Market cap
$129 Mln
Revenue (TTM)
$66 Mln
P/E Ratio
8
P/B Ratio
0.9
Div. Yield
2.2 %
| Partners Bancorp (PTRS) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | South State Corp (SSB) | Wintrust Financial (WTFC) | |
|---|---|---|---|---|---|
Market cap ($ Mln) |
129 | 11,669 | 11,023 | 10,363 | 10,298 |
Revenue ($ Mln) |
66 | 4,633 | 4,560 | 3,248 | 4,346 |
Net Profit ($ Mln) |
15.85 | 1,057.00 | 942.68 | 950.21 | 900.36 |
Net Margin (%) |
24.03 | 22.81 | 20.67 | 29.26 | 20.72 |
RoE (%) |
11.30 | 11.56 | 11.99 | 10.45 | 12.18 |
Price to Earnings |
8.03 | 11.84 | 12.12 | 11.22 | 12.27 |
Price-To-Book |
0.90 | 1.38 | 1.43 | 1.12 | 1.45 |
Income Statement ($ Mln)
| Partners Bancorp (PTRS) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | South State Corp (SSB) | Wintrust Financial (WTFC) | |
|---|---|---|---|---|---|
|
Operating Revenue
|
65.95 | 3,411.00 | 1,583.16 | 1,674.64 | 2,208.50 |
|
Cost of Revenue
|
0.00 | 386.00 | 261.62 | 143.21 | 330.67 |
|
Gross Profit
|
61.19 | 3,025.00 | 1,321.54 | 1,531.43 | 1,877.83 |
|
Operating Expenses
|
-30.33 | 1,866.00 | 789.53 | 898.07 | 1,177.27 |
|
Operating Profit (EBIT)
|
23.96 | 1,159.00 | 532.01 | 633.36 | 700.56 |
|
Other Income
|
0.00 | -- | -- | -- | -- |
|
Profit before Tax
|
21.18 | 1,159.00 | 532.01 | 633.36 | 700.56 |
|
Provision for Tax
|
5.54 | 247.00 | 100.33 | 137.31 | 190.87 |
|
Profit after Tax (Net Income)
|
15.85 | 900.00 | 431.68 | 496.05 | 509.68 |
|
Minority Interest
|
0.21 | 295.00 | -- | -- | -- |
|
Consolidated Profit
|
11.31 | 868.00 | 431.68 | 496.05 | 481.72 |
Liabilities ($ Mln)
| Partners Bancorp (PTRS) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | South State Corp (SSB) | Wintrust Financial (WTFC) | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
143.14 | 8,548.00 | 38,131.15 | 5,074.93 | 4,796.84 |
|
Minority Interest
|
0.21 | 295.00 | -- | -- | -- |
|
Non-Current Liabilities
|
49.59 | 2,506.00 | 381.31 | 1,936.73 | 3,296.03 |
|
Current Liabilities
|
11.07 | 2,506.00 | 16,307.72 | 36,907.04 | 44,856.78 |
|
Total Liabilities
|
1,574.61 | 78,953.00 | 38,512.46 | 43,918.70 | 52,949.65 |
Assets ($ Mln)
| Partners Bancorp (PTRS) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | South State Corp (SSB) | Wintrust Financial (WTFC) | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
158.24 | 13,938.00 | 549.76 | 37,859.80 | 46,511.82 |
|
Current Assets
|
165.46 | 2,445.00 | 0.42 | 6,058.89 | 6,437.83 |
|
Total Assets
|
1,574.61 | 78,953.00 | 38,512.46 | 43,918.70 | 52,949.65 |
|
Total Debt*
|
59.59 | 4,438.00 | 2,615.76 | 938.38 | 3,603.64 |
|
Net Current Assets
|
0.00 | -- | -- | -- | -- |
Cashflow ($ Mln)
| Partners Bancorp (PTRS) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | South State Corp (SSB) | Wintrust Financial (WTFC) | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
