Home First Fin Peer Comparison

NSE: HOMEFIRST | BSE: 543259

₹1,096.20

₹-29.50 (-2.62%)

As on 05-Oct-2026IST

Market cap

₹11,448 Cr

Revenue (TTM)

₹1,999 Cr

P/E Ratio

19.7

P/B Ratio

2.6

Div. Yield

0.5 %

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	Home First Fin	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital
Market cap (₹ Cr)	11,448	28,949	27,712	19,875	15,506
Revenue (₹ Cr)	1,999	8,692	28,683	3,817	7,418
Net Profit (₹ Cr)	581.34	2,315.08	5,734.11	1,140.96	-7,235.56
Net Margin (%)	28.96	26.65	19.99	29.77	-96.96
RoE (%)	13.89	12.45	14.36	15.98	-9.77
Price to Earnings	19.69	12.50	4.83	17.42	--
Price-To-Book	2.58	1.47	0.65	2.55	0.87

Income Statement (₹ Cr)

	Home First Fin	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital
Operating Income	1,998.99	8,691.85	28,682.68	3,817.29	7,417.73
Other Income	8.31	-3.32	8.96	15.44	44.79
Total Income	1,922.72	8,901.68	28,849.98	3,706.87	9,090.25
Interest Expense	800.49	5,104.50	19,667.66	1,408.84	5,757.49
PBT & Exceptional Items	778.71	3,069.27	7,421.85	1,482.48	-15,338.17
Operating Expenses	428.10	514.76	1,602.13	909.57	4,044.86
Exceptional Income/Expenses	0.00	0.00	0.00	-15.92	-6,499.17
Profit before Tax	758.89	3,001.13	7,294.88	1,464.39	-8,926.51
Taxes	177.55	686.05	1,560.77	323.43	-1,690.95
Profit after Tax	581.34	2,315.08	5,734.11	1,140.96	-7,235.56
Minority Interest	0.00	0.00	-0.64	0.00	0.00
Share of Associate	0.00	0.00	5.19	0.00	0.00
Consolidated Profit	581.34	2,315.08	5,738.66	1,140.96	-7,235.56

	Home First Fin	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital
Shareholder's Funds	4,356.54	19,219.13	41,428.93	7,540.89	18,991.47
Minority Interest	0.00	0.00	-0.64	0.00	0.00
Non-Current Liabilities	69.46	209.12	606.49	94.71	453.69
Current Liabilities	10,740.54	74,083.82	2,83,173.42	19,763.24	54,798.26
Total Liabilities	15,333.13	94,095.02	3,25,212.95	27,398.63	74,243.42

	Home First Fin	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital
Non-Current Assets	20.57	146.16	1,313.14	36.46	2,692.25
Current Assets	15,089.25	93,157.56	3,22,897.04	27,205.23	68,643.96
Total Assets	15,333.13	94,095.02	3,25,212.95	27,398.63	74,243.42
Contingent Liabilities	--	236.00	35.15	8.41	673.15

	Home First Fin	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital
Cash From Operating Activities	-1,939.78	-8,983.55	-8,503.83	-2,807.88	-7,465.88
Cash Flow from Investing Activities	-408.14	684.33	1,752.04	308.62	-1,540.13
Cash from Financing Activities	2,197.50	8,719.78	6,191.79	2,335.52	14,683.81
Net Cash Inflow / Outflow	-150.43	420.56	-560.00	-163.74	5,677.80

	Home First Fin	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital
ROCE (%)	11.13	9.41	8.59	11.31	-4.70
ROE (%)	13.89	12.45	14.36	15.98	-9.77
ROA (%)	4.25	2.63	1.79	4.51	-10.02
EBIT Margin (%)	77.59	93.29	93.97	75.28	44.29
Net Margin (%)	28.96	26.65	19.99	29.77	-96.96
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

	Home First Fin	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital
Revenue Growth (%)	21.36	9.77	0.65	17.72	-17.09
EBIT Growth (%)	19.56	11.31	0.67	17.51	43.19
Net Profit Growth (%)	40.70	13.66	4.27	20.23	-301.99
EPS Growth (%)	25.93	13.40	4.34	20.42	39.13
Book Value Growth (%)	73.82	14.01	13.97	18.24	-18.37

	Home First Fin	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital
Price / Earnings	19.61	12.49	4.83	17.10	-8.72
Price / Book Value	2.58	1.47	0.65	2.55	0.87
Dividend Yield (%)	0.47	0.72	1.98	0.00	0.00
EV/EBITDA	13.01	11.83	11.22	12.87	16.55
Market Cap (₹ Cr)	9,418.44	19,716.88	27,239.53	19,597.62	17,099.94

	Home First Fin	PNB Housing Fin	LIC Housing Fin.	Aadhar Housing Fin	Sammaan Capital
Debt to Equity	0.00	0.00	0.00	0.00	0.00
Short term debt to equity ratio	0.51	1.20	1.99	0.47	0.73
Current Ratio	1.40	1.26	1.14	1.38	1.25
Quick Ratio	1.40	1.26	1.14	1.38	1.25
Interest Coverage	1.95	1.59	1.37	2.04	-0.55

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.