United Community Banks (UCBI) Peer Comparison
$29.28
As on 05-Sep-2024 09:30EDT
Market cap
$3,317 Mln
Revenue (TTM)
$1,304 Mln
P/E Ratio
18.1
P/B Ratio
1.1
Div. Yield
3.3 %
| United Community Banks (UCBI) | East West Bancorp (EWBC) | Banco Santander - Chile ADS - ADR | Woori Financial Group Inc (WF) | First Horizon National Corporation (FHN) | |
|---|---|---|---|---|---|
Market cap ($ Mln) |
3,317 | 17,917 | 16,894 | 18,774 | 11,816 |
Revenue ($ Mln) |
1,304 | 4,716 | 4,850,848 | 9,224,159 | 4,633 |
Net Profit ($ Mln) |
190.83 | 1,446.16 | 1,127,054.00 | 3,289,261.15 | 1,057.00 |
Net Margin (%) |
14.64 | 30.67 | 23.23 | 35.66 | 22.81 |
RoE (%) |
5.78 | 15.94 | 20.82 | 8.53 | 11.56 |
Price to Earnings |
18.07 | 12.55 | 13.95 | 8.53 | 11.99 |
Price-To-Book |
1.08 | 1.91 | 3.09 | 0.65 | 1.37 |
Income Statement ($ Mln)
| United Community Banks (UCBI) | East West Bancorp (EWBC) | Banco Santander - Chile ADS - ADR | Woori Financial Group Inc (WF) | First Horizon National Corporation (FHN) | |
|---|---|---|---|---|---|
|
Operating Revenue
|
1,303.85 | 3,945.93 | 5,221,783.00 | 23,699,220.00 | 4,715.00 |
|
Cost of Revenue
|
211.02 | 1,506.55 | 3,633,727.00 | 13,771,839.00 | 1,820.00 |
|
Gross Profit
|
1,312.59 | 2,439.38 | 1,588,056.00 | 9,927,381.00 | 2,895.00 |
|
Operating Expenses
|
-31.70 | 979.61 | 896,671.00 | 6,409,928.00 | 1,767.00 |
|
Operating Profit (EBIT)
|
153.72 | 1,459.77 | 691,385.00 | 3,517,453.00 | 1,128.00 |
|
Other Income
|
0.00 | -- | -- | -- | -- |
|
Profit before Tax
|
237.75 | 1,459.77 | 691,385.00 | 3,517,453.00 | 1,128.00 |
|
Provision for Tax
|
46.55 | 298.61 | 97,548.00 | 890,559.00 | 212.00 |
|
Profit after Tax (Net Income)
|
190.83 | 1,161.16 | 579,427.00 | 2,506,296.00 | 897.00 |
|
Minority Interest
|
0.00 | -- | -- | -- | 295.00 |
|
Consolidated Profit
|
46.78 | 1,128.08 | 792,276.00 | 2,375,148.00 | 865.00 |
Liabilities ($ Mln)
| United Community Banks (UCBI) | East West Bancorp (EWBC) | Banco Santander - Chile ADS - ADR | Woori Financial Group Inc (WF) | First Horizon National Corporation (FHN) | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
3,342.63 | 6,950.83 | 5,317,588.00 | 31,666,881.00 | 8,996.00 |
|
Minority Interest
|
0.00 | -- | -- | -- | 295.00 |
|
Non-Current Liabilities
|
5,552.23 | 1,967.26 | 36,978,853.00 | 90,980,363.00 | 3,532.00 |
|
Current Liabilities
|
18,162.34 | 60,694.79 | 28,792,998.00 | 373,627,083.00 | 68,838.00 |
|
Total Liabilities
|
27,297.25 | 69,612.88 | 71,089,439.00 | 498,004,936.00 | 81,661.00 |
Assets ($ Mln)
| United Community Banks (UCBI) | East West Bancorp (EWBC) | Banco Santander - Chile ADS - ADR | Woori Financial Group Inc (WF) | First Horizon National Corporation (FHN) | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
26,492.09 | 58,799.07 | 68,469,058.00 | 411,804,405.00 | 70,930.00 |
|
Current Assets
|
565.11 | 10,813.82 | 11,066,944.00 | 86,200,531.00 | 10,731.00 |
|
Total Assets
|
27,297.25 | 69,612.88 | 71,089,439.00 | 498,004,936.00 | 81,661.00 |
|
Total Debt*
|
324.89 | 4,755.36 | 12,705,777.00 | 76,358,559.00 | 3,699.00 |
|
Net Current Assets
|
0.00 | -- | -- | -- | -- |
Cashflow ($ Mln)
