Home First Fin Peer Comparison
NSE: HOMEFIRST | BSE: 543259
₹1,082.20
As on 06-Nov-2026 09:44IST
Market cap
₹11,531 Cr
Revenue (TTM)
₹2,089 Cr
P/E Ratio
18.6
P/B Ratio
2.5
Div. Yield
0.5 %
| Home First Fin | PNB Housing Fin | LIC Housing Fin. | Aadhar Housing Fin | Aptus Value | |
|---|---|---|---|---|---|
Market cap (₹ Cr) |
11,531 | 28,695 | 29,313 | 19,208 | 9,025 |
Revenue (₹ Cr) |
2,089 | 8,987 | 28,698 | 3,968 | 2,352 |
Net Profit (₹ Cr) |
619.69 | 2,350.04 | 5,890.55 | 1,182.80 | 1,025.47 |
Net Margin (%) |
29.58 | 26.16 | 20.52 | 29.71 | 42.60 |
RoE (%) |
13.74 | 11.91 | 13.82 | 15.19 | 19.48 |
Price to Earnings |
18.61 | 12.21 | 4.97 | 16.24 | 8.80 |
Price-To-Book |
2.47 | 1.42 | 0.67 | 2.47 | 1.65 |
Income Statement (₹ Cr)
| Home First Fin | PNB Housing Fin | LIC Housing Fin. | Aadhar Housing Fin | Aptus Value | |
|---|---|---|---|---|---|
|
Operating Income
|
2,088.66 | 8,987.14 | 28,697.65 | 3,967.97 | 2,351.80 |
|
Other Income
|
6.63 | -5.26 | 8.65 | 13.37 | 55.17 |
|
Total Income
|
1,922.72 | 8,901.68 | 28,849.98 | 3,706.87 | 2,245.48 |
|
Interest Expense
|
822.48 | 5,252.19 | 19,696.34 | 1,456.29 | 664.13 |
|
PBT & Exceptional Items
|
828.81 | 3,106.62 | 7,635.20 | 1,539.28 | 1,315.10 |
|
Operating Expenses
|
444.01 | 623.07 | 1,374.76 | 953.93 | 427.75 |
|
Exceptional Income/Expenses
|
0.00 | 0.00 | 0.00 | -15.92 | 0.00 |
|
Profit before Tax
|
807.87 | 3,038.10 | 7,511.09 | 1,518.70 | 1,300.74 |
|
Taxes
|
188.18 | 688.06 | 1,620.54 | 335.90 | 275.27 |
|
Profit after Tax
|
619.69 | 2,350.04 | 5,890.55 | 1,182.80 | 1,025.47 |
|
Minority Interest
|
0.00 | 0.00 | -0.66 | 0.00 | 0.00 |
|
Share of Associate
|
0.00 | 0.00 | 5.97 | 0.00 | 0.00 |
|
Consolidated Profit
|
619.69 | 2,350.04 | 5,895.86 | 1,182.80 | 1,025.47 |
Liabilities (₹ Cr)
| Home First Fin | PNB Housing Fin | LIC Housing Fin. | Aadhar Housing Fin | Aptus Value | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
4,665.12 | 20,249.19 | 43,879.35 | 8,201.44 | 5,467.50 |
|
Minority Interest
|
0.00 | 0.00 | -0.66 | 0.00 | 0.00 |
|
Non-Current Liabilities
|
81.12 | 123.99 | 620.18 | 91.58 | 34.20 |
|
Current Liabilities
|
12,438.58 | 81,264.92 | 2,85,672.57 | 21,082.23 | 8,472.82 |
|
Total Liabilities
|
15,333.13 | 94,095.02 | 3,25,212.95 | 27,398.63 | 13,047.66 |
Assets (₹ Cr)
| Home First Fin | PNB Housing Fin | LIC Housing Fin. | Aadhar Housing Fin | Aptus Value | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
21.15 | 121.70 | 1,201.22 | 38.76 | 10.83 |
|
Current Assets
