Valley National Bancorp (VLY) Key Ratios
$14.10
As on 28-Oct-2026 16:09EDT
Market cap
$7,770 Mln
Revenue (TTM)
$3,026 Mln
P/E Ratio
11.2
P/B Ratio
1
Div. Yield
0.8 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 186.93 | 4.94 | -13.28 | -1.66 | 15.17 |
| EBIT | -- | -- | -63.73 | -35.71 | -18.77 |
| Net Profit | 20.72 | 26.29 | 42.10 | 6.80 | 9.67 |
| EPS | 21.09 | 28.02 | 41.92 | 3.54 | 2.98 |
| Book Value | -- | -- | 0.88 | 3.38 | 4.18 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Dec-25 | Dec-24 |
| EBIT-Margin
| 17.93 | 26.52 | 7.33 | 21.30 | 12.28 |
| Net Margin
| -- | -- | 24.34 | -- | -- |
| Return on equity
| 6.95 | 8.11 | 9.37 | 7.85 | 5.38 |
| Return on Capital
| 4.72 | 5.45 | -- | 5.35 | 3.53 |
| Return on Assets
| 0.80 | 0.93 | 1.04 | 0.94 | 0.62 |
| Debt to Equity (x)
| -- | -- | 0.00 | 0.44 | 0.50 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Valley National Bancorp (VLY)
|
--
|
5.35
|
3.53
|
5.27
|
7.11
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
9.37
Lower than Peers by 0.54
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Valley National Bancorp (VLY)
|
9.37
|
7.85
|
5.38
|
7.61
|
9.91
|
|
Peer Median
|
9.91
|
--
|
--
|
--
|
--
|
ROA
1.04
Higher than Peers by 0.07
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Valley National Bancorp (VLY)
|
1.04
|
0.94
|
0.62
|
0.84
|
1.13
|
|
Peer Median
|
0.97
|
--
|
--
|
--
|
--
|
EBIT Margin
7.33
Lower than Peers by 13.61
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Valley National Bancorp (VLY)
|
7.33
|
21.30
|
12.28
|
20.23
|
35.76
|
|
Peer Median
|
20.93
|
--
|
--
|
--
|
--
|
Net Margin
24.34
Higher than Peers by 3.77
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Valley National Bancorp (VLY)
|
24.34
|
17.12
|
10.65
|
14.87
|
26.06
|
|
Peer Median
|
20.58
|
--
|
--
|
--
|
--
|
Cash Profit Margin
0.00
No difference
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Valley National Bancorp (VLY)
|
0.00
|
--
|
--
|
--
|
--
|
|
Peer Median
|
0.00
|
--
|
--
|
--
|
--
|
Revenue Growth
-13.28
Lower than Peers by 23.90
Year on year growth in net sales
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Valley National Bancorp (VLY)
|
-13.28
|
-0.02
|
0.07
|
0.54
|
0.47
|
|
Peer Median
|
10.62
|
--
|
--
|
--
|
--
|
EBIT Growth
-63.73
Lower than Peers by 53.49
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Valley National Bancorp (VLY)
|
-63.73
|
69.63
|
-35.35
|
-13.11
|
21.84
|
|
Peer Median
|
-10.24
|
--
|
--
|
--
|
--
|
Net Profit Growth
42.10
Higher than Peers by 34.59
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Valley National Bancorp (VLY)
|
42.10
|
57.25
|
-23.72
|
-12.37
|
20.05
|
|
Peer Median
|
7.51
|
--
|
--
|
--
|
--
|
EPS Growth
41.92
Higher than Peers by 35.87
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Valley National Bancorp (VLY)
|
41.92
|
0.51
|
-0.28
|
-0.12
|
-0.02
|
|
Peer Median
|
6.04
|
--
|
--
|
--
|
--
|
Book Value Growth
4.02
Lower than Peers by 4.59
Year on year growth in book value per share
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Valley National Bancorp (VLY)
|
4.02
|
--
|
--
|
--
|
--
|
|
Peer Median
|
8.61
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Valley National Bancorp (VLY)
|
--
|
0.44
|
0.50
|
0.55
|
0.33
|
|
Peer Median
|
0.19
|
--
|
--
|
--
|
--
|
Short term debt to equity ratio
0.01
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Valley National Bancorp (VLY)
|
0.01
|
0.10
|
0.01
|
0.14
|
0.02
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
0.17
Lower than Peers by 0.11
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Valley National Bancorp (VLY)
|
0.17
|
0.75
|
0.05
|
0.05
|
0.05
|
|
Peer Median
|
0.28
|
--
|
--
|
--
|
--
|
Quick Ratio
0.17
Lower than Peers by 0.15
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Valley National Bancorp (VLY)
|
0.17
|
--
|
--
|
0.05
|
0.07
|
|
Peer Median
|
0.33
|
--
|
--
|
--
|
--
|
Interest Coverage
1.68
Lower than Peers by 0.11
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Valley National Bancorp (VLY)
|
1.68
|
0.51
|
0.25
|
0.46
|
2.43
|
|
Peer Median
|
1.78
|
--
|
--
|
--
|
--
|
Operating Efficiency
Debtors to sales
8.59
Higher than Peers by 1.70
Debtors outstanding / Net Sales * 100
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Valley National Bancorp (VLY)
|
8.59
|
6.98
|
6.72
|
7.32
|
9.01
|
|
Peer Median
|
6.90
|
--
|
--
|
--
|
--
|
Asset Turnover
0.04
Lower than Peers by 0.01
Sales / Average Total Assets
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Valley National Bancorp (VLY)
|
0.04
|
0.06
|
0.06
|
0.06
|
0.04
|
|
Peer Median
|
0.05
|
--
|
--
|
--
|
--
|
Receivable days
--
--
Average Debtors / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Valley National Bancorp (VLY)
|
--
|
25.30
|
24.82
|
24.08
|
24.55
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Inventory Days
--
--
Average Inventory / Sales * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Valley National Bancorp (VLY)
|
--
|
--
|
6.92
|
-134.85
|
-1,621.33
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Payable days
--
--
Average Creditors / Cost of goods sold * 365
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Valley National Bancorp (VLY)
|
--
|
--
|
--
|
319.22
|
17,886.06
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Cash Conversion Cycle
--
--
Receivable Days + Inventory Days - Payable Days
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Valley National Bancorp (VLY)
|
--
|
--
|
--
|
-429.99
|
-19,482.83
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
11.16
Lower than Peers by 1.14
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Valley National Bancorp (VLY)
|
11.16
|
10.98
|
12.87
|
11.10
|
10.13
|
|
Peer Median
|
12.29
|
--
|
--
|
--
|
--
|
Price / Book Value
0.96
Lower than Peers by 0.31
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Valley National Bancorp (VLY)
|
0.96
|
0.84
|
0.66
|
0.83
|
0.90
|
|
Peer Median
|
1.26
|
--
|
--
|
--
|
--
|
Dividend Yield
0.80
Lower than Peers by 1.44
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Valley National Bancorp (VLY)
|
0.80
|
--
|
--
|
--
|
--
|
|
Peer Median
|
2.24
|
--
|
--
|
--
|
--
|
EV/EBITDA
--
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Valley National Bancorp (VLY)
|
--
|
6.74
|
12.49
|
9.26
|
6.57
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Market Cap
7,770
Higher than Peers by 7,495
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Dec-25
|
Dec-24
|
Dec-23
|
Dec-22
|
|---|---|---|---|---|---|
|
Valley National Bancorp (VLY)
|
7,770
|
--
|
--
|
--
|
--
|
|
Peer Median
|
275
|
--
|
--
|
--
|
--
|