Orrstown Financial Services (ORRF) Financials

$42.53

$0.06 (0.13%)

As on 15-Sep-2026 15:32EDT

Market cap

$833 Mln

Revenue (TTM)

$359 Mln

P/E Ratio

9.5

P/B Ratio

1.3

Div. Yield

2.7 %

Annual
Quarterly

Income Statement ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Operating Revenue	358.74	353.86	284.09	174.30	134.32	121.65
Cost of Revenue	104.18	103.89	110.23	46.67	13.21	7.81
Gross Profit	254.56	249.97	173.86	127.62	121.11	113.83
Operating Expenses	147.15	147.26	146.06	82.59	94.49	72.94
Operating Profit (EBIT)	107.41	102.71	27.81	45.03	26.62	40.90
Other Income	--	--	--	--	--	--
Profit before Tax	107.34	102.64	27.81	45.03	26.62	40.90
Provision for Tax	21.01	21.78	5.76	9.37	4.58	8.01
Profit after Tax (Net Income)	86.32	80.86	22.05	35.66	22.04	32.88
Minority Interest	--	--	--	--	--	--
Consolidated Profit	--	--	--	--	22.04	32.88

Liabilities ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Shareholder's Funds	621.65	591.54	516.68	265.06	228.90	271.66
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	80.07	4,055.27	275.95	230.59	61.85	33.86
Current Liabilities	4,902.39	895.45	4,648.96	2,568.60	61.85	40.82
Total Liabilities	10,514.54	5,542.26	5,441.59	3,064.24	2,922.41	2,834.57

Assets ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Non-Current Assets	186.18	192.70	4,341.95	2,471.93	564.86	529.39
Current Assets	1,027.39	1,016.30	1,099.64	592.31	585.58	689.38
Total Assets	6,639.54	5,542.26	5,441.59	3,064.24	2,922.41	2,834.57
Total Debt*	282.36	336.37	209.91	179.38	261.83	58.76
Net Current Assets	--	--	--	--	--	--

Cashflow ($ Mln)	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Cash From Operating Activities	--	74.73	34.96	43.70	36.19	40.81
Cash Flow from Investing Activities	--	-181.96	60.99	-153.25	-270.99	-2.01
Cash from Financing Activities	--	8.13	87.76	113.89	86.91	44.65
Net Cash Inflow / Outflow	--	--	--	--	-147.89	83.45

Financials Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Adjusted EPS ($)	4.62	4.83	1.14	3.42	2.09	2.96
Cash EPS ($)	--	5.74	1.64	3.83	2.19	3.07
Adjusted Book Value ($)	--	35.30	26.77	25.44	21.70	24.44
Dividend per Share ($)	--	--	--	--	--	--
Cash Flow per Share ($)	--	4.46	1.81	4.19	3.43	3.67
Free Cash Flow per Share ($)	--	4.21	1.73	3.97	3.35	3.56

Profitability Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
ROCE (%)	--	9.77	3.77	7.63	5.37	8.85
ROE (%)	14.23	14.59	5.64	14.44	8.81	12.70
ROA (%)	1.34	1.47	0.52	1.19	0.77	1.18
EBIT Margin (%)	23.07	29.03	9.79	25.84	19.82	33.62
Net Margin (%)	24.06	22.85	7.76	20.46	16.41	27.03
Cash Profit Margin (%)	0.00	--	--	--	--	--

Growth Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Revenue Growth (%)	0.03	0.25	0.63	0.30	0.10	-0.04
EBIT Growth (%)	51.26	269.39	-38.25	69.20	-34.92	25.79
Net Profit Growth (%)	99.45	266.69	-38.17	61.83	-32.98	24.25
EPS Growth (%)	106.68	3.22	-0.67	0.64	-0.29	0.24
Book Value Growth (%)	12.82	--	--	--	--	--

Valuation Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Price / Earnings	9.51	7.34	32.04	8.62	11.09	8.52
Price / Book Value	1.34	1.00	1.37	1.16	1.07	1.03
Dividend Yield (%)	2.68	--	--	--	--	--
EV/EBITDA	--	-0.56	-4.32	-1.86	-2.19	-7.41
Close Price ($)	40.83	35.42	36.61	29.50	23.16	25.20
High Price ($)	41.52	38.38	41.99	29.79	28.42	25.91
Low Price ($)	31.51	25.57	24.70	15.52	21.81	16.28
Market Cap ($ Cr)	832.81	--	--	--	--	--

Solvency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Debt to Equity	0.45	0.57	0.41	0.68	1.14	0.22
Short term debt to equity ratio	0.45	0.04	0.05	0.04	0.54	0.09
Current Ratio	0.21	1.13	0.24	0.23	9.47	16.89
Quick Ratio	0.21	--	--	0.22	10.63	22.20
Interest Coverage	2.04	0.99	0.30	1.00	2.95	6.08

Operating Efficiency Ratios	TTM	Dec-25	Dec-24	Dec-23	Dec-22	Dec-21	Dec-20	Dec-19	Dec-18	Dec-17	Dec-16
Debtors to sales (%)	5.52	6.07	7.41	7.82	8.21	6.77
Asset Turnover	0.06	0.06	0.07	0.06	0.05	0.04
Receivable days	--	21.95	22.30	25.84	26.19	25.76
Inventory Days	--	--	62.81	-206.97	-3,991.90	-8,209.57
Payable days	--	--	--	484.02	1,419.17	1,843.53
Cash Conversion Cycle	--	--	--	-665.15	-5,384.89	-10,027.33

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.