World Acceptance (WRLD) Peer Comparison
$164.47
$-11.45
(-6.51%)
As on 30-Oct-2026 16:23EST
Market cap
$767 Mln
Revenue (TTM)
$597 Mln
P/E Ratio
16.2
P/B Ratio
2.2
Div. Yield
0 %
Edit
| World Acceptance (WRLD) | Ally Financial (ALLY) | FirstCash Holdings (FCFS) | OneMain Holdings (OMF) | Credit Acceptance (CACC) | |
|---|---|---|---|---|---|
Market cap ($ Mln) |
767 | 12,058 | 7,773 | 6,827 | 4,826 |
Revenue ($ Mln) |
597 | 16,044 | 4,286 | 6,527 | 2,342 |
Net Profit ($ Mln) |
50.05 | 1,489.00 | 406.49 | 767.00 | 337.10 |
Net Margin (%) |
8.39 | 9.28 | 9.48 | 11.75 | 14.39 |
RoE (%) |
14.30 | 9.74 | 17.78 | 22.67 | 23.22 |
Price to Earnings |
16.16 | 9.07 | 19.62 | 8.94 | 12.74 |
Price-To-Book |
2.19 | 0.91 | 3.42 | 1.96 | 3.39 |
Income Statement ($ Mln)
| World Acceptance (WRLD) | Ally Financial (ALLY) | FirstCash Holdings (FCFS) | OneMain Holdings (OMF) | Credit Acceptance (CACC) | |
|---|---|---|---|---|---|
|
Operating Revenue
|
585.17 | 12,154.00 | 3,661.04 | 6,242.00 | 2,317.20 |
|
Cost of Revenue
|
238.05 | 5,836.00 | 1,769.54 | 3,269.00 | 29.00 |
|
Gross Profit
|
347.12 | 6,318.00 | 1,891.51 | 2,973.00 | 2,288.20 |
|
Operating Expenses
|
301.88 | 5,267.00 | 1,329.28 | 1,972.00 | 1,184.50 |
|
Operating Profit (EBIT)
|
45.24 | 1,051.00 | 562.23 | 1,001.00 | 1,103.70 |
|
Other Income
|
-- | -- | -- | -- | -- |
|
Profit before Tax
|
45.24 | 1,051.00 | 447.56 | 1,001.00 | 565.40 |
|
Provision for Tax
|
10.66 | 199.00 | 117.19 | 218.00 | 141.50 |
|
Profit after Tax (Net Income)
|
34.59 | 852.00 | 330.38 | 783.00 | 423.90 |
|
Minority Interest
|
-- | -- | -- | -- | -- |
|
Consolidated Profit
|
-- | 742.00 | -- | 783.00 | -- |
Liabilities ($ Mln)
| World Acceptance (WRLD) | Ally Financial (ALLY) | FirstCash Holdings (FCFS) | OneMain Holdings (OMF) | Credit Acceptance (CACC) | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
351.01 | 15,498.00 | 2,276.76 | 3,401.00 | 1,523.60 |
|
Minority Interest
|
-- | -- | -- | -- | -- |
|
Non-Current Liabilities
|
665.12 | 17,070.00 | 2,616.19 | 23,987.00 | 5,891.40 |
|
Current Liabilities
|
38.00 | 163,434.00 | 407.81 | -- | 2,183.50 |
|
Total Liabilities
|
1,054.12 | 196,002.00 | 5,300.76 | 27,388.00 | 9,598.50 |
Assets ($ Mln)
| World Acceptance (WRLD) | Ally Financial (ALLY) | FirstCash Holdings (FCFS) | OneMain Holdings (OMF) | Credit Acceptance (CACC) | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
1,024.75 | 48,615.00 | 3,444.30 | 25,354.00 | 9,021.00 |
|
Current Assets
|
29.37 | 147,387.00 | 1,856.47 | 2,034.00 | 577.50 |
|
Total Assets
|
1,054.12 | 196,002.00 | 5,300.76 | 27,388.00 | 9,598.50 |
|
Total Debt*
|
661.19 | 21,765.00 | 2,817.59 | 22,694.00 | 6,353.90 |
|
Net Current Assets
|
-- | -- | 1,448.65 | -- | 8,086.50 |
Cashflow ($ Mln)
| World Acceptance (WRLD) | Ally Financial (ALLY) | FirstCash Holdings (FCFS) | OneMain Holdings (OMF) | Credit Acceptance (CACC) | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
