Market cap
$129 Mln
Revenue (TTM)
$66 Mln
P/E Ratio
8
P/B Ratio
0.9
Div. Yield
2.2 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 2.96 | -0.43 | 13.78 | 15.38 | 19.15 |
| EBIT | 20.55 | -18.46 | 60.06 | 31.98 | 9.46 |
| Net Profit | 19.90 | 10.87 | 47.16 | 22.00 | 30.11 |
| EPS | 20.58 | 10.32 | 45.61 | 36.41 | 13.50 |
| Book Value | -- | -- | -2.00 | -14.79 | 5.20 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-22 | Dec-21 |
| EBIT-Margin
| 24.79 | 28.72 | 39.30 | 40.51 | 17.62 |
| Net Margin
| -- | -- | 24.03 | -- | -- |
| Return on equity
| 6.47 | 6.99 | 11.30 | 9.77 | 5.38 |
| Return on Capital
| 4.04 | 4.08 | -- | 6.35 | 3.37 |
| Return on Assets
| 0.57 | 0.63 | 0.85 | 0.85 | 0.47 |
| Debt to Equity (x)
| -- | -- | 0.30 | 0.66 | 0.41 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Partners Bancorp (PTRS)
|
--
|
6.35
|
3.37
|
2.38
|
3.29
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
11.30
Higher than Peers by 1.41
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Partners Bancorp (PTRS)
|
11.30
|
9.77
|
5.38
|
4.27
|
6.00
|
|
Peer Median
|
9.89
|
--
|
--
|
--
|
--
|
ROA
0.85
Lower than Peers by 0.11
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Partners Bancorp (PTRS)
|
0.85
|
0.85
|
0.47
|
0.41
|
0.59
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
39.30
Higher than Peers by 18.45
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Partners Bancorp (PTRS)
|
39.30
|
40.51
|
17.62
|
16.25
|
24.98
|
|
Peer Median
|
20.85
|
--
|
--
|
--
|
--
|
Net Margin
24.03
Higher than Peers by 3.99
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Partners Bancorp (PTRS)
|
24.03
|
22.25
|
13.52
|
12.47
|
17.26
|
|
Peer Median
|
20.04
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
Higher than Peers by 0.00
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Partners Bancorp (PTRS)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
13.78
Higher than Peers by 2.73
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Partners Bancorp (PTRS)
|
13.78
|
0.12
|
0.21
|
0.33
|
0.14
|
|
Peer Median
|
11.04
|
--
|
--
|
--
|
--
|
EBIT Growth
60.06
Higher than Peers by 71.10
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Partners Bancorp (PTRS)
|
60.06
|
156.66
|
30.68
|
-13.18
|
-35.50
|
|
Peer Median
|
-11.04
|
--
|
--
|
--
|
--
|
Net Profit Growth
47.16
Higher than Peers by 39.70
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Partners Bancorp (PTRS)
|
47.16
|
83.69
|
30.72
|
-3.62
|
7.30
|
|
Peer Median
|
7.46
|
--
|
--
|
--
|
--
|
EPS Growth
45.61
Higher than Peers by 39.71
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Partners Bancorp (PTRS)
|
45.61
|
0.82
|
0.31
|
-0.43
|
0.02
|
|
Peer Median
|
5.90
|
--
|
--
|
--
|
--
|
Book Value Growth
7.51
Lower than Peers by 1.30
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Partners Bancorp (PTRS)
|
7.51
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.81
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.30
Higher than Peers by 0.09
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Partners Bancorp (PTRS)
|
0.30
|
0.66
|
0.41
|
0.78
|
0.80
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.07
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Partners Bancorp (PTRS)
|
0.07
|
0.30
|
0.19
|
0.23
|
0.37
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
14.95
Higher than Peers by 14.64
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Partners Bancorp (PTRS)
|
14.95
|
2.13
|
16.44
|
901.68
|
3.57
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
14.95
Higher than Peers by 14.59
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Partners Bancorp (PTRS)
|
14.95
|
--
|
16.41
|
895.02
|
3.52
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
2.63
Higher than Peers by 0.88
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Partners Bancorp (PTRS)
|
2.63
|
3.72
|
1.09
|
0.61
|
1.03
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
7.17
Higher than Peers by 0.24
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Partners Bancorp (PTRS)
|
7.17
|
7.46
|
7.87
|
11.50
|
9.21
|
|
Peer Median
|
6.93
|
--
|
--
|
--
|
--
|
Asset Turnover
0.04
Lower than Peers by 0.01
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Partners Bancorp (PTRS)
|
0.04
|
0.04
|
0.03
|
0.03
|
0.03
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Partners Bancorp (PTRS)
|
--
|
26.50
|
31.79
|
33.60
|
28.08
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Partners Bancorp (PTRS)
|
--
|
30,571.43
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Partners Bancorp (PTRS)
|
--
|
9,992.29
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Partners Bancorp (PTRS)
|
--
|
20,605.63
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
8.03
Lower than Peers by 4.76
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Partners Bancorp (PTRS)
|
8.03
|
11.73
|
23.62
|
20.45
|
14.41
|
|
Peer Median
|
12.79
|
--
|
--
|
--
|
--
|
Price / Book Value
0.90
Lower than Peers by 0.43
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Partners Bancorp (PTRS)
|
0.90
|
1.15
|
1.25
|
0.86
|
0.65
|
|
Peer Median
|
1.33
|
--
|
--
|
--
|
--
|
Dividend Yield
2.24
Lower than Peers by 0.24
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Partners Bancorp (PTRS)
|
2.24
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.48
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Partners Bancorp (PTRS)
|
--
|
-0.02
|
-19.50
|
-16.69
|
1.92
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
129
Lower than Peers by 180
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-22
|
Dec-21
|
Dec-20
|
Dec-19
|
|---|---|---|---|---|---|
|
Partners Bancorp (PTRS)
|
129
|
--
|
--
|
--
|
--
|
|
Peer Median
|
309
|
--
|
--
|
--
|
--
|