Washington Trust Bancorp (WASH) Key Ratios
$40.38
As on 04-Sep-2026 13:34EDT
Market cap
$753 Mln
Revenue (TTM)
$382 Mln
P/E Ratio
13.7
P/B Ratio
1.4
Div. Yield
5.6 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 1.93 | -2.18 | 27.34 | 6.61 | 8.46 |
| EBIT | 26.18 | 18.30 | 311.04 | -1.91 | -5.87 |
| Net Profit | 26.83 | 20.66 | 327.18 | -2.25 | -5.83 |
| EPS | 26.63 | 21.72 | 288.64 | -5.71 | -7.67 |
| Book Value | -- | -- | -0.92 | 2.70 | -1.61 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 6.89 | 19.23 | 18.58 | 17.69 | -12.49 |
| Net Margin
| -- | -- | 14.51 | -- | -- |
| Return on equity
| 4.88 | 8.54 | 10.10 | 10.02 | -5.77 |
| Return on Capital
| 1.63 | 3.84 | -- | 3.55 | -1.65 |
| Return on Assets
| 0.36 | 0.71 | 0.82 | 0.77 | -0.40 |
| Debt to Equity (x)
| -- | -- | 0.47 | 1.34 | 2.36 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Washington Trust Bancorp (WASH)
|
--
|
3.55
|
-1.65
|
3.01
|
6.38
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
10.10
Higher than Peers by 0.24
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Washington Trust Bancorp (WASH)
|
10.10
|
10.02
|
-5.77
|
10.40
|
14.08
|
|
Peer Median
|
9.86
|
--
|
--
|
--
|
--
|
ROA
0.82
Lower than Peers by 0.15
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Washington Trust Bancorp (WASH)
|
0.82
|
0.77
|
-0.40
|
0.70
|
1.15
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
18.58
Lower than Peers by 2.11
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Washington Trust Bancorp (WASH)
|
18.58
|
17.69
|
-12.49
|
15.48
|
35.47
|
|
Peer Median
|
20.69
|
--
|
--
|
--
|
--
|
Net Margin
14.51
Lower than Peers by 5.51
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Washington Trust Bancorp (WASH)
|
14.51
|
13.71
|
-9.03
|
13.21
|
27.88
|
|
Peer Median
|
20.02
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
Higher than Peers by 0.00
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Washington Trust Bancorp (WASH)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
27.34
Higher than Peers by 16.31
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Washington Trust Bancorp (WASH)
|
27.34
|
0.23
|
-0.15
|
0.42
|
0.05
|
|
Peer Median
|
11.03
|
--
|
--
|
--
|
--
|
EBIT Growth
311.04
Higher than Peers by 322.91
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Washington Trust Bancorp (WASH)
|
311.04
|
273.66
|
-168.73
|
-38.05
|
-7.15
|
|
Peer Median
|
-11.87
|
--
|
--
|
--
|
--
|
Net Profit Growth
327.18
Higher than Peers by 320.13
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Washington Trust Bancorp (WASH)
|
327.18
|
286.19
|
-158.24
|
-32.79
|
-6.75
|
|
Peer Median
|
7.06
|
--
|
--
|
--
|
--
|
EPS Growth
288.64
Higher than Peers by 282.94
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Washington Trust Bancorp (WASH)
|
288.64
|
2.70
|
-1.57
|
-0.32
|
-0.06
|
|
Peer Median
|
5.70
|
--
|
--
|
--
|
--
|
Book Value Growth
5.86
Lower than Peers by 2.86
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Washington Trust Bancorp (WASH)
|
5.86
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.71
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.47
Higher than Peers by 0.26
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Washington Trust Bancorp (WASH)
|
0.47
|
1.34
|
2.36
|
2.63
|
2.28
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Washington Trust Bancorp (WASH)
|
--
|
--
|
1.51
|
1.17
|
0.07
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.00
Lower than Peers by 0.30
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Washington Trust Bancorp (WASH)
|
0.00
|
0.01
|
0.03
|
0.20
|
0.22
|
|
Peer Median
|
0.31
|
--
|
--
|
--
|
--
|
Quick Ratio
0.00
Lower than Peers by 0.35
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Washington Trust Bancorp (WASH)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
1.48
Lower than Peers by 0.27
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Washington Trust Bancorp (WASH)
|
1.48
|
0.41
|
-0.18
|
0.33
|
2.37
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
--
--
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Washington Trust Bancorp (WASH)
|
--
|
--
|
--
|
--
|
1.98
|
|
Peer Median
|
6.93
|
--
|
--
|
--
|
--
|
Asset Turnover
0.06
Higher than Peers by 0.01
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Washington Trust Bancorp (WASH)
|
0.06
|
0.06
|
0.04
|
0.05
|
0.04
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Washington Trust Bancorp (WASH)
|
--
|
--
|
--
|
5.11
|
8.31
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Washington Trust Bancorp (WASH)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Washington Trust Bancorp (WASH)
|
--
|
--
|
--
|
10,489.62
|
49,120.91
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Washington Trust Bancorp (WASH)
|
--
|
--
|
--
|
--
|
--
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
13.66
Higher than Peers by 0.82
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Washington Trust Bancorp (WASH)
|
13.66
|
10.84
|
-19.50
|
11.47
|
11.40
|
|
Peer Median
|
12.84
|
--
|
--
|
--
|
--
|
Price / Book Value
1.37
Higher than Peers by 0.07
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Washington Trust Bancorp (WASH)
|
1.37
|
1.04
|
1.09
|
1.17
|
1.80
|
|
Peer Median
|
1.31
|
--
|
--
|
--
|
--
|
Dividend Yield
5.62
Higher than Peers by 3.16
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Washington Trust Bancorp (WASH)
|
5.62
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.46
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Washington Trust Bancorp (WASH)
|
--
|
17.45
|
-45.42
|
11.53
|
7.72
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
753
Higher than Peers by 425
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Washington Trust Bancorp (WASH)
|
753
|
--
|
--
|
--
|
--
|
|
Peer Median
|
328
|
--
|
--
|
--
|
--
|