Horace Mann Educators (HMN) Peer Comparison
$51.15
As on 27-Aug-2026 16:00EDT
Market cap
$2,049 Mln
Revenue (TTM)
$1,709 Mln
P/E Ratio
11.8
P/B Ratio
1.4
Div. Yield
2.8 %
| Horace Mann Educators (HMN) | CNA Financial (CNA) | FNF Group of Fidelity National Financial (FNF) | American Financial Group (AFG) | Old Republic International Corp (ORI) | |
|---|---|---|---|---|---|
Market cap ($ Mln) |
2,049 | 13,254 | 12,723 | 11,912 | 10,039 |
Revenue ($ Mln) |
1,709 | 15,012 | 15,281 | 8,173 | 9,669 |
Net Profit ($ Mln) |
177.30 | 1,349.00 | 772.00 | 953.00 | 1,139.20 |
Net Margin (%) |
10.37 | 8.99 | 5.05 | 11.66 | 11.78 |
RoE (%) |
11.88 | 11.83 | 8.66 | 19.77 | 18.96 |
Price to Earnings |
11.77 | 10.88 | 16.88 | 12.53 | 9.16 |
Price-To-Book |
1.36 | 1.20 | 1.74 | 2.46 | 1.66 |
Income Statement ($ Mln)
| Horace Mann Educators (HMN) | CNA Financial (CNA) | FNF Group of Fidelity National Financial (FNF) | American Financial Group (AFG) | Old Republic International Corp (ORI) | |
|---|---|---|---|---|---|
|
Operating Revenue
|
1,709.10 | 15,012.00 | 15,281.00 | 8,173.00 | 9,669.00 |
|
Cost of Revenue
|
883.90 | 9,840.00 | 3,381.00 | 6,044.00 | 4,650.50 |
|
Gross Profit
|
572.00 | 4,521.00 | 14,243.00 | 1,430.00 | 4,575.70 |
|
Operating Expenses
|
608.80 | 3,543.00 | 9,907.00 | 927.00 | 3,552.30 |
|
Operating Profit (EBIT)
|
216.40 | 1,629.00 | 1,993.00 | 1,202.00 | 1,466.10 |
|
Other Income
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Profit before Tax
|
216.40 | 1,563.00 | 1,763.00 | 1,202.00 | 1,439.60 |
|
Provision for Tax
|
39.10 | 46.00 | 864.00 | 249.00 | 298.10 |
|
Profit after Tax (Net Income)
|
177.30 | 1,349.00 | 772.00 | 953.00 | 1,139.20 |
|
Minority Interest
|
0.00 | 0.00 | -128.00 | 0.00 | -2.90 |
|
Consolidated Profit
|
94.50 | 705.00 | 241.00 | 514.00 | 485.80 |
Liabilities ($ Mln)
| Horace Mann Educators (HMN) | CNA Financial (CNA) | FNF Group of Fidelity National Financial (FNF) | American Financial Group (AFG) | Old Republic International Corp (ORI) | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
1,502.90 | 11,186.00 | 7,453.00 | 4,821.00 | 6,072.80 |
|
Minority Interest
|
0.00 | 0.00 | -128.00 | 0.00 | -2.90 |
|
Non-Current Liabilities
|
14,101.50 | 54,890.00 | 105,678.00 | 3,948.00 | 17,078.30 |
|
Current Liabilities
|
0.00 | 3,798.00 | 41.00 | 24,265.00 | 22,957.60 |
|
Total Liabilities
|
15,266.60 | 69,443.00 | 109,014.00 | 32,642.00 | 29,862.70 |
Assets ($ Mln)
| Horace Mann Educators (HMN) | CNA Financial (CNA) | FNF Group of Fidelity National Financial (FNF) | American Financial Group (AFG) | Old Republic International Corp (ORI) | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
188.70 | 438.00 | 5,216.00 | 20,945.00 | 25,801.30 |
|
Current Assets
|
5,813.20 | 2,060.00 | 77,523.00 | 12,089.00 | 5,791.00 |
|
Total Assets
|
15,266.60 | 69,443.00 | 109,014.00 | 32,642.00 | 29,862.70 |
|
Total Debt*
|
594.20 | 2,973.00 | 4,742.00 | 1,821.00 | 2,284.00 |
|
Net Current Assets
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Cashflow ($ Mln)