|
17,104.39 | 1,01,294.63 | 3,28,514.25 | 29,171.92 | 13,824.87 |
|
Total Assets
|
15,333.13 | 94,095.02 | 3,25,212.95 | 27,398.63 | 13,047.66 |
|
Contingent Liabilities
|
-- | 236.00 | 35.15 | 8.41 | -- |
Cashflow (₹ Cr)
| Home First Fin | PNB Housing Fin | LIC Housing Fin. | Aadhar Housing Fin | Aptus Value | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
-1,939.78 | -8,983.55 | -8,503.83 | -2,807.88 | -489.26 |
|
Cash Flow from Investing Activities
|
-408.14 | 684.33 | 1,752.04 | 308.62 | -71.99 |
|
Cash from Financing Activities
|
2,197.50 | 8,719.78 | 6,191.79 | 2,335.52 | 821.99 |
|
Net Cash Inflow / Outflow
|
-150.43 | 420.56 | -560.00 | -163.74 | 260.74 |
Ratios
Profitability Ratios
| Home First Fin | PNB Housing Fin | LIC Housing Fin. | Aadhar Housing Fin | Aptus Value | |
|---|---|---|---|---|---|
|
ROCE (%)
|
11.13 | 9.41 | 8.59 | 11.31 | 15.45 |
|
ROE (%)
|
13.74 | 11.91 | 13.82 | 15.19 | 19.48 |
|
ROA (%)
|
4.00 | 2.51 | 1.81 | 4.34 | 7.89 |
|
EBIT Margin (%)
|
77.74 | 92.30 | 94.78 | 75.04 | 81.20 |
|
Net Margin (%)
|
29.58 | 26.16 | 20.52 | 29.71 | 42.60 |
|
Cash Profit Margin (%)
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Growth Ratios
| Home First Fin | PNB Housing Fin | LIC Housing Fin. | Aadhar Housing Fin | Aptus Value | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
19.25 | 10.03 | 0.17 | 17.55 | 17.69 |
|
EBIT Growth (%)
|
17.93 | 9.34 | 1.00 | 16.76 | 14.69 |
|
Net Profit Growth (%)
|
36.85 | 9.37 | 6.67 | 19.73 | 21.60 |
|
EPS Growth (%)
|
27.08 | 9.16 | 6.78 | 19.74 | 21.42 |
|
Book Value Growth (%)
|
73.82 | 14.01 | 13.97 | 18.24 | 17.17 |
Valuation Ratios
| Home First Fin | PNB Housing Fin | LIC Housing Fin. | Aadhar Housing Fin | Aptus Value | |
|---|---|---|---|---|---|
|
Price / Earnings
|
18.57 | 12.20 | 4.97 | 15.99 | 8.80 |
|
Price / Book Value
|
2.47 | 1.42 | 0.67 | 2.47 | 1.65 |
|
Dividend Yield (%)
|
0.47 | 0.73 | 1.88 | 0.00 | 2.50 |
|
EV/EBITDA
|
12.47 | 11.53 | 11.18 | 12.20 | 8.40 |
|
Market Cap (₹ Cr)
|
9,418.44 | 19,716.88 | 27,239.53 | 19,597.62 | 9,751.95 |
Solvency Ratios
| Home First Fin | PNB Housing Fin | LIC Housing Fin. | Aadhar Housing Fin | Aptus Value | |
|---|---|---|---|---|---|
|
Debt to Equity
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Short term debt to equity ratio
|
0.51 | 1.20 | 1.99 | 0.47 | 0.41 |
|
Current Ratio
|
1.38 | 1.25 | 1.15 | 1.38 | 1.63 |
|
Quick Ratio
|
1.38 | 1.25 | 1.15 | 1.38 | 1.63 |
|
Interest Coverage
|
1.98 | 1.58 | 1.38 | 2.04 | 2.96 |