First Community Bancshares Inc (FCBC) Key Ratios
$49.09
As on 04-Sep-2026 16:00EDT
Market cap
$928 Mln
Revenue (TTM)
$139 Mln
P/E Ratio
15.5
P/B Ratio
1.7
Div. Yield
2.6 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | -84.68 | -84.20 | -20.93 | -3.15 | 0.33 |
| EBIT | -200.00 | -198.79 | -50.00 | -19.51 | -12.38 |
| Net Profit | 87.19 | 83.84 | 18.22 | 7.64 | 4.39 |
| EPS | 87.52 | 78.05 | 16.08 | 3.61 | 3.17 |
| Book Value | -- | -- | -4.77 | 1.65 | 2.52 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 36.26 | 40.20 | 23.09 | 34.04 | 37.35 |
| Net Margin
| -- | -- | 42.71 | -- | -- |
| Return on equity
| 9.97 | 10.57 | 11.40 | 9.50 | 10.02 |
| Return on Capital
| 9.94 | 10.54 | -- | 9.48 | 10.00 |
| Return on Assets
| 1.53 | 1.54 | 1.53 | 1.50 | 1.58 |
| Debt to Equity (x)
| -- | -- | 0.00 | 0.00 | 0.00 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Community Bancshares Inc (FCBC)
|
--
|
9.48
|
10.00
|
10.35
|
10.94
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
11.40
Higher than Peers by 1.51
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Community Bancshares Inc (FCBC)
|
11.40
|
9.50
|
10.02
|
10.38
|
10.98
|
|
Peer Median
|
9.89
|
--
|
--
|
--
|
--
|
ROA
1.53
Higher than Peers by 0.56
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Community Bancshares Inc (FCBC)
|
1.53
|
1.50
|
1.58
|
1.50
|
1.47
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
23.09
Higher than Peers by 2.24
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Community Bancshares Inc (FCBC)
|
23.09
|
34.04
|
37.35
|
37.40
|
42.29
|
|
Peer Median
|
20.85
|
--
|
--
|
--
|
--
|
Net Margin
42.71
Higher than Peers by 22.60
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Community Bancshares Inc (FCBC)
|
42.71
|
26.32
|
29.34
|
28.98
|
32.81
|
|
Peer Median
|
20.11
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
Higher than Peers by 0.00
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Community Bancshares Inc (FCBC)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
-20.93
Lower than Peers by 32.04
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Community Bancshares Inc (FCBC)
|
-20.93
|
0.05
|
0.06
|
0.17
|
0.07
|
|
Peer Median
|
11.10
|
--
|
--
|
--
|
--
|
EBIT Growth
-50.00
Lower than Peers by 38.51
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Community Bancshares Inc (FCBC)
|
-50.00
|
-3.91
|
6.00
|
3.02
|
-9.58
|
|
Peer Median
|
-11.50
|
--
|
--
|
--
|
--
|
Net Profit Growth
18.22
Higher than Peers by 10.94
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Community Bancshares Inc (FCBC)
|
18.22
|
-5.45
|
7.46
|
2.91
|
-8.81
|
|
Peer Median
|
7.27
|
--
|
--
|
--
|
--
|
EPS Growth
16.08
Higher than Peers by 10.23
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Community Bancshares Inc (FCBC)
|
16.08
|
-0.05
|
0.08
|
-0.10
|
-0.05
|
|
Peer Median
|
5.84
|
--
|
--
|
--
|
--
|
Book Value Growth
3.84
Lower than Peers by 4.90
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Community Bancshares Inc (FCBC)
|
3.84
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.74
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Community Bancshares Inc (FCBC)
|
--
|
0.00
|
0.00
|
0.00
|
0.00
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.01
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Community Bancshares Inc (FCBC)
|
0.01
|
0.00
|
0.00
|
0.00
|
0.00
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.28
Lower than Peers by 0.03
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Community Bancshares Inc (FCBC)
|
0.28
|
0.73
|
0.08
|
0.14
|
0.14
|
|
Peer Median
|
0.30
|
--
|
--
|
--
|
--
|
Quick Ratio
0.28
Lower than Peers by 0.08
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Community Bancshares Inc (FCBC)
|
0.28
|
--
|
--
|
0.10
|
0.20
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
5.38
Higher than Peers by 3.63
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Community Bancshares Inc (FCBC)
|
5.38
|
3.52
|
3.34
|
6.54
|
36.33
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
6.73
Lower than Peers by 0.20
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Community Bancshares Inc (FCBC)
|
6.73
|
4.70
|
5.23
|
6.57
|
6.52
|
|
Peer Median
|
6.93
|
--
|
--
|
--
|
--
|
Asset Turnover
0.04
Lower than Peers by 0.01
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Community Bancshares Inc (FCBC)
|
0.04
|
0.06
|
0.05
|
0.05
|
0.04
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Community Bancshares Inc (FCBC)
|
--
|
17.66
|
20.86
|
22.22
|
22.06
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Community Bancshares Inc (FCBC)
|
--
|
--
|
1,656.49
|
-787.22
|
-19,247.58
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Community Bancshares Inc (FCBC)
|
--
|
--
|
--
|
687.96
|
1,525.17
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Community Bancshares Inc (FCBC)
|
--
|
--
|
--
|
-1,452.97
|
-20,750.69
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
15.53
Higher than Peers by 2.59
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Community Bancshares Inc (FCBC)
|
15.53
|
12.71
|
14.86
|
14.35
|
11.83
|
|
Peer Median
|
12.95
|
--
|
--
|
--
|
--
|
Price / Book Value
1.71
Higher than Peers by 0.39
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Community Bancshares Inc (FCBC)
|
1.71
|
1.24
|
1.46
|
1.37
|
1.31
|
|
Peer Median
|
1.32
|
--
|
--
|
--
|
--
|
Dividend Yield
2.57
Higher than Peers by 0.12
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Community Bancshares Inc (FCBC)
|
2.57
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.45
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Community Bancshares Inc (FCBC)
|
--
|
-0.34
|
7.64
|
4.88
|
2.86
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
928
Higher than Peers by 611
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
First Community Bancshares Inc (FCBC)
|
928
|
--
|
--
|
--
|
--
|
|
Peer Median
|
317
|
--
|
--
|
--
|
--
|