Home First Fin Peer Comparison

NSE: HOMEFIRST | BSE: 543259

₹1,210.10

₹8.70 (0.72%)

As on 04-Sep-2026 15:54IST

Market cap

₹12,653 Cr

Revenue (TTM)

₹1,999 Cr

P/E Ratio

21.8

P/B Ratio

2.8

Div. Yield

0.4 %

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	Home First Fin	LIC Housing Fin.	PNB Housing Fin	Aadhar Housing Fin	Sammaan Capital
Market cap (₹ Cr)	12,653	31,079	30,397	21,176	18,452
Revenue (₹ Cr)	1,999	28,683	8,692	3,817	7,418
Net Profit (₹ Cr)	581.34	5,734.11	2,315.08	1,140.96	-7,235.56
Net Margin (%)	28.96	19.99	26.65	29.77	-96.96
RoE (%)	13.89	14.36	12.45	15.98	-9.77
Price to Earnings	21.76	5.42	13.13	18.56	--
Price-To-Book	2.85	0.72	1.54	2.72	0.96

Income Statement (₹ Cr)

	Home First Fin	LIC Housing Fin.	PNB Housing Fin	Aadhar Housing Fin	Sammaan Capital
Operating Income	1,914.59	28,837.11	8,504.52	3,672.58	8,623.33
Other Income	8.13	12.87	397.16	34.29	780.59
Total Income	1,922.72	28,849.98	8,901.68	3,706.87	9,403.92
Interest Expense	795.88	19,770.55	5,011.16	1,364.39	4,791.36
PBT & Exceptional Items	707.75	7,100.15	2,970.61	1,421.83	-2,375.57
Operating Expenses	400.19	1,857.56	853.43	888.63	6,905.11
Exceptional Income/Expenses	--	--	--	-15.92	--
Profit before Tax	707.75	7,103.47	2,970.61	1,405.91	-2,375.57
Taxes	167.37	1,499.23	679.37	310.03	-568.11
Profit after Tax	540.38	5,604.24	2,291.24	1,095.88	-1,807.46
Minority Interest	--	4.11	--	--	--
Share of Associate	--	--	--	--	--
Consolidated Profit	540.38	5,603.66	2,291.24	1,095.88	-1,807.46

	Home First Fin	LIC Housing Fin.	PNB Housing Fin	Aadhar Housing Fin	Sammaan Capital
Shareholder's Funds	4,356.54	41,428.93	19,219.13	7,540.89	21,822.45
Minority Interest	--	4.11	--	--	--
Non-Current Liabilities	8,614.22	1,94,140.73	48,332.51	16,030.17	34,007.28
Current Liabilities	2,362.37	88,578.19	26,519.39	3,827.57	13,589.22
Total Liabilities	15,333.13	3,25,212.95	94,095.02	27,398.63	70,181.05

	Home First Fin	LIC Housing Fin.	PNB Housing Fin	Aadhar Housing Fin	Sammaan Capital
Non-Current Assets	13,559.65	3,21,669.49	89,897.19	25,871.55	62,235.63
Current Assets	1,773.48	2,482.47	4,173.84	1,527.08	6,145.83
Total Assets	15,333.13	3,25,212.95	94,095.02	27,398.63	70,181.05
Contingent Liabilities	--	35.15	236.00	8.41	619.26

	Home First Fin	LIC Housing Fin.	PNB Housing Fin	Aadhar Housing Fin	Sammaan Capital
Cash From Operating Activities	-1,939.78	-8,503.83	-8,983.55	-2,807.88	8,771.63
Cash Flow from Investing Activities	-408.14	1,752.04	684.33	308.62	-5,577.75
Cash from Financing Activities	2,197.50	6,191.79	8,719.78	2,335.52	-2,373.07
Net Cash Inflow / Outflow	-150.43	-560.00	420.56	-163.74	820.81

	Home First Fin	LIC Housing Fin.	PNB Housing Fin	Aadhar Housing Fin	Sammaan Capital
ROCE (%)	11.13	8.59	9.41	11.31	3.64
ROE (%)	16.02	14.41	12.74	15.83	-8.77
ROA (%)	3.91	1.76	2.59	4.33	-2.54
EBIT Margin (%)	79.52	93.60	94.63	76.74	28.98
Net Margin (%)	28.11	19.43	25.74	29.56	-19.22
Cash Profit Margin (%)	29.21	19.86	27.72	30.71	-20.00

	Home First Fin	LIC Housing Fin.	PNB Housing Fin	Aadhar Housing Fin	Sammaan Capital
Revenue Growth (%)	25.14	2.63	10.95	18.18	1.75
EBIT Growth (%)	23.20	1.84	13.46	18.80	-64.51
Net Profit Growth (%)	41.44	2.97	18.34	20.18	-248.52
EPS Growth (%)	22.08	2.97	18.06	18.99	-203.40
Book Value Growth (%)	73.82	13.97	14.01	18.24	9.72

	Home First Fin	LIC Housing Fin.	PNB Housing Fin	Aadhar Housing Fin	Sammaan Capital
Price / Earnings	17.43	4.86	8.61	17.88	0.00
Price / Book Value	2.20	0.66	1.03	2.61	0.40
Dividend Yield (%)	0.58	2.02	1.06	0.00	0.00
EV/EBITDA	12.62	11.25	10.88	13.18	18.94
Market Cap (₹ Cr)	9,418.44	27,239.53	19,716.88	19,597.62	8,725.09

	Home First Fin	LIC Housing Fin.	PNB Housing Fin	Aadhar Housing Fin	Sammaan Capital
Debt to Equity	2.47	6.69	3.71	2.50	1.98
Short term debt to equity ratio	0.51	1.99	1.20	0.47	0.39
Current Ratio	0.75	0.03	0.16	0.40	0.45
Quick Ratio	0.75	0.03	0.16	0.40	0.45
Interest Coverage	1.89	1.36	1.59	2.03	0.50

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.