Market cap
$9,508 Mln
Revenue (TTM)
$4,120 Mln
P/E Ratio
25
P/B Ratio
4.2
Div. Yield
0.8 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 2.19 | 29.38 | 21.61 | 11.97 | 21.60 |
| EBIT | -7.23 | 55.16 | 35.05 | 20.65 | 30.88 |
| Net Profit | -13.22 | 56.29 | 21.43 | 11.74 | 21.23 |
| EPS | -13.22 | 58.84 | 34.70 | 20.50 | 26.74 |
| Book Value | -- | -- | 12.52 | 8.35 | 10.60 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 13.67 | 13.43 | 16.24 | 15.54 | 13.22 |
| Net Margin
| -- | -- | 9.42 | -- | -- |
| Return on equity
| 13.12 | 12.24 | 16.88 | 15.26 | 12.78 |
| Return on Capital
| 6.50 | 6.26 | -- | 7.18 | 6.45 |
| Return on Assets
| 6.00 | 5.72 | 6.29 | 6.76 | 5.90 |
| Debt to Equity (x)
| -- | -- | 0.00 | 1.24 | 1.00 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FirstCash Holdings (FCFS)
|
--
|
7.18
|
6.45
|
5.87
|
7.30
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
16.88
Higher than Peers by 5.29
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FirstCash Holdings (FCFS)
|
16.88
|
15.26
|
12.78
|
11.32
|
13.75
|
|
Peer Median
|
11.59
|
--
|
--
|
--
|
--
|
ROA
6.29
Higher than Peers by 4.60
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FirstCash Holdings (FCFS)
|
6.29
|
6.76
|
5.90
|
5.35
|
6.55
|
|
Peer Median
|
1.68
|
--
|
--
|
--
|
--
|
EBIT Margin
16.24
Lower than Peers by 1.75
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FirstCash Holdings (FCFS)
|
16.24
|
15.54
|
13.22
|
12.25
|
14.45
|
|
Peer Median
|
17.98
|
--
|
--
|
--
|
--
|
Net Margin
9.42
Higher than Peers by 0.03
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FirstCash Holdings (FCFS)
|
9.42
|
9.02
|
7.64
|
6.96
|
9.29
|
|
Peer Median
|
9.39
|
--
|
--
|
--
|
--
|
Cash Profit Margin
--
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FirstCash Holdings (FCFS)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
21.61
Higher than Peers by 5.35
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FirstCash Holdings (FCFS)
|
21.61
|
0.08
|
0.08
|
0.15
|
0.61
|
|
Peer Median
|
16.26
|
--
|
--
|
--
|
--
|
EBIT Growth
35.05
Higher than Peers by 10.91
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FirstCash Holdings (FCFS)
|
35.05
|
26.98
|
16.04
|
-2.09
|
98.27
|
|
Peer Median
|
24.14
|
--
|
--
|
--
|
--
|
Net Profit Growth
21.43
Higher than Peers by 5.85
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FirstCash Holdings (FCFS)
|
21.43
|
27.65
|
18.02
|
-13.49
|
102.94
|
|
Peer Median
|
15.58
|
--
|
--
|
--
|
--
|
EPS Growth
34.70
Higher than Peers by 17.17
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FirstCash Holdings (FCFS)
|
34.70
|
0.30
|
0.19
|
-0.11
|
1.11
|
|
Peer Median
|
17.53
|
--
|
--
|
--
|
--
|
Book Value Growth
10.26
Higher than Peers by 2.05
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FirstCash Holdings (FCFS)
|
10.26
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.21
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FirstCash Holdings (FCFS)
|
--
|
1.24
|
1.00
|
0.96
|
0.89
|
|
Peer Median
|
1.18
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.05
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FirstCash Holdings (FCFS)
|
0.05
|
0.05
|
0.05
|
0.05
|
0.05
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
4.89
Higher than Peers by 2.34
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FirstCash Holdings (FCFS)
|
4.89
|
4.55
|
4.14
|
3.89
|
3.83
|
|
Peer Median
|
2.55
|
--
|
--
|
--
|
--
|
Quick Ratio
3.51
Higher than Peers by 1.25
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FirstCash Holdings (FCFS)
|
3.51
|
3.36
|
3.15
|
2.96
|
2.85
|
|
Peer Median
|
2.25
|
--
|
--
|
--
|
--
|
Interest Coverage
4.83
Higher than Peers by 3.08
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FirstCash Holdings (FCFS)
|
4.83
|
4.69
|
4.26
|
4.14
|
5.58
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
24.72
Higher than Peers by 5.87
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FirstCash Holdings (FCFS)
|
24.72
|
29.98
|
21.80
|
20.87
|
20.22
|
|
Peer Median
|
18.84
|
--
|
--
|
--
|
--
|
Asset Turnover
0.67
Higher than Peers by 0.52
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FirstCash Holdings (FCFS)
|
0.67
|
0.75
|
0.77
|
0.77
|
0.71
|
|
Peer Median
|
0.15
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FirstCash Holdings (FCFS)
|
--
|
91.60
|
75.26
|
70.09
|
76.04
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FirstCash Holdings (FCFS)
|
--
|
84.82
|
67.14
|
66.68
|
68.80
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FirstCash Holdings (FCFS)
|
--
|
5.95
|
5.98
|
5.99
|
6.30
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FirstCash Holdings (FCFS)
|
--
|
170.47
|
136.41
|
130.78
|
138.54
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
24.97
Higher than Peers by 9.84
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FirstCash Holdings (FCFS)
|
24.97
|
21.37
|
18.00
|
22.45
|
15.95
|
|
Peer Median
|
15.12
|
--
|
--
|
--
|
--
|
Price / Book Value
4.19
Higher than Peers by 2.37
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FirstCash Holdings (FCFS)
|
4.19
|
3.10
|
2.27
|
2.47
|
2.15
|
|
Peer Median
|
1.82
|
--
|
--
|
--
|
--
|
Dividend Yield
0.75
Lower than Peers by 0.29
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FirstCash Holdings (FCFS)
|
0.75
|
--
|
--
|
--
|
--
|
|
Peer Median
|
1.04
|
--
|
--
|
--
|
--
|
EV/EBITDA
11.19
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FirstCash Holdings (FCFS)
|
11.19
|
9.75
|
6.62
|
7.41
|
6.57
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
9,508
Higher than Peers by 8,999
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
FirstCash Holdings (FCFS)
|
9,508
|
--
|
--
|
--
|
--
|
|
Peer Median
|
509
|
--
|
--
|
--
|
--
|