20.77 | 2,311.00 | 769.55 | 1,730.89 | 1,375.00 |
|
Cash Flow from Investing Activities
|
-147.61 | 8,313.00 | -3,845.39 | -4,860.40 | -3,490.77 |
|
Cash from Financing Activities
|
-70.41 | -10,869.00 | -4,580.86 | -2,279.51 | 2,195.53 |
|
Net Cash Inflow / Outflow
|
-- | -245.00 | -7,656.69 | -5,409.01 | 88.73 |
Ratios
Profitability Ratios
| Partners Bancorp (PTRS) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | South State Corp (SSB) | Wintrust Financial (WTFC) | |
|---|---|---|---|---|---|
|
ROCE (%)
|
6.35 | 7.23 | 1.00 | 8.33 | 6.65 |
|
ROE (%)
|
11.30 | 10.75 | 1.07 | 10.04 | 10.97 |
|
ROA (%)
|
0.85 | 1.07 | 1.06 | 1.16 | 0.99 |
|
EBIT Margin (%)
|
39.30 | -- | -- | -- | -- |
|
Net Margin (%)
|
24.03 | 26.39 | 27.27 | 29.62 | 23.08 |
|
Cash Profit Margin (%)
|
0.00 | -- | -- | -- | -- |
Growth Ratios
| Partners Bancorp (PTRS) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | South State Corp (SSB) | Wintrust Financial (WTFC) | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
13.78 | 0.08 | 0.27 | 0.18 | 0.19 |
|
EBIT Growth (%)
|
60.06 | -- | -- | -- | -- |
|
Net Profit Growth (%)
|
45.89 | -9.91 | 22.28 | 4.31 | 9.34 |
|
EPS Growth (%)
|
45.61 | -0.15 | 0.23 | -0.04 | 0.03 |
|
Book Value Growth (%)
|
7.51 | -- | -- | -- | -- |
Valuation Ratios
| Partners Bancorp (PTRS) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | South State Corp (SSB) | Wintrust Financial (WTFC) | |
|---|---|---|---|---|---|
|
Price / Earnings
|
11.73 | 15.57 | 9.43 | 11.75 | 10.26 |
|
Price / Book Value
|
1.15 | 1.64 | 0.11 | 1.15 | 1.09 |
|
Dividend Yield (%)
|
-- | -- | -- | -- | -- |
|
EV/EBITDA
|
-0.02 | 4.85 | -3.41 | 1.01 | 4.26 |
|
Market Cap ($ Cr)
|
-- | -- | -- | -- | -- |
Solvency Ratios
| Partners Bancorp (PTRS) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | South State Corp (SSB) | Wintrust Financial (WTFC) | |
|---|---|---|---|---|---|
|
Debt to Equity
|
0.30 | 0.52 | 0.07 | 0.18 | 0.75 |
|
Short term debt to equity ratio
|
0.07 | 0.29 | 0.06 | 0.11 | 0.06 |
|
Current Ratio
|
14.95 | 0.98 | 0.00 | 0.16 | 0.14 |
|
Quick Ratio
|
14.95 | 0.97 | 0.19 | 0.16 | 0.14 |
|
Interest Coverage
|
2.63 | 3.98 | 2.38 | 10.32 | 2.78 |
Operating Efficiency Ratios
| Partners Bancorp (PTRS) | First Horizon National Corporation (FHN) | UMB Financial (UMBF) | South State Corp (SSB) | Wintrust Financial (WTFC) | |
|---|---|---|---|---|---|
|
Debtors to sales (%)
|
7.17 | -- | 11.95 | 1,780.77 | 42.48 |
|
Asset Turnover
|
0.04 | 0.04 | 0.04 | 0.04 | 0.04 |
|
Receivable days
|
26.50 | 6,632.06 | 36.95 | 6,504.25 | 79.73 |
|
Inventory Days
|
30,571.43 | 9.94 | -9,646.71 | 5.91 | -3,657.64 |
|
Payable days
|
9,992.29 | 65,472.01 | 25,017.67 | 91,058.67 | 1,529.17 |
|
Cash Conversion Cycle
|
20,605.63 | 187,813.57 | -34,627.43 | -84,548.51 | -5,107.08 |