Market cap
$1,034 Mln
Revenue (TTM)
$469 Mln
P/E Ratio
10.8
P/B Ratio
1.2
Div. Yield
2.2 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 13.32 | 35.75 | 27.22 | 18.17 | 18.15 |
| EBIT | 51.96 | 103.83 | 61.69 | 11.81 | 15.02 |
| Net Profit | 4.69 | 102.81 | 76.35 | 15.20 | 16.99 |
| EPS | 4.50 | 43.89 | 27.84 | 1.78 | 5.02 |
| Book Value | -- | -- | 1.58 | 5.64 | 3.71 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 20.46 | 25.46 | 23.26 | 20.37 | 18.71 |
| Net Margin
| -- | -- | 20.46 | -- | -- |
| Return on equity
| 9.56 | 11.02 | 10.78 | 8.92 | 9.23 |
| Return on Capital
| 7.09 | 8.19 | -- | 6.81 | 7.43 |
| Return on Assets
| 0.95 | 1.03 | 1.21 | 0.91 | 0.91 |
| Debt to Equity (x)
| -- | -- | 0.06 | 0.36 | 0.24 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNB Financial (CCNE)
|
--
|
6.81
|
7.43
|
7.04
|
8.52
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
10.78
Higher than Peers by 0.89
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNB Financial (CCNE)
|
10.78
|
8.92
|
9.23
|
10.53
|
12.98
|
|
Peer Median
|
9.89
|
--
|
--
|
--
|
--
|
ROA
1.21
Higher than Peers by 0.25
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNB Financial (CCNE)
|
1.21
|
0.91
|
0.91
|
1.03
|
1.17
|
|
Peer Median
|
0.96
|
--
|
--
|
--
|
--
|
EBIT Margin
23.26
Higher than Peers by 2.41
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNB Financial (CCNE)
|
23.26
|
20.37
|
18.71
|
22.31
|
32.09
|
|
Peer Median
|
20.85
|
--
|
--
|
--
|
--
|
Net Margin
20.46
Higher than Peers by 0.35
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNB Financial (CCNE)
|
20.46
|
16.33
|
15.16
|
18.02
|
25.93
|
|
Peer Median
|
20.11
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
No difference
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNB Financial (CCNE)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
27.22
Higher than Peers by 16.12
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNB Financial (CCNE)
|
27.22
|
0.12
|
0.12
|
0.32
|
0.16
|
|
Peer Median
|
11.10
|
--
|
--
|
--
|
--
|
EBIT Growth
61.69
Higher than Peers by 73.19
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNB Financial (CCNE)
|
61.69
|
22.43
|
-6.22
|
-8.16
|
10.51
|
|
Peer Median
|
-11.50
|
--
|
--
|
--
|
--
|
Net Profit Growth
76.35
Higher than Peers by 69.08
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNB Financial (CCNE)
|
76.35
|
21.17
|
-5.94
|
-8.18
|
9.50
|
|
Peer Median
|
7.27
|
--
|
--
|
--
|
--
|
EPS Growth
27.84
Higher than Peers by 21.99
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNB Financial (CCNE)
|
27.84
|
-0.14
|
-0.06
|
-0.07
|
-0.13
|
|
Peer Median
|
5.84
|
--
|
--
|
--
|
--
|
Book Value Growth
1.25
Lower than Peers by 7.48
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNB Financial (CCNE)
|
1.25
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.74
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
0.06
Lower than Peers by 0.15
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNB Financial (CCNE)
|
0.06
|
0.36
|
0.24
|
0.25
|
0.76
|
|
Peer Median
|
0.21
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.18
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNB Financial (CCNE)
|
0.18
|
0.19
|
--
|
0.00
|
0.50
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.72
Higher than Peers by 0.42
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNB Financial (CCNE)
|
0.72
|
0.13
|
0.16
|
0.11
|
0.11
|
|
Peer Median
|
0.30
|
--
|
--
|
--
|
--
|
Quick Ratio
0.72
Higher than Peers by 0.36
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNB Financial (CCNE)
|
0.72
|
--
|
--
|
0.99
|
0.14
|
|
Peer Median
|
0.36
|
--
|
--
|
--
|
--
|
Interest Coverage
1.74
Lower than Peers by 0.01
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNB Financial (CCNE)
|
1.74
|
0.55
|
0.49
|
0.69
|
3.25
|
|
Peer Median
|
1.75
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
7.06
Higher than Peers by 0.12
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNB Financial (CCNE)
|
7.06
|
1,587.38
|
1,267.08
|
1,373.47
|
25.50
|
|
Peer Median
|
6.93
|
--
|
--
|
--
|
--
|
Asset Turnover
0.06
Higher than Peers by 0.01
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNB Financial (CCNE)
|
0.06
|
0.06
|
0.06
|
0.06
|
0.05
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNB Financial (CCNE)
|
--
|
4,956.59
|
4,557.52
|
2,543.53
|
77.04
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNB Financial (CCNE)
|
--
|
--
|
-10,836.34
|
-7,489.50
|
-5,010.73
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNB Financial (CCNE)
|
--
|
--
|
--
|
170.47
|
538.39
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNB Financial (CCNE)
|
--
|
--
|
--
|
-5,116.44
|
-5,472.07
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
10.81
Lower than Peers by 2.14
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNB Financial (CCNE)
|
10.81
|
11.63
|
9.53
|
8.14
|
7.94
|
|
Peer Median
|
12.95
|
--
|
--
|
--
|
--
|
Price / Book Value
1.19
Lower than Peers by 0.13
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNB Financial (CCNE)
|
1.19
|
0.88
|
0.85
|
0.83
|
0.95
|
|
Peer Median
|
1.32
|
--
|
--
|
--
|
--
|
Dividend Yield
2.15
Lower than Peers by 0.30
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNB Financial (CCNE)
|
2.15
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.45
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNB Financial (CCNE)
|
--
|
1.50
|
-2.40
|
0.64
|
5.04
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
1,034
Higher than Peers by 717
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
CNB Financial (CCNE)
|
1,034
|
--
|
--
|
--
|
--
|
|
Peer Median
|
317
|
--
|
--
|
--
|
--
|