Cathay General Bancorp (CATY) Financials

$62.82

$0.24 (0.38%)

As on 04-Sep-2026 13:35EDT

Market cap

$4,128 Mln

Revenue (TTM)

$1,391 Mln

P/E Ratio

12.1

P/B Ratio

1.4

Div. Yield

2.4 %

Income Statement ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Operating Revenue	1,390.94	1,384.69	1,390.64	1,310.51	908.10	721.11
Cost of Revenue	595.81	622.23	698.42	526.45	132.13	52.75
Gross Profit	795.13	762.46	692.22	784.06	775.97	668.37
Operating Expenses	333.96	355.06	374.68	380.48	303.43	286.52
Operating Profit (EBIT)	461.17	407.40	317.54	403.58	472.54	381.84
Other Income	--	--	--	--	--	--
Profit before Tax	435.93	390.20	317.54	403.58	472.54	381.84
Provision for Tax	88.67	75.07	31.56	49.46	111.89	83.54
Profit after Tax (Net Income)	347.26	315.12	285.98	354.12	360.64	298.30
Minority Interest	--	--	--	--	--	--
Consolidated Profit	--	--	--	--	360.64	298.30

Liabilities ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Shareholder's Funds	3,046.61	2,925.39	2,845.70	2,736.58	2,474.04	2,446.25
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	533.34	--	522.78	1,019.51	968.66	381.63
Current Liabilities	21,072.86	9,680.51	19,686.20	19,325.45	18,505.28	18,058.84
Total Liabilities	45,725.68	24,229.58	23,054.68	23,081.53	21,947.98	20,886.72

Assets ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Non-Current Assets	21,548.23	553.83	21,246.17	20,550.49	19,229.80	17,252.72
Current Assets	3,104.59	1,901.54	1,808.52	2,531.04	2,718.18	3,634.01
Total Assets	27,757.41	24,229.58	23,054.68	23,081.53	21,947.98	20,886.72
Total Debt*	154.25	208.92	227.73	709.72	659.25	192.98
Net Current Assets	--	--	--	--	--	--

Cashflow ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Cash From Operating Activities	--	368.57	329.16	384.74	467.39	334.32
Cash Flow from Investing Activities	--	-857.32	184.03	-1,477.08	-1,849.43	-859.92
Cash from Financing Activities	--	873.64	-302.47	758.74	94.74	1,554.23
Net Cash Inflow / Outflow	--	--	--	--	--	1,028.63

Financials Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Adjusted EPS ($)	5.12	4.63	4.00	4.86	4.91	3.88
Cash EPS ($)	--	4.87	4.24	5.12	4.93	3.89
Adjusted Book Value ($)	--	43.03	39.80	37.54	33.68	31.80
Dividend per Share ($)	--	--	--	--	--	--
Cash Flow per Share ($)	--	5.42	4.60	5.28	6.36	4.35
Free Cash Flow per Share ($)	--	5.35	4.55	5.23	6.32	4.30

Profitability Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
ROCE (%)	--	10.15	8.77	10.76	12.50	11.08
ROE (%)	11.63	10.92	10.25	13.59	14.66	12.26
ROA (%)	1.29	1.33	1.24	1.57	1.68	1.49
EBIT Margin (%)	24.04	29.42	22.83	30.80	52.04	52.95
Net Margin (%)	24.97	22.76	20.56	27.02	39.71	41.37
Cash Profit Margin (%)	0.00	--	--	--	--	--

Growth Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Revenue Growth (%)	1.22	0.00	0.06	0.44	0.26	-0.03
EBIT Growth (%)	-3.88	28.30	-21.32	-14.59	23.75	50.35
Net Profit Growth (%)	17.85	10.19	-19.24	-1.81	20.90	30.34
EPS Growth (%)	23.40	0.16	-0.18	-0.01	0.27	0.35
Book Value Growth (%)	10.08	--	--	--	--	--

Valuation Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Price / Earnings	12.11	10.44	11.90	9.18	8.31	11.08
Price / Book Value	1.36	1.12	1.20	1.19	1.21	1.35
Dividend Yield (%)	2.40	--	--	--	--	--
EV/EBITDA	--	3.93	5.74	3.62	2.07	-0.19
Close Price ($)	61.99	48.39	47.61	44.57	40.79	42.99
High Price ($)	62.45	51.95	55.29	45.69	48.88	46.43
Low Price ($)	43.66	36.06	33.88	27.24	37.37	31.23
Market Cap ($ Cr)	4,127.58	--	--	--	--	--

Solvency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Debt to Equity	0.04	0.07	0.08	0.26	0.27	0.08
Short term debt to equity ratio	--	--	0.00	0.00	0.00	0.00
Current Ratio	0.15	0.20	0.09	0.13	0.15	0.20
Quick Ratio	0.15	--	--	0.13	0.22	0.34
Interest Coverage	1.81	0.72	0.48	0.81	4.02	5.55

Operating Efficiency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21
Debtors to sales (%)	6.81	7.00	7.03	7.45	9.08	7.90
Asset Turnover	0.05	0.06	0.06	0.06	0.04	0.04
Receivable days	--	25.69	25.67	25.10	28.04	29.38
Inventory Days	--	--	39.91	-413.38	-5,291.38	-14,120.85
Payable days	--	--	--	12,838.83	50,538.67	118,297.86
Cash Conversion Cycle	--	--	--	-13,227.11	-55,802.01	-132,389.33

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Income Statement ($ Mln)