Market cap
$293 Mln
Revenue (TTM)
$116 Mln
P/E Ratio
10.7
P/B Ratio
1.5
Div. Yield
2.1 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 4.29 | 9.15 | 6.38 | 8.19 | 7.30 |
| EBIT | -- | -- | -40.66 | -6.76 | -10.17 |
| Net Profit | 8.12 | 20.08 | 27.91 | 19.52 | 4.82 |
| EPS | 8.16 | 21.59 | 28.57 | 19.55 | 5.41 |
| Book Value | -- | -- | 15.96 | 11.21 | 5.96 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 15.61 | 22.33 | 12.91 | 25.96 | 20.39 |
| Net Margin
| -- | -- | 22.69 | -- | -- |
| Return on equity
| 9.40 | 11.87 | 14.80 | 14.70 | 12.78 |
| Return on Capital
| 4.82 | 5.73 | -- | 7.78 | 6.34 |
| Return on Assets
| 0.77 | 0.94 | 1.28 | 1.28 | 0.99 |
| Debt to Equity (x)
| -- | -- | 0.43 | 0.89 | 0.89 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hawthorn Bancshares (HWBK)
|
--
|
7.78
|
6.34
|
0.33
|
7.12
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
14.80
Higher than Peers by 4.91
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hawthorn Bancshares (HWBK)
|
14.80
|
14.70
|
12.78
|
0.73
|
15.02
|
|
Peer Median
|
9.89
|
--
|
--
|
--
|
--
|
ROA
1.28
Higher than Peers by 0.31
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hawthorn Bancshares (HWBK)
|
1.28
|
1.28
|
0.99
|
0.05
|
1.11
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
12.91
Lower than Peers by 7.94
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hawthorn Bancshares (HWBK)
|
12.91
|
25.96
|
20.39
|
0.49
|
30.15
|
|
Peer Median
|
20.85
|
--
|
--
|
--
|
--
|
Net Margin
22.69
Higher than Peers by 2.59
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hawthorn Bancshares (HWBK)
|
22.69
|
21.23
|
16.65
|
1.09
|
24.94
|
|
Peer Median
|
20.11
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
Higher than Peers by 0.00
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hawthorn Bancshares (HWBK)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
6.38
Lower than Peers by 4.72
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hawthorn Bancshares (HWBK)
|
6.38
|
0.02
|
0.25
|
0.06
|
0.02
|
|
Peer Median
|
11.10
|
--
|
--
|
--
|
--
|
EBIT Growth
-40.66
Lower than Peers by 29.17
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hawthorn Bancshares (HWBK)
|
-40.66
|
30.15
|
5,075.46
|
-98.28
|
-11.08
|
|
Peer Median
|
-11.50
|
--
|
--
|
--
|
--
|
Net Profit Growth
27.91
Higher than Peers by 20.63
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hawthorn Bancshares (HWBK)
|
27.91
|
30.37
|
1,809.62
|
-95.39
|
-7.84
|
|
Peer Median
|
7.27
|
--
|
--
|
--
|
--
|
EPS Growth
28.57
Higher than Peers by 22.73
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hawthorn Bancshares (HWBK)
|
28.57
|
0.30
|
18.30
|
-0.95
|
-0.09
|
|
Peer Median
|
5.84
|
--
|
--
|
--
|
--
|
Book Value Growth
18.03
Higher than Peers by 9.30
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hawthorn Bancshares (HWBK)
|
18.03
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.74
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.43
Higher than Peers by 0.22
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hawthorn Bancshares (HWBK)
|
0.43
|
0.89
|
0.89
|
1.16
|
1.21
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.00
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hawthorn Bancshares (HWBK)
|
0.00
|
0.48
|
0.27
|
0.19
|
0.04
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
534.12
Higher than Peers by 533.81
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hawthorn Bancshares (HWBK)
|
534.12
|
0.11
|
0.18
|
0.18
|
0.21
|
|
Peer Median
|
0.30
|
--
|
--
|
--
|
--
|
Quick Ratio
534.12
Higher than Peers by 533.76
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hawthorn Bancshares (HWBK)
|
534.12
|
--
|
--
|
0.25
|
0.27
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
2.07
Higher than Peers by 0.32
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hawthorn Bancshares (HWBK)
|
2.07
|
0.92
|
0.61
|
0.01
|
2.39
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
6.65
Lower than Peers by 0.29
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hawthorn Bancshares (HWBK)
|
6.65
|
7.54
|
--
|
9.85
|
9.56
|
|
Peer Median
|
6.93
|
--
|
--
|
--
|
--
|
Asset Turnover
0.06
Higher than Peers by 0.01
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hawthorn Bancshares (HWBK)
|
0.06
|
0.06
|
0.06
|
0.05
|
0.04
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hawthorn Bancshares (HWBK)
|
--
|
27.53
|
28.85
|
34.50
|
31.98
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hawthorn Bancshares (HWBK)
|
--
|
--
|
-1,003.92
|
-1,076.44
|
-5,438.41
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hawthorn Bancshares (HWBK)
|
--
|
--
|
17.13
|
13.89
|
22.54
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hawthorn Bancshares (HWBK)
|
--
|
--
|
-992.20
|
-1,055.83
|
-5,428.97
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
10.75
Lower than Peers by 2.20
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hawthorn Bancshares (HWBK)
|
10.75
|
10.26
|
10.82
|
186.81
|
7.38
|
|
Peer Median
|
12.95
|
--
|
--
|
--
|
--
|
Price / Book Value
1.47
Higher than Peers by 0.16
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hawthorn Bancshares (HWBK)
|
1.47
|
1.40
|
1.32
|
1.31
|
1.20
|
|
Peer Median
|
1.32
|
--
|
--
|
--
|
--
|
Dividend Yield
2.07
Lower than Peers by 0.38
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hawthorn Bancshares (HWBK)
|
2.07
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.45
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hawthorn Bancshares (HWBK)
|
--
|
7.07
|
2.48
|
21.31
|
-1.10
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
293
Lower than Peers by 24
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Hawthorn Bancshares (HWBK)
|
293
|
--
|
--
|
--
|
--
|
|
Peer Median
|
317
|
--
|
--
|
--
|
--
|