| Horace Mann Educators (HMN) | CNA Financial (CNA) | FNF Group of Fidelity National Financial (FNF) | American Financial Group (AFG) | Old Republic International Corp (ORI) | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
553.20 | 2,490.00 | 6,522.00 | 1,533.00 | 1,164.30 |
|
Cash Flow from Investing Activities
|
-252.10 | -1,449.00 | -9,628.00 | -835.00 | -177.20 |
|
Cash from Financing Activities
|
-311.70 | -1,104.00 | 2,263.00 | -377.00 | -925.70 |
|
Net Cash Inflow / Outflow
|
-- | -- | -- | -- | -- |
Ratios
Profitability Ratios
| Horace Mann Educators (HMN) | CNA Financial (CNA) | FNF Group of Fidelity National Financial (FNF) | American Financial Group (AFG) | Old Republic International Corp (ORI) | |
|---|---|---|---|---|---|
|
ROCE (%)
|
8.29 | 9.03 | 4.88 | 12.95 | 12.73 |
|
ROE (%)
|
11.88 | 11.83 | 8.66 | 19.77 | 18.96 |
|
ROA (%)
|
0.85 | 1.73 | 0.45 | 2.61 | 2.83 |
|
EBIT Margin (%)
|
14.89 | 11.33 | 14.37 | 15.80 | 0.00 |
|
Net Margin (%)
|
10.37 | 8.99 | 5.05 | 11.66 | 11.78 |
|
Cash Profit Margin (%)
|
0.00 | 0.00 | 0.00 | 0.00 | -- |
Growth Ratios
| Horace Mann Educators (HMN) | CNA Financial (CNA) | FNF Group of Fidelity National Financial (FNF) | American Financial Group (AFG) | Old Republic International Corp (ORI) | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
8.01 | 4.46 | 14.92 | -1.34 | 11.57 |
|
EBIT Growth (%)
|
21.32 | 37.40 | 30.71 | 22.84 | -- |
|
Net Profit Growth (%)
|
26.55 | 53.82 | -28.32 | 24.74 | 27.51 |
|
EPS Growth (%)
|
26.89 | 54.26 | -27.50 | 25.56 | 29.44 |
|
Book Value Growth (%)
|
11.56 | 5.12 | -3.61 | 7.40 | -0.38 |
Valuation Ratios
| Horace Mann Educators (HMN) | CNA Financial (CNA) | FNF Group of Fidelity National Financial (FNF) | American Financial Group (AFG) | Old Republic International Corp (ORI) | |
|---|---|---|---|---|---|
|
Price / Earnings
|
11.85 | 10.17 | 24.48 | 13.54 | 12.17 |
|
Price / Book Value
|
1.30 | 1.12 | 1.99 | 2.36 | 1.93 |
|
Dividend Yield (%)
|
-- | -- | -- | -- | -- |
|
EV/EBITDA
|
7.10 | 6.49 | -5.30 | 8.70 | 7.88 |
|
Market Cap ($ Cr)
|
-- | -- | -- | -- | -- |
Solvency Ratios
| Horace Mann Educators (HMN) | CNA Financial (CNA) | FNF Group of Fidelity National Financial (FNF) | American Financial Group (AFG) | Old Republic International Corp (ORI) | |
|---|---|---|---|---|---|
|
Debt to Equity
|
0.40 | 0.27 | 0.59 | 0.38 | 0.26 |
|
Short term debt to equity ratio
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Current Ratio
|
-- | 0.54 | 1,890.80 | 0.50 | 0.25 |
|
Quick Ratio
|
-- | 0.54 | 1,890.80 | 0.50 | 0.25 |
|
Interest Coverage
|
6.69 | 12.33 | 8.26 | 14.51 | 19.25 |
Operating Efficiency Ratios
| Horace Mann Educators (HMN) | CNA Financial (CNA) | FNF Group of Fidelity National Financial (FNF) | American Financial Group (AFG) | Old Republic International Corp (ORI) | |
|---|---|---|---|---|---|
|
Debtors to sales (%)
|
23.94 | 27.97 | 140.08 | 103.14 | 32.48 |
|
Asset Turnover
|
0.08 | 0.19 | 0.09 | 0.22 | 0.24 |
|
Receivable days
|
94.84 | 177.14 | 401.32 | 223.01 | 380.84 |
|
Inventory Days
|
-- | -- | -- | -- | -- |
|
Payable days
|
-- | -- | 304.61 | 65.15 | -- |
|
Cash Conversion Cycle
|
-- | -- | -- | -- | -- |