Federal Agricultural Mortgage (AGM) Key Ratios
$227.78
As on 04-Sep-2026 16:00EDT
Market cap
$2,455 Mln
Revenue (TTM)
$1,403 Mln
P/E Ratio
12.2
P/B Ratio
1.9
Div. Yield
2.8 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 6.27 | 11.19 | -12.59 | 7.12 | 28.67 |
| EBIT | -- | -- | 20.47 | -37.92 | -20.73 |
| Net Profit | 13.24 | 22.09 | -35.27 | -7.69 | 8.61 |
| EPS | 34.35 | 23.00 | 1.23 | 5.80 | 11.98 |
| Book Value | -- | -- | -1.90 | 4.47 | 7.69 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 8.97 | 25.79 | 5.83 | -- | -- |
| Net Margin
| -- | -- | 16.32 | -- | -- |
| Return on equity
| 14.04 | 13.76 | 12.82 | 12.93 | 14.28 |
| Return on Capital
| 0.69 | 0.66 | -- | 0.65 | 0.69 |
| Return on Assets
| 0.67 | 0.65 | 0.48 | 0.62 | 0.68 |
| Debt to Equity (x)
| -- | -- | 12.94 | 17.93 | 19.68 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Federal Agricultural Mortgage (AGM)
|
--
|
0.65
|
0.69
|
0.71
|
0.69
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
12.82
Higher than Peers by 0.41
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Federal Agricultural Mortgage (AGM)
|
12.82
|
12.93
|
14.28
|
14.90
|
14.33
|
|
Peer Median
|
12.41
|
--
|
--
|
--
|
--
|
ROA
0.48
Lower than Peers by 0.46
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Federal Agricultural Mortgage (AGM)
|
0.48
|
0.62
|
0.68
|
0.70
|
0.68
|
|
Peer Median
|
0.94
|
--
|
--
|
--
|
--
|
EBIT Margin
5.83
Lower than Peers by 21.72
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Federal Agricultural Mortgage (AGM)
|
5.83
|
--
|
--
|
8.97
|
29.89
|
|
Peer Median
|
27.55
|
--
|
--
|
--
|
--
|
Net Margin
16.32
Higher than Peers by 0.25
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Federal Agricultural Mortgage (AGM)
|
16.32
|
15.73
|
12.75
|
14.12
|
23.59
|
|
Peer Median
|
16.07
|
--
|
--
|
--
|
--
|
Revenue Growth
-12.59
Lower than Peers by 27.51
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Federal Agricultural Mortgage (AGM)
|
-12.59
|
-0.19
|
0.15
|
0.88
|
0.69
|
|
Peer Median
|
14.92
|
--
|
--
|
--
|
--
|
EBIT Growth
20.47
Higher than Peers by 26.80
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Federal Agricultural Mortgage (AGM)
|
20.47
|
--
|
--
|
-43.72
|
30.86
|
|
Peer Median
|
-6.33
|
--
|
--
|
--
|
--
|
Net Profit Growth
-35.27
Lower than Peers by 50.47
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Federal Agricultural Mortgage (AGM)
|
-35.27
|
0.10
|
3.59
|
12.27
|
30.90
|
|
Peer Median
|
15.20
|
--
|
--
|
--
|
--
|
EPS Growth
1.23
Lower than Peers by 13.67
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Federal Agricultural Mortgage (AGM)
|
1.23
|
-0.15
|
0.03
|
0.12
|
0.31
|
|
Peer Median
|
14.90
|
--
|
--
|
--
|
--
|
Book Value Growth
20.98
Higher than Peers by 15.68
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Federal Agricultural Mortgage (AGM)
|
20.98
|
--
|
--
|
--
|
--
|
|
Peer Median
|
5.29
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
12.94
Higher than Peers by 9.66
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Federal Agricultural Mortgage (AGM)
|
12.94
|
17.93
|
19.68
|
19.61
|
20.17
|
|
Peer Median
|
3.28
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
6.97
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Federal Agricultural Mortgage (AGM)
|
6.97
|
6.56
|
7.01
|
5.73
|
6.32
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
1.61
Lower than Peers by 0.45
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Federal Agricultural Mortgage (AGM)
|
1.61
|
0.12
|
1.18
|
1.40
|
1.65
|
|
Peer Median
|
2.06
|
--
|
--
|
--
|
--
|
Quick Ratio
1.61
Lower than Peers by 0.45
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Federal Agricultural Mortgage (AGM)
|
1.61
|
--
|
--
|
1.26
|
1.55
|
|
Peer Median
|
2.06
|
--
|
--
|
--
|
--
|
Interest Coverage
1.24
Lower than Peers by 0.10
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Federal Agricultural Mortgage (AGM)
|
1.24
|
--
|
--
|
0.12
|
0.51
|
|
Peer Median
|
1.35
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
26.67
Higher than Peers by 5.75
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Federal Agricultural Mortgage (AGM)
|
26.67
|
31.43
|
22.22
|
23.80
|
36.58
|
|
Peer Median
|
20.92
|
--
|
--
|
--
|
--
|
Asset Turnover
0.03
Lower than Peers by 0.08
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Federal Agricultural Mortgage (AGM)
|
0.03
|
0.04
|
0.05
|
0.05
|
0.03
|
|
Peer Median
|
0.11
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Federal Agricultural Mortgage (AGM)
|
--
|
107.42
|
78.46
|
79.08
|
117.88
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Federal Agricultural Mortgage (AGM)
|
--
|
--
|
340.54
|
348.99
|
809.84
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Federal Agricultural Mortgage (AGM)
|
--
|
6,134.22
|
96.46
|
76.29
|
129.79
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Federal Agricultural Mortgage (AGM)
|
--
|
--
|
322.54
|
351.78
|
797.93
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
12.18
No difference
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Federal Agricultural Mortgage (AGM)
|
12.18
|
10.93
|
10.43
|
10.47
|
6.89
|
|
Peer Median
|
12.18
|
--
|
--
|
--
|
--
|
Price / Book Value
1.93
Higher than Peers by 0.60
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Federal Agricultural Mortgage (AGM)
|
1.93
|
1.32
|
1.45
|
1.48
|
0.97
|
|
Peer Median
|
1.34
|
--
|
--
|
--
|
--
|
Dividend Yield
2.78
No difference
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Federal Agricultural Mortgage (AGM)
|
2.78
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.78
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Federal Agricultural Mortgage (AGM)
|
--
|
57.13
|
73.56
|
72.88
|
61.09
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
2,455
Higher than Peers by 2,284
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Federal Agricultural Mortgage (AGM)
|
2,455
|
--
|
--
|
--
|
--
|
|
Peer Median
|
171
|
--
|
--
|
--
|
--
|