| United Community Banks (UCBI) | East West Bancorp (EWBC) | Banco Santander - Chile ADS - ADR | Woori Financial Group Inc (WF) | First Horizon National Corporation (FHN) | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
293.97 | 1,424.91 | -2,165,278.00 | 1,621,942.00 | 1,299.00 |
|
Cash Flow from Investing Activities
|
-- | -4,247.16 | -100,085.00 | -2,254,141.00 | -2,605.00 |
|
Cash from Financing Activities
|
226.34 | 3,962.45 | 2,947,979.00 | -2,860,177.00 | 1,494.00 |
|
Net Cash Inflow / Outflow
|
-- | -- | -- | -- | -245.00 |
Ratios
Profitability Ratios
| United Community Banks (UCBI) | East West Bancorp (EWBC) | Banco Santander - Chile ADS - ADR | Woori Financial Group Inc (WF) | First Horizon National Corporation (FHN) | |
|---|---|---|---|---|---|
|
ROCE (%)
|
5.12 | 12.72 | 3.45 | 2.36 | 6.99 |
|
ROE (%)
|
5.78 | 17.95 | 11.27 | 7.92 | 10.23 |
|
ROA (%)
|
0.66 | 1.74 | 0.83 | 0.51 | 1.12 |
|
EBIT Margin (%)
|
2.05 | -- | -- | -- | -- |
|
Net Margin (%)
|
14.64 | 29.43 | 11.10 | 10.58 | 19.02 |
|
Cash Profit Margin (%)
|
0.00 | -- | -- | -- | -- |
Growth Ratios
| United Community Banks (UCBI) | East West Bancorp (EWBC) | Banco Santander - Chile ADS - ADR | Woori Financial Group Inc (WF) | First Horizon National Corporation (FHN) | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
40.00 | 0.52 | 0.11 | 0.36 | 0.38 |
|
EBIT Growth (%)
|
-95.14 | -- | -- | -- | -- |
|
Net Profit Growth (%)
|
-33.78 | 2.93 | -26.87 | -21.35 | -0.33 |
|
EPS Growth (%)
|
-38.84 | 0.03 | -0.27 | 1.33 | 0.02 |
|
Book Value Growth (%)
|
4.11 | -- | -- | -- | -- |
Valuation Ratios
| United Community Banks (UCBI) | East West Bancorp (EWBC) | Banco Santander - Chile ADS - ADR | Woori Financial Group Inc (WF) | First Horizon National Corporation (FHN) | |
|---|---|---|---|---|---|
|
Price / Earnings
|
18.68 | 8.76 | 0.02 | 0.00 | 8.86 |
|
Price / Book Value
|
1.07 | 1.46 | 0.00 | 0.00 | 0.88 |
|
Dividend Yield (%)
|
-- | -- | -- | -- | -- |
|
EV/EBITDA
|
-35.87 | 2.54 | 2.63 | 1.76 | 0.74 |
|
Market Cap ($ Cr)
|
-- | -- | -- | -- | -- |
Solvency Ratios
| United Community Banks (UCBI) | East West Bancorp (EWBC) | Banco Santander - Chile ADS - ADR | Woori Financial Group Inc (WF) | First Horizon National Corporation (FHN) | |
|---|---|---|---|---|---|
|
Debt to Equity
|
0.00 | 0.68 | 2.39 | 2.41 | 0.41 |
|
Short term debt to equity ratio
|
0.00 | 0.66 | 0.00 | 0.04 | 0.28 |
|
Current Ratio
|
0.03 | 0.18 | 0.38 | 0.23 | 0.16 |
|
Quick Ratio
|
0.03 | 0.17 | 0.88 | 0.20 | 0.97 |
|
Interest Coverage
|
1.90 | 1.06 | 0.21 | 0.30 | 0.72 |
Operating Efficiency Ratios
| United Community Banks (UCBI) | East West Bancorp (EWBC) | Banco Santander - Chile ADS - ADR | Woori Financial Group Inc (WF) | First Horizon National Corporation (FHN) | |
|---|---|---|---|---|---|
|
Debtors to sales (%)
|
0.00 | -- | 7.32 | 73.05 | -- |
|
Asset Turnover
|
0.05 | 0.06 | 0.07 | 0.05 | 0.06 |
|
Receivable days
|
22.34 | 5,793.60 | 31.17 | 199.89 | -- |
|
Inventory Days
|
-- | 0.07 | -1,498.00 | -550.02 | 2.21 |
|
Payable days
|
-- | 13,568.91 | 55.05 | 214.69 | 12,741.41 |
|
Cash Conversion Cycle
|
-- | -51,429.68 | -1,521.87 | -564.83 | -- |