259.36 | 3,628.00 | 585.94 | 3,130.00 | 1,054.60 |
|
Cash Flow from Investing Activities
|
-232.88 | -5,163.00 | -828.05 | -3,161.00 | -674.30 |
|
Cash from Financing Activities
|
-6.83 | 1,956.00 | 176.41 | 520.00 | -724.60 |
|
Net Cash Inflow / Outflow
|
-- | -- | -- | -- | -- |
Ratios
Profitability Ratios
| World Acceptance (WRLD) | Ally Financial (ALLY) | FirstCash Holdings (FCFS) | OneMain Holdings (OMF) | Credit Acceptance (CACC) | |
|---|---|---|---|---|---|
|
ROCE (%)
|
3.50 | 2.42 | 7.18 | 3.09 | 5.31 |
|
ROE (%)
|
8.78 | 5.80 | 15.26 | 23.76 | 25.90 |
|
ROA (%)
|
3.35 | 0.44 | 6.76 | 2.94 | 4.38 |
|
EBIT Margin (%)
|
-- | -- | -- | -- | -- |
|
Net Margin (%)
|
5.91 | 7.01 | 9.02 | 12.54 | 18.29 |
|
Cash Profit Margin (%)
|
-- | -- | -- | -- | -- |
Growth Ratios
| World Acceptance (WRLD) | Ally Financial (ALLY) | FirstCash Holdings (FCFS) | OneMain Holdings (OMF) | Credit Acceptance (CACC) | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
0.04 | -0.26 | 0.08 | 0.09 | 0.09 |
|
EBIT Growth (%)
|
-- | -- | -- | -- | -- |
|
Net Profit Growth (%)
|
-61.46 | 27.54 | 27.65 | 53.83 | 71.00 |
|
EPS Growth (%)
|
-0.56 | 0.26 | 0.30 | 0.56 | 0.91 |
|
Book Value Growth (%)
|
-- | -- | -- | -- | -- |
Valuation Ratios
| World Acceptance (WRLD) | Ally Financial (ALLY) | FirstCash Holdings (FCFS) | OneMain Holdings (OMF) | Credit Acceptance (CACC) | |
|---|---|---|---|---|---|
|
Price / Earnings
|
18.53 | 16.71 | 21.37 | 10.21 | 11.62 |
|
Price / Book Value
|
1.83 | 0.92 | 3.10 | 2.35 | 3.23 |
|
Dividend Yield (%)
|
-- | -- | -- | -- | -- |
|
EV/EBITDA
|
23.90 | 2.74 | 9.75 | 22.79 | 10.21 |
|
Market Cap ($ Cr)
|
-- | -- | -- | -- | -- |
Solvency Ratios
| World Acceptance (WRLD) | Ally Financial (ALLY) | FirstCash Holdings (FCFS) | OneMain Holdings (OMF) | Credit Acceptance (CACC) | |
|---|---|---|---|---|---|
|
Debt to Equity
|
1.88 | 1.40 | 1.24 | 6.67 | 4.17 |
|
Short term debt to equity ratio
|
0.05 | 0.30 | 0.05 | 0.00 | 1.43 |
|
Current Ratio
|
0.77 | 0.90 | 4.55 | -- | 0.26 |
|
Quick Ratio
|
-- | -- | 3.36 | -- | -- |
|
Interest Coverage
|
0.92 | 0.16 | 4.69 | 0.79 | 2.22 |
Operating Efficiency Ratios
| World Acceptance (WRLD) | Ally Financial (ALLY) | FirstCash Holdings (FCFS) | OneMain Holdings (OMF) | Credit Acceptance (CACC) | |
|---|---|---|---|---|---|
|
Debtors to sales (%)
|
143.87 | 1,125.62 | 29.98 | 339.27 | 2.90 |
|
Asset Turnover
|
0.57 | 0.06 | 0.75 | 0.23 | 0.24 |
|
Receivable days
|
516.46 | 2,074.31 | 91.60 | 1,207.54 | 5.63 |
|
Inventory Days
|
0.00 | -- | 84.82 | -- | -- |
|
Payable days
|
61.65 | 4,789.18 | 5.95 | -- | 4,508.95 |
|
Cash Conversion Cycle
|
159.87 | -- | 170.47 | -- | -- |
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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