Westamerica Bancorporation (WABC) Peer Comparison
$61.00
As on 20-Oct-2026 16:00EDT
Market cap
$1,416 Mln
Revenue (TTM)
$266 Mln
P/E Ratio
13.6
P/B Ratio
1.3
Div. Yield
3.1 %
| Westamerica Bancorporation (WABC) | First Horizon National Corporation (FHN) | First Financial Bankshares (FFIN) | Independent Bank (INDB) | Simmons First National Corporation Class A (SFNC) | |
|---|---|---|---|---|---|
Market cap ($ Mln) |
1,416 | 10,840 | 4,367 | 3,784 | 3,189 |
Revenue ($ Mln) |
266 | 4,143 | 878 | 1,264 | 1,372 |
Net Profit ($ Mln) |
110.70 | 712.00 | 291.06 | 326.84 | 260.43 |
Net Margin (%) |
41.63 | 17.19 | 33.16 | 25.85 | 18.97 |
RoE (%) |
13.24 | 7.78 | 15.41 | 9.35 | 7.67 |
Price to Earnings |
13.59 | 16.58 | 15.71 | 11.76 | -- |
Price-To-Book |
1.34 | 1.29 | 2.29 | 1.08 | 0.95 |
Income Statement ($ Mln)
| Westamerica Bancorporation (WABC) | First Horizon National Corporation (FHN) | First Financial Bankshares (FFIN) | Independent Bank (INDB) | Simmons First National Corporation Class A (SFNC) | |
|---|---|---|---|---|---|
|
Operating Revenue
|
265.93 | 4,143.00 | 877.74 | 1,264.21 | 1,372.47 |
|
Cost of Revenue
|
13.42 | 1,090.00 | 207.75 | 331.45 | 471.72 |
|
Gross Profit
|
258.70 | 3,356.00 | 593.11 | 792.88 | 36.36 |
|
Operating Expenses
|
103.63 | 2,109.00 | 314.09 | 575.98 | 609.88 |
|
Operating Profit (EBIT)
|
148.88 | 944.00 | 355.91 | 356.79 | 290.88 |
|
Other Income
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Profit before Tax
|
148.88 | 929.00 | 355.91 | 422.94 | 320.45 |
|
Provision for Tax
|
38.18 | 202.00 | 64.85 | 96.10 | 60.03 |
|
Profit after Tax (Net Income)
|
110.70 | 712.00 | 291.06 | 326.84 | 260.43 |
|
Minority Interest
|
0.00 | -12.00 | 0.00 | 0.00 | 0.00 |
|
Consolidated Profit
|
0.00 | 257.00 | 0.00 | 0.00 | 0.00 |
Liabilities ($ Mln)
| Westamerica Bancorporation (WABC) | First Horizon National Corporation (FHN) | First Financial Bankshares (FFIN) | Independent Bank (INDB) | Simmons First National Corporation Class A (SFNC) | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
789.67 | 8,830.00 | 1,832.56 | 3,452.34 | 3,349.80 |
|
Minority Interest
|
0.00 | -12.00 | 0.00 | 0.00 | 0.00 |
|
Non-Current Liabilities
|
4,865.04 | 72,389.00 | -43.09 | 915.09 | 2,009.09 |
|
Current Liabilities
|
139.06 | 2,804.00 | 43.09 | 20,644.67 | 18,715.59 |
|
Total Liabilities
|
5,960.18 | 83,876.00 | 15,446.48 | 24,912.90 | 24,540.88 |
Assets ($ Mln)
| Westamerica Bancorporation (WABC) | First Horizon National Corporation (FHN) | First Financial Bankshares (FFIN) | Independent Bank (INDB) | Simmons First National Corporation Class A (SFNC) | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
5,471.26 | 83,388.00 | 14,984.05 | 20,836.29 | 20,441.61 |
|
Current Assets
|
322.51 | 930.00 | 178.82 | 4,175.81 | 3,632.87 |
|
Total Assets
|
5,960.18 | 83,876.00 | 15,446.48 | 24,912.90 | 24,540.88 |
|
Total Debt*
|
139.06 | 4,123.00 | 64.94 | 627.15 | 1,767.08 |
|
Net Current Assets
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Cashflow ($ Mln)
| Westamerica Bancorporation (WABC) | First Horizon National Corporation (FHN) | First Financial Bankshares (FFIN) | Independent Bank (INDB) | Simmons First National Corporation Class A (SFNC) | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
