Market cap
$4,850 Mln
Revenue (TTM)
$1,653 Mln
P/E Ratio
9.1
P/B Ratio
1
Div. Yield
2.8 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 23.29 | 80.91 | 29.97 | 10.95 | 3.23 |
| EBIT | -10.93 | -13.87 | -32.16 | -14.45 | -5.69 |
| Net Profit | -6.59 | -18.25 | -8.54 | -4.34 | 0.89 |
| EPS | -5.08 | -17.01 | -1.93 | -1.69 | 6.10 |
| Book Value | -- | -- | 13.83 | 12.44 | 1.86 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 65.37 | 69.42 | 35.28 | 66.44 | 67.80 |
| Net Margin
| -- | -- | 32.45 | -- | -- |
| Return on equity
| 13.43 | 13.06 | 11.19 | 12.39 | 13.40 |
| Return on Capital
| 9.60 | 9.56 | -- | 9.05 | 9.34 |
| Return on Assets
| 7.54 | 8.04 | 3.90 | 6.94 | 7.44 |
| Debt to Equity (x)
| -- | -- | 0.13 | 0.24 | 0.51 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Radian Group (RDN)
|
--
|
9.05
|
9.34
|
10.42
|
11.22
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
11.19
Lower than Peers by 3.38
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Radian Group (RDN)
|
11.19
|
12.39
|
13.40
|
14.50
|
15.07
|
|
Peer Median
|
14.57
|
--
|
--
|
--
|
--
|
ROA
3.90
Higher than Peers by 0.94
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Radian Group (RDN)
|
3.90
|
6.94
|
7.44
|
8.23
|
9.97
|
|
Peer Median
|
2.96
|
--
|
--
|
--
|
--
|
EBIT Margin
35.28
Higher than Peers by 22.90
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Radian Group (RDN)
|
35.28
|
66.44
|
67.80
|
61.86
|
87.11
|
|
Peer Median
|
12.38
|
--
|
--
|
--
|
--
|
Net Margin
32.45
Higher than Peers by 21.75
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Radian Group (RDN)
|
32.45
|
46.73
|
46.83
|
48.62
|
62.39
|
|
Peer Median
|
10.71
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Radian Group (RDN)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
29.97
Higher than Peers by 20.19
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Radian Group (RDN)
|
29.97
|
-0.03
|
0.04
|
0.04
|
-0.10
|
|
Peer Median
|
9.78
|
--
|
--
|
--
|
--
|
EBIT Growth
-32.16
Lower than Peers by 46.20
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Radian Group (RDN)
|
-32.16
|
-5.29
|
14.01
|
-26.01
|
22.13
|
|
Peer Median
|
14.04
|
--
|
--
|
--
|
--
|
Net Profit Growth
-8.54
Lower than Peers by 41.16
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Radian Group (RDN)
|
-8.54
|
-3.58
|
0.22
|
-18.82
|
23.68
|
|
Peer Median
|
32.62
|
--
|
--
|
--
|
--
|
EPS Growth
-1.93
Lower than Peers by 33.92
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Radian Group (RDN)
|
-1.93
|
0.06
|
0.04
|
-0.17
|
0.39
|
|
Peer Median
|
32.00
|
--
|
--
|
--
|
--
|
Book Value Growth
8.66
Lower than Peers by 5.17
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Radian Group (RDN)
|
8.66
|
--
|
--
|
--
|
--
|
|
Peer Median
|
13.83
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.13
Lower than Peers by 0.11
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Radian Group (RDN)
|
0.13
|
0.24
|
0.51
|
0.36
|
0.43
|
|
Peer Median
|
0.24
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.11
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Radian Group (RDN)
|
0.11
|
0.01
|
0.01
|
0.24
|
0.03
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.03
Lower than Peers by 2.16
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Radian Group (RDN)
|
0.03
|
4.28
|
42.96
|
5.78
|
9.84
|
|
Peer Median
|
2.19
|
--
|
--
|
--
|
--
|
Quick Ratio
0.03
Lower than Peers by 2.96
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Radian Group (RDN)
|
0.03
|
--
|
--
|
10.85
|
2.56
|
|
Peer Median
|
3.00
|
--
|
--
|
--
|
--
|
Interest Coverage
10.43
Lower than Peers by 5.57
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Radian Group (RDN)
|
10.43
|
12.64
|
8.43
|
8.56
|
12.28
|
|
Peer Median
|
16.00
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
49.13
Higher than Peers by 19.61
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Radian Group (RDN)
|
49.13
|
28.16
|
12.75
|
12.07
|
12.22
|
|
Peer Median
|
29.52
|
--
|
--
|
--
|
--
|
Asset Turnover
0.12
Lower than Peers by 0.14
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Radian Group (RDN)
|
0.12
|
0.15
|
0.16
|
0.17
|
0.16
|
|
Peer Median
|
0.26
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Radian Group (RDN)
|
--
|
75.51
|
44.47
|
43.46
|
51.74
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Radian Group (RDN)
|
--
|
--
|
-34,847.14
|
-792.38
|
-2,596.32
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Radian Group (RDN)
|
--
|
--
|
756.08
|
133.69
|
-299.29
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Radian Group (RDN)
|
--
|
--
|
-35,558.75
|
-882.61
|
-2,245.29
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
9.05
Lower than Peers by 1.82
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Radian Group (RDN)
|
9.05
|
8.52
|
7.97
|
7.44
|
4.13
|
|
Peer Median
|
10.87
|
--
|
--
|
--
|
--
|
Price / Book Value
0.99
Lower than Peers by 0.69
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Radian Group (RDN)
|
0.99
|
1.04
|
1.04
|
1.02
|
0.78
|
|
Peer Median
|
1.67
|
--
|
--
|
--
|
--
|
Dividend Yield
2.77
Higher than Peers by 1.12
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Radian Group (RDN)
|
2.77
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1.65
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Radian Group (RDN)
|
--
|
0.22
|
1.60
|
0.26
|
-0.66
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
4,850
Higher than Peers by 4,173
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Radian Group (RDN)
|
4,850
|
--
|
--
|
--
|
--
|
|
Peer Median
|
677
|
--
|
--
|
--
|
--
|