratios
| Unity Bancorp (UNTY) | Banco Santander - Chile ADS - ADR | Woori Financial Group Inc (WF) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
18.18 | 19.86 | -63.66 | -3.82 | 41.55 |
|
EBIT Growth (%)
|
-12.44 | 5.51 | -33.70 | -3.78 | 55.53 |
|
Net Profit Growth (%)
|
16.10 | 5.79 | 14.11 | 25.39 | 78.41 |
|
EPS Growth (%)
|
16.05 | 7.64 | 14.22 | 33.89 | 41.16 |
|
Book Value Growth (%)
|
16.27 | 10.19 | 12.25 | 9.54 | 10.01 |
Valuation Ratios
| Unity Bancorp (UNTY) | Banco Santander - Chile ADS - ADR | Woori Financial Group Inc (WF) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | |
|---|---|---|---|---|---|
|
Price / Earnings
|
9.10 | 0.01 | 0.00 | 12.06 | 12.53 |
|
Price / Book Value
|
1.58 | 0.00 | 0.00 | 1.34 | 1.42 |
|
Dividend Yield (%)
|
1.06 | -- | -- | -- | 1.17 |
|
EV/EBITDA
|
6.57 | 6.70 | 8.91 | 8.83 | 4.35 |
|
Market Cap ($ Cr)
|
-- | -- | -- | -- | -- |
Solvency Ratios
| Unity Bancorp (UNTY) | Banco Santander - Chile ADS - ADR | Woori Financial Group Inc (WF) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | |
|---|---|---|---|---|---|
|
Debt to Equity
|
0.88 | 2.13 | 0.00 | 0.14 | 0.03 |
|
Short term debt to equity ratio
|
0.85 | 0.65 | 1.60 | 0.33 | 0.38 |
|
Current Ratio
|
0.17 | 0.27 | 0.38 | 0.34 | 0.25 |
|
Quick Ratio
|
0.17 | 0.27 | 0.38 | 0.34 | 0.25 |
|
Interest Coverage
|
2.30 | 1.79 | 1.45 | 1.93 | 1.83 |
Operating Efficiency Ratios
| Unity Bancorp (UNTY) | Banco Santander - Chile ADS - ADR | Woori Financial Group Inc (WF) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | |
|---|---|---|---|---|---|
|
Debtors to sales (%)
|
6.20 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Asset Turnover
|
0.06 | 0.06 | 0.01 | 0.05 | 0.06 |
|
Receivable days
|
24.80 | 54.29 | 1,170.63 | 4,646.62 | 34.96 |
|
Inventory Days
|
-- | -- | -- | -- | -- |
|
Payable days
|
11.58 | 90.12 | 193.65 | 15,129.51 | -- |
|
Cash Conversion Cycle
|
-- | -- | -- | -- | -- |