121.90 | 988.00 | 320.58 | 251.16 | 461.19 |
|
Cash Flow from Investing Activities
|
149.67 | -1,454.00 | -1,037.36 | 5.05 | 1,560.47 |
|
Cash from Financing Activities
|
-305.20 | 524.00 | 1,031.35 | 295.80 | -1,997.13 |
|
Net Cash Inflow / Outflow
|
-- | -- | -- | -- | -- |
Ratios
Profitability Ratios
| Westamerica Bancorporation (WABC) | First Horizon National Corporation (FHN) | First Financial Bankshares (FFIN) | Independent Bank (INDB) | Simmons First National Corporation Class A (SFNC) | |
|---|---|---|---|---|---|
|
ROCE (%)
|
10.95 | 7.33 | 13.55 | 5.03 | -9.10 |
|
ROE (%)
|
13.24 | 7.78 | 15.41 | 9.35 | 7.67 |
|
ROA (%)
|
1.58 | 0.80 | 1.72 | 1.18 | 0.95 |
|
EBIT Margin (%)
|
41.76 | 25.13 | 19.97 | 18.96 | 17.04 |
|
Net Margin (%)
|
41.63 | 17.19 | 33.16 | 25.85 | 18.97 |
|
Cash Profit Margin (%)
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Growth Ratios
| Westamerica Bancorporation (WABC) | First Horizon National Corporation (FHN) | First Financial Bankshares (FFIN) | Independent Bank (INDB) | Simmons First National Corporation Class A (SFNC) | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
-4.37 | -13.53 | 9.32 | 17.63 | 119.40 |
|
EBIT Growth (%)
|
-31.69 | -9.32 | -40.79 | 4.11 | 141.21 |
|
Net Profit Growth (%)
|
-7.80 | -19.73 | 19.98 | 81.76 | 160.95 |
|
EPS Growth (%)
|
1.00 | -14.88 | 19.51 | 64.59 | 161.11 |
|
Book Value Growth (%)
|
-7.11 | 6.16 | -0.05 | 2.90 | -3.16 |
Valuation Ratios
| Westamerica Bancorporation (WABC) | First Horizon National Corporation (FHN) | First Financial Bankshares (FFIN) | Independent Bank (INDB) | Simmons First National Corporation Class A (SFNC) | |
|---|---|---|---|---|---|
|
Price / Earnings
|
10.23 | 12.06 | 16.90 | 17.63 | -6.89 |
|
Price / Book Value
|
1.27 | 1.34 | 2.24 | 1.01 | 0.80 |
|
Dividend Yield (%)
|
-- | -- | -- | -- | -- |
|
EV/EBITDA
|
-4.69 | 8.78 | -7.07 | 13.86 | 0.56 |
|
Market Cap ($ Cr)
|
-- | -- | -- | -- | -- |
Solvency Ratios
| Westamerica Bancorporation (WABC) | First Horizon National Corporation (FHN) | First Financial Bankshares (FFIN) | Independent Bank (INDB) | Simmons First National Corporation Class A (SFNC) | |
|---|---|---|---|---|---|
|
Debt to Equity
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Short term debt to equity ratio
|
0.18 | 0.32 | 0.02 | 0.03 | 0.03 |
|
Current Ratio
|
2.32 | 0.33 | 4.15 | 0.20 | 0.19 |
|
Quick Ratio
|
2.32 | 0.33 | 4.15 | 0.20 | 0.19 |
|
Interest Coverage
|
11.85 | 1.65 | 2.79 | 2.30 | 1.75 |
Operating Efficiency Ratios
| Westamerica Bancorporation (WABC) | First Horizon National Corporation (FHN) | First Financial Bankshares (FFIN) | Independent Bank (INDB) | Simmons First National Corporation Class A (SFNC) | |
|---|---|---|---|---|---|
|
Debtors to sales (%)
|
0.00 | 0.00 | 0.00 | 0.00 | 8.02 |
|
Asset Turnover
|
0.04 | 0.05 | 0.05 | 0.05 | 0.05 |
|
Receivable days
|
54.92 | 4,646.62 | 3,561.72 | 2.82 | 66.23 |
|
Inventory Days
|
-- | -- | -- | -- | -- |
|
Payable days
|
-- | 15,129.51 | 20,948.46 | -- | -- |
|
Cash Conversion Cycle
|
-- | -- | -- | -- | -- |